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Stolen tax refund check - WWOTD?

Posted on 6/4/20 at 11:39 pm
Posted by Eli Goldfinger
Member since Sep 2016
32785 posts
Posted on 6/4/20 at 11:39 pm
My wife & I received our tax refund check on Tuesday of last week. I placed it in the unpaid bills section of our mail caddy with the intent to sign and deposit on Friday - we both have to sign since we file jointly.

On Friday I had an HVAC company come to install a mini split system in an expansion we’re finishing up. I remember seeing the check Friday morning while standing in the kitchen talking to the guys. (There were actually 2 teams. 1 was doing the mini split install and the other was servicing our central unit.)

I remember seeing the check again at around noon when the central servicing crew was finishing up. I had to move it to get to my checkbook to pay for that service.

The mini split crew finished up at around 2:00 and I paid for that service while on a work call via bank debit from my desk.

When I came downstairs at 4:00 to sign and take the check for deposit, it was gone.

We did a search of the house and didn’t find it. Then I went through the trash and looked in any place it could have fallen. We’ve now been searching for 7 days, and there’s just nowhere else it could be. The only plausible explanation is that one of the HVAC guys took it.

I’ve already started the process of getting a new check from the IRS, but I feel like I should speak with the owner of the local HVAC company.

I guess there’s nothing he can do, but I think it’s something I’d want to know about if I were in his shoes.

Should I speak with him, or just let it go?
Posted by shutterspeed
MS Gulf Coast
Member since May 2007
73867 posts
Posted on 6/4/20 at 11:41 pm to
Sounds like their service was paid in full.
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
45576 posts
Posted on 6/4/20 at 11:41 pm to
Who steals a check?
Posted by OBReb6
Memphissippi
Member since Jul 2010
41553 posts
Posted on 6/4/20 at 11:43 pm to
quote:

Who steals a check?


It’s scarily easy to get a check cashed if you really want to
Posted by Eli Goldfinger
Member since Sep 2016
32785 posts
Posted on 6/4/20 at 11:46 pm to
I thought the dame thing, but the IRS rep said it’s so common that most get away with it. They don’t have enough people to investigate them all.
Posted by LegendInMyMind
Member since Apr 2019
76209 posts
Posted on 6/4/20 at 11:47 pm to
quote:

Stolen tax refund check - WWOTD?

Use direct deposit.
Posted by Eli Goldfinger
Member since Sep 2016
32785 posts
Posted on 6/4/20 at 11:48 pm to
quote:

Use direct deposit.


Ughh...wife didn’t get around to signing.
We’ve “discussed” this.
Posted by AUTimbo
Member since Sep 2011
3377 posts
Posted on 6/4/20 at 11:50 pm to
quote:

Who steals a check?


Reparations, my man
Posted by LSUJML
Central
Member since May 2008
56853 posts
Posted on 6/4/20 at 11:52 pm to
Unless you have a camera & can prove someone took it you can’t call their boss & complain.

Posted by The Nino
Member since Jan 2010
21820 posts
Posted on 6/4/20 at 11:57 pm to
Will the IRS tell you if the check was cashed? If it was, then I’d contact the HVAC company
Posted by HonoraryCoonass
Member since Jan 2005
20354 posts
Posted on 6/4/20 at 11:58 pm to
If you’re absolutely sure, I’d tell the HVAC company owner. That prick will continue to steal from others.

quote:

I think it’s something I’d want to know about if I were in his shoes.
Posted by tigergirl10
Member since Jul 2019
10765 posts
Posted on 6/5/20 at 12:00 am to
I’m not saying it didn’t happen, but why would someone steal a check that they can’t cash or deposit in their account because your name not theirs is on it???
Posted by OBReb6
Memphissippi
Member since Jul 2010
41553 posts
Posted on 6/5/20 at 12:05 am to
You can buy a fake ID from China for $100ish and put whatever name you want on it

If the check is valuable enough it can be done, if they are patient. Just go to a po dunk bank.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
151616 posts
Posted on 6/5/20 at 12:13 am to
Increase your withholdings and quit giving interest free loans
Posted by Eli Goldfinger
Member since Sep 2016
32785 posts
Posted on 6/5/20 at 12:14 am to
IRS rep says it’s very common and that they catch a small percentage of them.
Posted by lsuson
Metairie
Member since Oct 2013
15650 posts
Posted on 6/5/20 at 12:18 am to
Definitely notify the company. I wouldn’t want guys like that working for me
Posted by mre
Birmingham
Member since Feb 2009
3127 posts
Posted on 6/5/20 at 12:21 am to
quote:

Increase your withholdings and quit giving interest free loans
That would just give the government more of his money as a loan...
Posted by LSUGUMBO
Shreveport, LA
Member since Sep 2005
9933 posts
Posted on 6/5/20 at 12:33 am to
quote:

Definitely notify the company. I wouldn’t want guys like that working for me


I don’t think I’d do that unless you can prove it 100%. The story of it was there when they got here and gone when they left so it MUST have been them is pretty vague.

Can the IRS tell if it’s been cashed?
Posted by Eli Goldfinger
Member since Sep 2016
32785 posts
Posted on 6/5/20 at 1:24 am to
They can IF it is one of the claims randomly selected.
Posted by tigergirl10
Member since Jul 2019
10765 posts
Posted on 6/5/20 at 1:52 am to
quote:

It’s scarily easy to get a check cashed if you really want to
Not if it’s a government check and your name’s not on it. They make you show 2 forms of ID. Been there, done that.
You also can’t deposit an IRS check via your phone with someone else’s name on it even if they endorse it to you.
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