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re: Seeking advice from the 60+ OT crowd

Posted on 5/22/24 at 8:21 pm to
Posted by Penrod
Member since Jan 2011
40188 posts
Posted on 5/22/24 at 8:21 pm to
For me 55 was the point of speedy decline. I’m 61 now, and I still do everything I used to, but the last six years is weighing on me. At 55 I still felt like “I was as good once as I ever was”. I wasn’t, but I still felt that way.

My wife started sliding then, too. I get laid about half what I was getting at 55. It’s still very respectable, though. 45 to 55 were the absolute best for sex. These are good years!
Posted by Spankum
Miss-sippi
Member since Jan 2007
56238 posts
Posted on 5/22/24 at 8:43 pm to
At about 52 or 55, I lost all interest in work. I used to be driven to success and my whole life revolved around making money. I still enjoy the folks that I work with, but couldn’t give a frick about working any more. The moral of the story is, you had better work to be as successful as you want to be in life by your mid 50’s, because after that your priorities will change and it gets pretty tough to put up with any amount of shite.
Posted by Kattail
Member since Aug 2020
3380 posts
Posted on 5/22/24 at 9:08 pm to
Do what it takes for you to be debt free by sixty three.
Posted by MWP
Kingwood, TX via Monroe, LA
Member since Jul 2013
10509 posts
Posted on 5/22/24 at 9:12 pm to
If you train jiu jitsu, don’t roll with white belts.

405 should be the time you wake up, not how much you can bench, deadlift, or squat.

Running to the refrigerator is about as far as you should run.

Never pass up a restroom and for the love of God, never ever trust a fart.

I’m only 52 btw.
Posted by Dawgfanman
Member since Jun 2015
22788 posts
Posted on 5/22/24 at 9:17 pm to
quote:

At about 52 or 55, I lost all interest in work


This is where I am but I am only 51. frick those people. Wouldn’t take much for me to tell them to go to hell.
Posted by 756
Member since Sep 2004
14915 posts
Posted on 5/22/24 at 9:17 pm to
Trim your budget and throw everything you can at your retirement and plan to retire early.
Posted by OTIS2
NoLA
Member since Jul 2008
50283 posts
Posted on 5/22/24 at 9:17 pm to
Two words of advice…

Boats n hoe’s !
Posted by Shoalwater Cat
Pville
Member since Dec 2017
705 posts
Posted on 5/22/24 at 9:19 pm to
Great advice. At 64 you won't care what a lot of people think about anything.
Open a savings account only (hopefully pays good interest) with another bank that is in your driving area other than your main one. Mobile or physically deposit a few spare $s as you get them. It will add up, especially if you make it inconvenient to quickly withdraw or move it around online.
Posted by bopper50
Sugarland Texas
Member since Mar 2009
9280 posts
Posted on 5/22/24 at 9:28 pm to
Start Pilates now and stick with it.

Whatever your saving, double it.

Recliners kill people.
Posted by MeridianDog
Home on the range
Member since Nov 2010
14275 posts
Posted on 5/22/24 at 9:30 pm to
Save every penny you can. Retirement is difficult without a big retirement account. Frugality now will be rewarded later on.
Posted by Rize
Spring Texas
Member since Sep 2011
15910 posts
Posted on 5/22/24 at 9:31 pm to
frick I’m 42 and there’s some dudes spitting the truth on this thread. You give me 10 more years and I still won’t follow the advice .

Posted by sparkinator
Lake Claiborne
Member since Dec 2007
4501 posts
Posted on 5/22/24 at 9:32 pm to
quote:

Great advice. At 64 you won't care what a lot of people think about anything. Open a savings account only (hopefully pays good interest) with another bank that is in your driving area other than your main one. Mobile or physically deposit a few spare $s as you get them. It will add up, especially if you make it inconvenient to quickly withdraw or move it around online.


That’s exactly how I saved up money for our forever home. Paid off first house, then doubled up my house payment only this time it was to my savings account. It was at Barksdale and I had to drive to another town to make a withdrawal.

It was a pain in the butt to get money out, so I just left it there. In 10 years saving, I was able to pay cash down payment and only finance 50% of my new house. I sold my old house, and am owner financing it so it’s paying most of my new house payment.

It was hard at times seeing all the new truck’s coworkers were showing up in while I drove my old 10-12 yr old truck and knowing I had enough to pay cash for 2 of them, but it paid off in the long run.
Posted by sjmabry
Texas
Member since Aug 2013
18510 posts
Posted on 5/22/24 at 9:33 pm to
quote:

My youngest is 17. I'm not coaching little league at 60
43 with twin 2 year old kids. Turn down for what, bed?
Posted by bovine1
Walnut Ridge,AR via Tallulah,LA
Member since Dec 2004
1286 posts
Posted on 5/22/24 at 9:35 pm to
Start stretching and stay physically active. I used to walk a lot but now I ride my bike. You'll feel better and sleep better. I'm 64 and I have working man's lower back. It locks my hip and hip flexors up. I learned to stretch and it helped a ton. I also work a physical job which helps but you've sure got to learn how to work smart or you pay the price.
Posted by LSUGrrrl
Frisco, TX
Member since Jul 2007
33807 posts
Posted on 5/22/24 at 9:44 pm to
I’ll be 50 this year and I can already feel the importance of stretching regularly. Used to play a tennis match then go straight to lunch and cocktails without stretching… no issues. Already considering to cutting back to tennis only 3 days/week, which means leaving 2 teams, and adding yoga 2-3 days a week. Everything hurts a little more this year.
Posted by 6R12
Louisiana
Member since Feb 2005
8832 posts
Posted on 5/22/24 at 9:57 pm to
You got 10 to 15 good years at your peak experience and knowledge, and still have a decent physical ability (not like in 30s). Make the best of those years. People need your experience and wisdom despite what the youngins think. Most companies love to find the perfect candidate that might be loyal for their final work years with all the experience that comes with a seasoned guy. Leverage it big time if you have the opportunity.
This post was edited on 5/22/24 at 9:58 pm
Posted by tigerfoot
Alexandria
Member since Sep 2006
56672 posts
Posted on 5/22/24 at 10:04 pm to
quote:

I'm not coaching little league at 60
54 here. Just got home from little league game coaching. It’s a young man’s game.
Posted by LSUAngelHere1
Watson
Member since Jan 2018
8291 posts
Posted on 5/22/24 at 10:05 pm to
Buy a lot of land in a very rural area,
Posted by 6R12
Louisiana
Member since Feb 2005
8832 posts
Posted on 5/22/24 at 10:05 pm to
quote:

because after that your priorities will change and it gets pretty tough to put up with any amount of shite.


Yup Just today I had something.........NVMD. Ain't worth the time to type it but I was pissed.
Posted by dovehunter
Baton Rouge
Member since Sep 2014
1268 posts
Posted on 5/22/24 at 10:23 pm to
Having a rural country retreat is good advice. It lowers your blood pressure better than medicine can. Maximize your contributions to Retirement, HSA’s, any tax exempt accounts, 529 plans for grandkids, etc. Volunteer and pay forward as much as possible as the dividends pay unreal dividends that will shock you in many ways you’d never expect. Stay married if at all possible.

Be thankful for what you have and be kind to others less fortunate. Call your mother and father and obey the 10 commandments. You’ll be fine..

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