- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
0
Posted on 8/13/18 at 8:15 am to Displaced
quote:
Displaced
OMG...I agree with you on something
Posted on 8/13/18 at 8:15 am to Salmon
quote:
I'm sure it was a difficult time.
I think the overall point is that the fact that you were displaced for a few years set you back moreso than your debt
I would say a combination of the two.
Thank you for not being a dick
Posted on 8/13/18 at 8:18 am to lsunurse
Dammit. Now I know I must be wrong.
Posted on 8/13/18 at 8:20 am to TheMailman
quote:
I hate when people have kids that they can't afford.
I love it when people make a generic black and white statement and judge everybody for it.
Posted on 8/13/18 at 8:21 am to 50_Tiger
quote:
I would say a combination of the two.
Perhaps.
But don't you think you would be ahead of where you are if you had graduated at 22/23 like most people, even with your debt?
And let's also try not act like you are "behind" in life simply because you don't own a $400k house at 32
This post was edited on 8/13/18 at 8:22 am
Posted on 8/13/18 at 8:21 am to Salmon
quote:
Perhaps.
But don't you think you would be ahead of where you are if you had graduated at 22/23 like most people, even with your debt?
Not to mention taking that break lost him TOPS.
Posted on 8/13/18 at 8:22 am to statman34
And bonus points for those who don't have children of their own making that black and white statement.
Posted on 8/13/18 at 8:22 am to Displaced
I think retirement savings should always be a priority.
Better for the kids anyways in the long run. If their parents are financially set for retirement...that is a huge amount of stress they are saving their kids as they get older.
Better for the kids anyways in the long run. If their parents are financially set for retirement...that is a huge amount of stress they are saving their kids as they get older.
Posted on 8/13/18 at 8:23 am to PrivatePublic
It can be a good or a bad thing.
I was wayyy too immature when I started college out of high school. My parents paid for everything and gave me a $300 / month check for any additional expenses, like going out. I had a part time job (working in a restaurant) and soon enjoyed the nightlife of that over going to class. After 2.5 years, I dropped out of college with maybe 40 credit hours and a terrible GPA.
I went back 6 years later paying on my own dime and never dropped a class and finished with above a 3.0 while working 60-70 hrs per week to help afford college along with some scholarships and small student loans. When it was my money on the line, I cared a LOT more....although it does suck to pay on student loans.
I was wayyy too immature when I started college out of high school. My parents paid for everything and gave me a $300 / month check for any additional expenses, like going out. I had a part time job (working in a restaurant) and soon enjoyed the nightlife of that over going to class. After 2.5 years, I dropped out of college with maybe 40 credit hours and a terrible GPA.
I went back 6 years later paying on my own dime and never dropped a class and finished with above a 3.0 while working 60-70 hrs per week to help afford college along with some scholarships and small student loans. When it was my money on the line, I cared a LOT more....although it does suck to pay on student loans.
Posted on 8/13/18 at 8:25 am to PrivatePublic
We ain’t paying shite on our kids college til we finish paying off my wife’s student loans. fricking vet school 
That being said we will offer financial assistance at some point.
That being said we will offer financial assistance at some point.
Posted on 8/13/18 at 8:28 am to Salmon
quote:
But don't you think you would be ahead of where you are if you had graduated at 22/23 like most people, even with your debt?
Not 100% sure. There would be a higher probability of me being still in the state of Louisiana.
I graduated 3.5 years ago and can say I've dug myself out of that hole (while still saving for ret/home) as of 6 months ago. So using your timescale that would put me around 26 years of age, assuming I'd be making the same money I do here in Texas.
I ran financially lean for all of college (no new car, roommate, worked, etc.) so I feel confident that I didn't fail there.
I guess the hidden cost is time value. I had zero social time. From the start of freshmen year, I was at school for 7:30 am (in work uniform) and then closed the store by 10:30m-11pm.
edit: I rambled and didn't really answer. I would have to say yes I would meet my goal of being a homeowner before 30 if everything was normal per say.
This post was edited on 8/13/18 at 8:30 am
Posted on 8/13/18 at 8:29 am to LNCHBOX
quote:
Not to mention taking that break lost him TOPS.
When you don't have any money and no home. Its hard to be worried about this.
You are being a real jerk for no reason other than to be one on a message board. Let that sink in.
Posted on 8/13/18 at 8:29 am to lsunurse
quote:Yes and no. If I would place my own list of priorities in life and give it a number, I'd say:
I think retirement savings should always be a priority.
1. Raising your kids to the point of pushing them out the nest (as young adults)
1a. At that point, all extra money should be going into retirement in (here's the money shot) - a retirement account that you should have already been responsible enough to have been saving in since being hired for your first job for 30+ yrs(401k, IRA, etc.)
Posted on 8/13/18 at 8:30 am to 50_Tiger
quote:
I guess the hidden cost is time value. I had zero social time. From the start of freshmen year, I was at school for 7:30 am (in work uniform) and then closed the store by 10:30m-11pm.
I had a 20 hour a week (40 hours when school was not in session) job and was responsible for my own finances while getting my degree and still partied my arse off. You did something wrong if you had student debt and no social time.
Posted on 8/13/18 at 8:31 am to Eightballjacket
You can have them gofundme in the hopes Leonard Fournette reads it.
That said, state tuition in LA dirt cheap.
That said, state tuition in LA dirt cheap.
Posted on 8/13/18 at 8:31 am to 50_Tiger
quote:
When you don't have any money and no home. Its hard to be worried about this.
You are being a real jerk for no reason other than to be one on a message board. Let that sink in.
Don't give me this emotional nonsense. You are making a false argument in this thread. I'm not going to apologize for calling you out on it.
ETA: I went through Katrina too. So spare me.
This post was edited on 8/13/18 at 8:32 am
Posted on 8/13/18 at 8:32 am to LNCHBOX
You did that on 18hr class schedules? (plus 2 labs)
Posted on 8/13/18 at 8:32 am to LNCHBOX
quote:
Don't give me this emotional nonsense. You are making a false argument in this thread. I'm not going to apologize for calling you out on it.
ETA: I went through Katrina too. So spare me.
You are a certified piece of shite.
Posted on 8/13/18 at 8:32 am to 50_Tiger
quote:
You did that on 18hr class schedules? (plus 2 labs)
Some semesters, yea.
Page 13 of 40
Popular
Back to top
Follow TigerDroppings for LSU Football News