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Started By
Message
re: The credit card statement after the holidays hit hard
Posted on 1/2/24 at 2:13 pm to LoneStar23
Posted on 1/2/24 at 2:13 pm to LoneStar23
quote:
I don't use a credit card. If you can't pay cash you can't afford it.
There are people much richer than you that use credit cards. That I can assure you.
Posted on 1/2/24 at 2:17 pm to Supermoto Tiger
quote:
It cracks me up to hear people justify credit card use for the points. These people are always broke dick mofos.
Sorry that you lack emotional control and can’t manage credit responsibly
Posted on 1/2/24 at 3:08 pm to BayouBandit24
quote:
If you pay your credit card off every month, it’s pretty dumb to pay cash/debit….
Now, some places are charging 4% extra for using a credit card. This cancels out the points. You have to be mindful. It’s bullshite btw.
Posted on 1/2/24 at 3:17 pm to Supermoto Tiger
quote:
It cracks me up to hear people justify credit card use for the points. These people are always broke dick mofos.
I wouldn't say always.
Posted on 1/2/24 at 3:36 pm to LoneStar23
quote:
I don't use a credit card. If you can't pay cash you can't afford it.
Why would you say no to free money by just swiping a card and then taking 5 seconds to pay it through your checking account with an app?
Posted on 1/2/24 at 5:01 pm to fareplay
I have never carried a balance on any credit card- never.
Posted on 1/2/24 at 5:09 pm to LoneStar23
quote:
I don't use a credit card. If you can't pay cash you can't afford it.
Cap. I've never paid a dime of interest and I get back several thousand in cashback/points every year
Only complete retards use cash/debit
Posted on 1/2/24 at 5:12 pm to Carson123987
quote:
Cap. I've never paid a dime of interest and I get back several thousand in cashback/points every year
Only complete retards use cash/debit
Yep. The only time I ise cash is the casino.
I have a card I put around 8-9k a month on and rake in benefits. Big difference between using a cc and having debt.
Posted on 1/2/24 at 5:15 pm to fareplay
2 types of people. Those that pay interest and those that earn it. Be an earner.
Posted on 1/2/24 at 5:19 pm to GreenRockTiger
quote:
Why spend what you don’t have?
It’s the American way….live on credit because you want expensive stuff.
Posted on 1/2/24 at 5:27 pm to deathvalleyfreak43
quote:
Looks like I’m going to have to pull out one of those payday in advance loans again this year..
Go for it. The 300 percent interest rate and inevitable credit score decrease is surely worth it.
Posted on 1/2/24 at 5:40 pm to Paul Allen
Posted on 1/2/24 at 5:58 pm to fareplay
pay mine off full every month, the credit card company pays me to use their card
Posted on 1/2/24 at 6:09 pm to TigerBlood17
quote:
Now, some places are charging 4% extra for using a credit card. This cancels out the points. You have to be mindful. It’s bullshite btw.
I’ve seen this maybe twice, both at a mom and pop stores. Companies like AMEX bend them over and they like promote themselves as small business friendly.
The only reason my debit card ever comes out is for ATM withdrawals.
I get $400 in travel credits, free TSA, free airport lounge access, free baggage etc…and all have to do is clear my balance monthly.
Then special in other spends…my marriott card when staying there to get the bonus…
Amex gives 3% back on groceries etc
Posted on 1/2/24 at 6:26 pm to fareplay
Just save a few bucks each month for xmas spending.
Posted on 1/2/24 at 6:59 pm to The Torch
quote:
This screams of poor
Or trying to make it in Bidens new America.
Posted on 1/2/24 at 7:19 pm to fareplay
Zero CC debt. Will never make that mistake again….and by mistake I mean being married
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