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Started By
Message
re: Student loan delinquencies surge back after 5-year pause
Posted on 5/14/25 at 3:34 pm to ATrillionaire
Posted on 5/14/25 at 3:34 pm to ATrillionaire
quote:
Clearly a defense mechanism.
that’s right. we definitely DO NOT have any statistics or metrics, whatsoever, that would lead us to believe that certain demographics aren’t productive peaceful members of our American society. NOPE.
This post was edited on 5/14/25 at 3:40 pm
1
Posted on 5/14/25 at 3:36 pm to GoCrazyAuburn
quote:
Majority is a mixture of people who just don't want to and those that took out absolutely ludicrous amounts of money to major in things that have no realistic prospect of earning potential to match the amount of debt incurred.
I didn't take out loans because I paid my way and borrowed what I needed from my parents, but don't a lot of students take out loans to pay their rent, spending money, etc, thinking "I'll pay it back when I have a job and make a lot of money "way" down the road"?
Posted on 5/14/25 at 3:38 pm to Chucktown_Badger
quote:
It's almost like when people start getting something for free they come to expect it. Who woulda thunk it?
Receiving any money on these loans is better than the previous situation of receiving zero money. Enforce the terms of the agreement on these assholes and send a message...it's not a bunch of weak betas in office anymore, there are consequences.
Any of the 8 progs that downvoted this care to help me understand why?
Posted on 5/14/25 at 4:07 pm to Klark Kent
quote:
we definitely DO NOT have any statistics or metrics, whatsoever, that would lead us to believe that certain demographics aren’t productive peaceful members of our American society. NOPE.
I don't remember disputing stats. The world doesn't solely consist of either/or.
Posted on 5/14/25 at 6:50 pm to RLDSC FAN
Make student loans dischargable in bankruptcy would be a nice start.
Posted on 5/14/25 at 6:53 pm to RLDSC FAN
Wage garnishment, limit access to items over a certain monetary value until the money is paid.
Posted on 5/14/25 at 6:54 pm to RLDSC FAN
Education should be free. A country should invest in it's youth not burden them with a lifelong bill for trying to better themselves...which ultimately helps all of us.
Posted on 5/14/25 at 7:20 pm to whoa
quote:
A final decision on what? I haven’t seen anything stating they are getting rid of this. I have 3 years left in the program.
There is an EO about it
The bigger issue is the court case out of MO. Lots of people went into plans offered under the Biden admin and now there is an injunction nationwide stalling the system entirely. You can't even change your plan now b/c of a combination of the injunction and the EO chaos with the DOE.
Clearly this was a plan that wasn't thought out by the admin.
Posted on 5/14/25 at 7:21 pm to RLDSC FAN
Collect.
Then eliminate half the higher Ed options and build communities on their old campuses.
Then eliminate half the higher Ed options and build communities on their old campuses.
Posted on 5/14/25 at 7:26 pm to RLDSC FAN
Students should have the option to defer the tuition deductions for later in life when they pay back their loan, principal and interest included and actually have substantial income to deduct taxes from.
The way it's set up now students who often have no income whatever can write off tens of thousands of dollars in deductions but have nothing to deduct.
The way it's set up now students who often have no income whatever can write off tens of thousands of dollars in deductions but have nothing to deduct.
Posted on 5/14/25 at 7:27 pm to SlowFlowPro
quote:
There is an EO about it
The bigger issue is the court case out of MO. Lots of people went into plans offered under the Biden admin and now there is an injunction nationwide stalling the system entirely. You can't even change your plan now b/c of a combination of the injunction and the EO chaos with the DOE.
Clearly this was a plan that wasn't thought out by the admin.
I have two separate loans, one current in standard repayment. The other is stuck in SAVE plan purgatory. I can’t pay on it because of the court injunction and can’t move into standard repayment.
This post was edited on 5/14/25 at 7:28 pm
Posted on 5/14/25 at 7:28 pm to Patfic15
quote:
Education should be free.
This could work. Just don't pay the professors and then find O&M crew to work for free, too.
Don't forget about the research either, can't pay for R&D.
Posted on 5/14/25 at 7:40 pm to BluegrassBelle
I know people who are in the statutory IBR program (which cannot be changed via EO and wasn't part of Biden's plans) who aren't allowed in the program and can't switch. It's bonkers.
This post was edited on 5/14/25 at 7:40 pm
Posted on 5/14/25 at 7:42 pm to Patfic15
quote:
Education should be free. A country should invest in it's youth not burden them with a lifelong bill for trying to better themselves...which ultimately helps all of us.
100%
If a student demonstrates abilities in a certain field during their middle and high school years, we should pay for that student to go to college to become a doctor, engineer, etc.
Thats what all of the liberal utopias like Norway do. You have to justify to the government why you deserve the money.
Now, how do you think that will go over here in the USA?
This post was edited on 5/14/25 at 7:43 pm
Posted on 5/14/25 at 7:45 pm to Chucktown_Badger
quote:
it's not a bunch of weak betas in office anymore, there are consequences.
It was the Trump administration that started the pause on student loan repayments
Posted on 5/14/25 at 7:47 pm to Patfic15
quote:
Education should be free
What do you mean “free”? Nothing is free. What you mean is funded by tax payers.
I’m not debating the merits of whether we should or not but don’t act like the colleges teach on a volunteer basis.
Wonder if you think K-12 public school is also free
This post was edited on 5/14/25 at 7:48 pm
Posted on 5/14/25 at 8:06 pm to RLDSC FAN
When are they going to start taking money from deadbeats?
WIC, Medicaid, free Childcare, and Food Stamps are pretty damn expensive for taxpayers too.
WIC, Medicaid, free Childcare, and Food Stamps are pretty damn expensive for taxpayers too.
Posted on 5/14/25 at 8:22 pm to VOLhalla
quote:
It was the Trump administration that started the pause on student loan repayments
this post belongs next to the term “disingenuous” in the TD dictionary.
Posted on 5/14/25 at 9:05 pm to RLDSC FAN
quote:
What are we going to end up doing to fix this issue?
I’m gonna buy some repo property
Posted on 5/15/25 at 12:30 pm to Mingo Was His NameO
quote:
What terrible ideas
Why spend money on an English literature class? What career value am I getting from that?
This post was edited on 5/15/25 at 12:31 pm
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