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Started By
Message
There is no such thing as a cash price at a car dealership
Posted on 6/18/22 at 12:42 pm
Posted on 6/18/22 at 12:42 pm
Paying cash does nothing for you and does nothing for the dealership. We prefer you finance. We make more money when you finance. If anything the price goes up. Hold on to that cash unless your credit sucks then put it down. If you go to Rouses for milk and you ask Mr Rouse for a cash price it will be the same no matter which form of payment you use.There is no such thing as a cash price
31
Posted on 6/18/22 at 12:43 pm to ThatTahoeOverThere
At my dealership I like cash no tax no tracks
Posted on 6/18/22 at 12:44 pm to ThatTahoeOverThere
Subtle I work in a used car dealership brag
Posted on 6/18/22 at 12:44 pm to ThatTahoeOverThere
Thanks for the decades old advice 
Posted on 6/18/22 at 12:44 pm to ThatTahoeOverThere
quote:
Paying cash does nothing for you and does nothing for the dealership. We prefer you finance. We make more money when you finance.
I have no idea why this is so hard for so many slack jaws to understand
Posted on 6/18/22 at 12:45 pm to ThatTahoeOverThere
quote:
We prefer you finance.
Just say we want you to pay interest and even more for the car.
Posted on 6/18/22 at 12:47 pm to CaptainsWafer
Take that money, minus down-payment and invest it in something like a mutual fund. Interest is rising.
Posted on 6/18/22 at 12:47 pm to ThatTahoeOverThere
Posted on 6/18/22 at 12:49 pm to LNCHBOX
I've had three people this week convinced cash pricing was a real thing. Like we don't have to report every fricking penny
Posted on 6/18/22 at 12:50 pm to ThatTahoeOverThere
Just like a house as long as you’re financing you don’t own it, the bank does.
Some people like to pay $45K for a $38K car or $600K for a $320K house; some people don’t.
Some people like to pay $45K for a $38K car or $600K for a $320K house; some people don’t.
This post was edited on 6/18/22 at 3:15 pm
Posted on 6/18/22 at 12:50 pm to ThatTahoeOverThere
quote:
We make more money when you finance.
So not financing you make less
Meaning I pay less…
Posted on 6/18/22 at 12:50 pm to ThatTahoeOverThere
quote:
Take that money, minus down-payment and invest it in something like a mutual fund. Interest is rising.
Probably good advice long term. As for now, yeah, my mutual funds are just blowing the roof off the joint.
Posted on 6/18/22 at 12:51 pm to SammyTiger
quote:
So not financing you make less
Meaning I pay less…
Not necessarily. Anyone with a brain can understna the point he is making
Posted on 6/18/22 at 12:51 pm to DeltaTigerDelta
Houses usually go up in value and autos go down. House is an investment, a car black hole.
Posted on 6/18/22 at 12:52 pm to ThatTahoeOverThere
quote:
Houses usually go up in value and autos go down. House is an investment, a car black hole.
It's also hard to pay for a house without having a car in most of this country.
So your point?
Posted on 6/18/22 at 12:52 pm to ThatTahoeOverThere
So let’s say you lock me into a car that cost $25,000. You get me an interest rate of 3% for financing. Then I say oh never mind I’ve got cash and I without $25,000 in cash. Seems like I just saved myself some money right?
Posted on 6/18/22 at 12:52 pm to ThatTahoeOverThere
I feel like you are screaming at me like i did something wrong
Posted on 6/18/22 at 12:52 pm to SammyTiger
I guess what OP is saying then is to finance and get the “better” price and then pay it off early if you have the cash
Posted on 6/18/22 at 12:52 pm to ThatTahoeOverThere
If I can afford to pay cash for a new vehicle, cash price isn't really a consideration. Best overall price based on my research would just be the concern.
Posted on 6/18/22 at 12:53 pm to Tiger1242
quote:
So let’s say you lock me into a car that cost $25,000. You get me an interest rate of 3% for financing. Then I say oh never mind I’ve got cash and I without $25,000 in cash. Seems like I just saved myself some money right?
No, you likely lost money.
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