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1
Posted on 6/22/17 at 11:18 am to Sao
quote:
Having been to the islands several times, it's really depressed as far as most of the locals go. Take Oahu... It's rather incredible to drive from Honolulu north to the North Shore. Some of the prettiest views you could ever see.
I moved back from there in short order because it was so depressing. It's as if it's a 3rd World America in paradise
Posted on 6/22/17 at 11:55 am to jimbeam
quote:I think it's a "you can't support a family on min. wage" argument.
So the -Minimum- amount that you can possibly make isn't enough to rent a 2 bed apartment? Shocker.
Posted on 6/22/17 at 12:13 pm to GreatLakesTiger24
quote:
think it's a "you can't support a family on min. wage" argument.
If you have a family and can't find a job paying more than minimum wage, your only skill to offer a company is being a drain.
These people need to take a long look in the mirror.
Posted on 6/22/17 at 12:17 pm to schwartzy
quote:
How can anyone in Cali and Hawaii afford to live?
Stay single and you're good.
Posted on 6/22/17 at 12:28 pm to Goldrush25
quote:
How can anyone in Cali and Hawaii afford to live?
Stay single and you're good.
Seems like dual income would be better
Posted on 6/22/17 at 1:00 pm to dgnx6
quote:
These people need to take a long look in the mirror.
How well does that pay?
Posted on 6/22/17 at 1:10 pm to TexasTiger1185
If you take a long look at yourself it could pay pretty well.
Posted on 6/23/17 at 8:52 am to GreatLakesTiger24
Why is a single person making minimum wage needing a two bedroom house?
Posted on 6/23/17 at 10:27 am to GreatLakesTiger24
"without paying more than 30% of their income".
Why is THAT a condition? Housing is one of the most expensive items for any family. And why is it a 2-BR? A studio can house a family of 2 easily. A 1-BR can easily house 3-4.
This is the problem, is that people don't really know what hardship looks like. In years past, people just would've "done without" in order to save enough money.
Why is THAT a condition? Housing is one of the most expensive items for any family. And why is it a 2-BR? A studio can house a family of 2 easily. A 1-BR can easily house 3-4.
This is the problem, is that people don't really know what hardship looks like. In years past, people just would've "done without" in order to save enough money.
Posted on 6/23/17 at 10:36 am to saintsfan1977
quote:
I figured about 25% of their check goes to Nonc Sam. Assuming single male. I know thats the minimum I had taken out when I was single.
Thats exactly why you leave taxes out. It's a hard variable to normalize.
1) someone making minimum wage is not in the 25% tax bracket even marginally. Nor are most of the numbers given here.
2) Even you didn't have an effective tax rate of 25% when you were single.
Posted on 6/23/17 at 10:37 am to AmericanHoop
quote:
Why is THAT a condition?
Because 30% of your gross is a lot of money, and the typical threshold for sustainability on average.
Posted on 6/23/17 at 10:41 am to Volvagia
30% of your gross is a decent amount of money, certainly. But, it's definitely possible to handle 35% or even 40% on housing, depending on other budget considerations.
Point is, this map has some very odd constraints.
Point is, this map has some very odd constraints.
Posted on 6/23/17 at 11:09 am to AmericanHoop
Possible =! Typical
Posted on 6/23/17 at 11:31 am to Volvagia
Right. I agree possible doesnt equal typical.
But, what I'm saying is...why is THIS the way the information is presented? If you're going to place a qualifier, it ought to be based on something more affordable than a 2BR home for less than 30% of gross income...
But, what I'm saying is...why is THIS the way the information is presented? If you're going to place a qualifier, it ought to be based on something more affordable than a 2BR home for less than 30% of gross income...
Posted on 6/23/17 at 11:55 am to AmericanHoop
quote:It's to show you can't support a small family on minimum wage
But, what I'm saying is...why is THIS the way the information is presented? If you're going to place a qualifier, it ought to be based on something more affordable than a 2BR home for less than 30% of gross income...
This post was edited on 6/23/17 at 11:56 am
Posted on 6/23/17 at 11:57 am to GreatLakesTiger24
Before I got married, I had roommates. Point is, all these single people and single parents are doing it wrong.
Posted on 6/23/17 at 12:08 pm to schwartzy
quote:
How can anyone in Cali and Hawaii afford to live
They do it everyday. For example, in Cali, if you make minimum wage, you probably don't live (or shop) Rodeo Dr.
Posted on 6/23/17 at 12:12 pm to Hopeful Doc
quote:
Where does the "rent should not exceed 30% of your income" recommendation come from, exactly? I didn't see it in the article.
Most places won't approve you to live there unless you make 3-4x the rent.
Posted on 6/23/17 at 12:13 pm to GreatLakesTiger24
I see nothing wrong with this. You arent supposed to live off of Minimum wage at 35hours/week. If thats all you have, you need to get another job.
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