re: There is an insurance catastrophe headed for Louisiana.

Downvote away motherfrickers, but I dealt with little over 5 dozen cases in Katrina mostly in Mississippi.

i had cases where:

They went to wrong house the entire denial and report was on wrong house, the engineers wrote claim was caused by wind and should be paid and they insurance adjuster changed to to water do not pay. So many of these that about 2 dozen engineers ask me to be a blind depository for their reports, as they were sure someone was going to indicted. They illegally collided and guilty of criminal conspiracy and would have be indicted if not for Dickie Scruggs fiasco.

They are nothing but Money stealing bin Christian Yankee Mother frickers who would sell their grandma for a buck.

What they want to do is force the government to create a wind policy for coastal areas akin to a flood policy. We pretty much have this now in coastal Mississippi which is why you have so money still empty spots on beach.

before Katrina let’s say person paid 7500 for HO 1 policy and 2500 for flood for 700k house on beach in Ocean Springs total 10k a year. I represented about 2-3 dozen of them.

After Katrina Flood was maybe 3500 a year or less, wind policy was 7,500 to 10,000k a year then you had HO1 policy which was another 8,000 to 10,000k. in reviewing these policy which are all required by every bank I could quickly see why Snakefarm, Allsnake, and Notonyourside wanted these.

People were paying 8,000-10,000 k for basically a fire and theft policy. There was one fire after Katrina there was a total lost, but I got 100% recovering from Kentwood for bad water dispenser that caused the fire for AS. So it cost them nothing.

So 1000 houses at 8000 a pop with almost no claims over a decade is a fricking money machine. Of and before you talk about stolen shite, all they had were some bikes, garage theft. I told them i would get together with buddies form a company and just give them new bikes every year.

That’s what the mfers want to write policies where they never have to pay anything that you have to buy.

[quote]TutHill[/quote

Your testimony is like many people on the Mississippi coast.

Someone downvoted your post too. Downvotes smell like reinsurer bots or insurance agents denying the coastal risk.

Mississippi coast didn't get MSM coverage for Katrina, New Orleans levee breaks were promoted by MSM. Katrina wiped out the Mississippi coast. Structures were torn apart into matchsticks, plumbing was filled with mud and sand, electrical systems were severely damaged by salt water and debris.Total destruction for miles inland.The storm surge was up to 30 ft and pushed miles inland. The Gulf is shallow there.

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Like signing a contract to cover certain things and then when you make a claim you fight the policyholder at every turn?

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But trial lawyers are the problem…

Insurance companies suck. The only reason we talk to them is because we are legally bound to do so. The world would be a better place if insurance companies didn’t have the power they do. They can all kiss my arse. They bail when they’re needed.

The words I was told earlier this year is "the entire industry in this state is on the brinks of collapse and it's scary as hell."

Sometimes they do many me laugh though.

Last year we refinanced our home and got a new insurance policy at the same time. Of course, the new company paid for an inspection and they came out, determined the roof needed to be replaced and put me on a cancellation unless I put on a new roof.

Called a roofing company, got an estimate an filed a claim for a new roof due to storm damage from a weather event 3 days before my inspection while coverage was in place from the new company.

Claim went through, new roof went on and the dumbasses still dropped me.

My agent was floored and just laughed....no way the underwriter will drop you after having a new roof and them only getting two months of premiums he said. The only way they'll recoup the money is to keep you on.

Nope...they dropped me.

So, then, I find a new policy with better coverage and a lower premium because now I have a new roof.

Ida rolls through and my roof is solid because it's brand new...no damage.

Fast forward to a few months ago and that policy is dropping so I re-shop it again and decide to go back to the same company that dropped me a year before (and paid for my new roof) because the premium is even lower with even better coverage.

This time, they don't send someone out to do the inspection. They just used the one they did last year (before the roof THEY PAID FOR) was replaced and sent me another cancellation notice.

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So you’re a fricking lawyer in a state that thrives on litigation and opposes tort reform in any form?

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Please direct me to any evidence that I have ever opposed tort reform.

I am a huge proponent of tort reform. I have a partner whose main job right now is lobbying for it in the legislature.

Eat shite yourself.

Vote Democrat, get Democrats.

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Ahh the old government handout. You will b & m about others taking from the govt but when it comes to be your turn in line to get fed, your bucket is bigger than everyone else’s.

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and you can go frick yourself with a cactus

unlike you, i pay taxes, and thats just my tax money that they gave back to me

how much insurance money did you refuse for your hurricane damage, did you tell your insurance company you didnt want to file a claim to fix your house and instead you will go sleep in your car? and thats if you even have a house

are you happy with your pedo president you voted for?

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But if a lawyer gets a hold of it

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therein lies the problem. if a lawyer "gets a hold of it" it is because the insurer was not dealing fairly with the insured. deny deny deny delay delay delay