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re: The wife and I made a difficult decision this weekend
Posted on 8/12/18 at 10:59 pm to DeafJam73
Posted on 8/12/18 at 10:59 pm to DeafJam73
quote:
scholarship opportunities
Not if white, not poor, and in a non southern state.
Tops is a great program but most states don't have equivalent. Or if they do it's tied to parents income.
1
Posted on 8/12/18 at 11:01 pm to PrivatePublic
Really as long as they haven't graduated high school yet, there is still plenty of time to figure out how to get free or almost free schooling. Grant's, scholarships, interships, apprenticeships, the list goes on. They'll be able to figure it out.
Just dont lay that shitburger on em 2 weeks out of graduation
Just dont lay that shitburger on em 2 weeks out of graduation
Posted on 8/12/18 at 11:02 pm to PrivatePublic
quote:
bet your kids despise both of u.
God I hope so. Would make the guilt much more bearable when we have to kick them out of the house.
Done, troll post, you don’t have kids.
Posted on 8/12/18 at 11:02 pm to Cosmo
quote:
If you are willing to buy an f250 for yourself and a tahoe for your wife but wont pay for college you are kinda a bitch
i wouldnt say a bitch but i agree that priorities are out of whack
Posted on 8/12/18 at 11:03 pm to PrivatePublic
We only have one kid and LSU is about the same as her private school. It would be a wash for us right now assuming tops didn't exist.
Posted on 8/12/18 at 11:03 pm to PrivatePublic
Not helping your kids in college is pretty shitty parenting
Posted on 8/12/18 at 11:04 pm to PrivatePublic
How old are they?
Posted on 8/12/18 at 11:04 pm to Will Cover
quote:
It's okay if they have to work to put themselves through school, even if it takes them longer to graduate. Be there to support them. Guide them. Encourage them. Catch them doing something right and recognize them. The best thing they can do for themselves is to get an education and come out of it without any debt to start their professional career.
This is good advice. You are actually doing your kids a service. Don't let them take out loans though. My Dad didn't pay for my college and he was loaded. I had a some scholarship money, but I had to work for everything else. I always had to work though. I don't remember a time in my life when I was not doing something to earn money. That's just how I was raised.
We're blessed that our kids have their own college money, but they have to be gainfully employed to have access to any of it. No job, bad grades, acting like a loser = no money.
Posted on 8/12/18 at 11:05 pm to PrivatePublic
quote:
PrivatePublic
Way to start a thread about being a failure as a supporter and not give one single detail of your situation.
Income, age of kids, years till retirement, etc.
Bottom line, you and wife suck. Cant imagine being retired and knowing my kids will be starting off with heavy debt.
Loser
Posted on 8/12/18 at 11:05 pm to t00f
quote:
Done, troll post, you don’t have kids.
My bank account strongly disagrees.
Posted on 8/12/18 at 11:05 pm to Pelican fan99
quote:
Not helping your kids in college is pretty shitty parenting
I agree but is expecting them to provide the lions share shitty parenting? I don't mind helping out, btw.
This post was edited on 8/12/18 at 11:07 pm
Posted on 8/12/18 at 11:07 pm to GeeOH
Is it just me or does it seem crazy that the new normal is to support your kids for another 4+ years after they graduate high school?
Posted on 8/12/18 at 11:08 pm to PrivatePublic
We faced the same fork but made the opposite choice. We chose to do what our parents did. Would the extra monies be nice to have? Sure but we aren't missing any meals and are semi-retired at rather young ages, I'm 62 and wife is 58. Time to do the things we enjoy and we are by no means lavish in lifestyle seemed more important.
Posted on 8/12/18 at 11:08 pm to TheIndulger
quote:
Is it just me or does it seem crazy that the new normal is to support your kids for another 4+ years after they graduate high school?
It's not just you.
Posted on 8/12/18 at 11:08 pm to Pelican fan99
I’m happy my parents didn’t help me out eta: with tuition. I’m better for it and happy my selfless parents are spending their hard earned money on my kids, which brings them joy.
This post was edited on 8/12/18 at 11:10 pm
Posted on 8/12/18 at 11:09 pm to TheIndulger
quote:
Is it just me or does it seem crazy that the new normal is to support your kids for another 4+ years after they graduate high school?
fricking millenials.
Posted on 8/12/18 at 11:10 pm to PrivatePublic
First of all, there's nothing on face that's necessarily bad in saying that. For one, it will hopefully force them to work on scholarships and go to cheaper schools.
But honestly, how can any set of parents that both went to college not afford around $10k a year for in state tuition by the age of 40 or so? Does your wife work? If your wife 'chooses' not to work when your kids are 16+ and/ or out of the house then that's not good parenting to then say 'you kids are on your own'.
If you have been saving 15% properly your whole life and living within your means, then $10k a year for in state tuition really should not change anyone's retirement plans. Let's say we are talking $50k per kid right now for 4 years of college. That's a respectable amount that no kid can be upset their parents can't afford any more than that. I know people always say don't put college over retirement, but if I have to work 1 additional year per kid to pay for their in state college tuition then frankly that's time well spent for me. I think most people could pay off $50k in under a year by dedicating a year of work to it. A LOT of money for sure, but also well worth it.
But honestly, how can any set of parents that both went to college not afford around $10k a year for in state tuition by the age of 40 or so? Does your wife work? If your wife 'chooses' not to work when your kids are 16+ and/ or out of the house then that's not good parenting to then say 'you kids are on your own'.
If you have been saving 15% properly your whole life and living within your means, then $10k a year for in state tuition really should not change anyone's retirement plans. Let's say we are talking $50k per kid right now for 4 years of college. That's a respectable amount that no kid can be upset their parents can't afford any more than that. I know people always say don't put college over retirement, but if I have to work 1 additional year per kid to pay for their in state college tuition then frankly that's time well spent for me. I think most people could pay off $50k in under a year by dedicating a year of work to it. A LOT of money for sure, but also well worth it.
This post was edited on 8/12/18 at 11:13 pm
Posted on 8/12/18 at 11:10 pm to PrivatePublic
I know the OP will get trashed by the OT. But it’s not a bad idea.
My wife and I are both MD’s and told our kids we did not intend to pay for college unless it was a good investment.
For example: I am not paying $250,000 for my child to be an elementary school teacher. That is a poor investment. If they want to teach school - 2 years of community college and then go to a local 4 year school to finish. Live at home to save money.
If they want to be an engineer and can maintain a 3.75 gpa, I would gladly pay for a state 4 year college.
Under no circumstance would I pay for an out of state school. It offers no benefit.
Fortunately, our first child got a full (tuition and housing) academic scholarship so we are not on the hook for education #1.
The second seems to be on the same path. He is still in high school so final results the determined.
Not that it matters but I paid all my own college.
My wife and I are both MD’s and told our kids we did not intend to pay for college unless it was a good investment.
For example: I am not paying $250,000 for my child to be an elementary school teacher. That is a poor investment. If they want to teach school - 2 years of community college and then go to a local 4 year school to finish. Live at home to save money.
If they want to be an engineer and can maintain a 3.75 gpa, I would gladly pay for a state 4 year college.
Under no circumstance would I pay for an out of state school. It offers no benefit.
Fortunately, our first child got a full (tuition and housing) academic scholarship so we are not on the hook for education #1.
The second seems to be on the same path. He is still in high school so final results the determined.
Not that it matters but I paid all my own college.
Posted on 8/12/18 at 11:11 pm to GeeOH
quote:
Bottom line, you and wife suck. Cant imagine being retired and knowing my kids will be starting off with heavy debt.
Every doctor I know started off with "heavy debt." I came out of college with 4 years worth of student loans and I'm doing just fine.
I've got 5 bucks says you're either one of those travel ball type dads or you have no kids at all.
Posted on 8/12/18 at 11:11 pm to PrivatePublic
You done right. My parents didn’t pay for my college tuition. They helped when they could and that made a big difference. Tuition was my responsibility- I had TOPS and grants, then loans for the next level.
I never struggled to eat during college. I would be ashamed of myself if my mother was using her money she should enjoy today to pay off my education from years ago. That is my responsibility.
I never struggled to eat during college. I would be ashamed of myself if my mother was using her money she should enjoy today to pay off my education from years ago. That is my responsibility.
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