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Started By
Message
Rear bumper torn off - should I go straight to insurance or try body shop
Posted on 7/20/20 at 10:52 am
Posted on 7/20/20 at 10:52 am
Mates I’m an idiot - I backed into a trailer at Home Depot and when I pulled away my bumper (which got hooked) got torn off. The old chap who was driving the truck was a decent sort and likely MAGA AF - he put my bumper onto his trailer and followed me home and gave me a decent local body shop to try.
I have the bumper and foam inserts, but there are 2 punctures in bumper and some of the wiring for sensors got ripped along with lower lights cracked. Should I just go straight to insurance bc this damage will likely be over $1000 or should I see it a body shop can finesse this back?
I have the bumper and foam inserts, but there are 2 punctures in bumper and some of the wiring for sensors got ripped along with lower lights cracked. Should I just go straight to insurance bc this damage will likely be over $1000 or should I see it a body shop can finesse this back?
31
Posted on 7/20/20 at 10:54 am to SirWinston
I'm glad I read the post. At first I thought we had a Hulk-like car vandal running loose ripping off bumpers.
Posted on 7/20/20 at 10:54 am to SirWinston
Just drive it like that.
Posted on 7/20/20 at 10:54 am to SirWinston
i mean what the hell, how does that happen
Posted on 7/20/20 at 10:55 am to SirWinston
quote:
Mates I’m an idiot -
Posted on 7/20/20 at 10:55 am to SirWinston
Whichever route you go, choose to use a new bumper. Don't try to finesse it back on. Bumpers are more important than you realize.
You also don't want the OT to hang the "Trashy" tag on you.
You also don't want the OT to hang the "Trashy" tag on you.
This post was edited on 7/20/20 at 10:57 am
Posted on 7/20/20 at 10:57 am to SirWinston
I've replaced the bumper to my truck before but admittedly it looks far easier than your situation.
Can you even find a bumper that matches the paint?
My decision would depend on how much longer I intend to hold the vehicle.
If I'm selling it soon, I'd just put it back together as best I could
Can you even find a bumper that matches the paint?
My decision would depend on how much longer I intend to hold the vehicle.
If I'm selling it soon, I'd just put it back together as best I could
Posted on 7/20/20 at 10:59 am to SirWinston
Donate your car to your local Portland CHOP zone.
Posted on 7/20/20 at 10:59 am to SirWinston
I get a little sad when I remember you and I drive the same car. I hope I’m not as douchey as you are!
This post was edited on 7/20/20 at 11:01 am
Posted on 7/20/20 at 10:59 am to SirWinston
Make the insurance claim, don’t fix the damage and drive it as is. Profit. (Apparently a very common practice around La)
Posted on 7/20/20 at 11:01 am to LegendInMyMind
quote:
You also don't want the OT to hang the "Trashy" tag on you.
Too late for that.
Posted on 7/20/20 at 11:06 am to SirWinston
-Get an estimate from the body shop
-Look up your collision deductible
-Decide whether its worth it to file an insurance claim and keep in mind that this will be considered at at-fault accident which will likely impact your insurance rate for the next few years.
-Look up your collision deductible
-Decide whether its worth it to file an insurance claim and keep in mind that this will be considered at at-fault accident which will likely impact your insurance rate for the next few years.
Posted on 7/20/20 at 11:08 am to SirWinston
1. You have to get it fixed. You won't be getting your yearly tax receipt (brake tag) like that.
2. LOL x1000 if you think that is going to be anywhere in the neighborhood of $1,000. The body shop bill starts around $1k when you drive on the lot. Get an estimate and update the OP just for kicks.
3. Prepare thy anus for the insurance rate bump. This will end up costing you more in insurance rates than the damage which is a damn crime.
2. LOL x1000 if you think that is going to be anywhere in the neighborhood of $1,000. The body shop bill starts around $1k when you drive on the lot. Get an estimate and update the OP just for kicks.
3. Prepare thy anus for the insurance rate bump. This will end up costing you more in insurance rates than the damage which is a damn crime.
Posted on 7/20/20 at 11:14 am to Booyow
Doesn't look half bad.
Posted on 7/20/20 at 11:16 am to SirWinston
I'm not your mate, bro
Posted on 7/20/20 at 11:18 am to SirWinston
No trump signs in the yard, no trump flag hanging from the house.
Clean your garage m8
Clean your garage m8
Posted on 7/20/20 at 11:18 am to OWLFAN86
I have had some pretty rotten luck of late. I wasn't too surprised by this. How often does a collision at 4 MPG result in $3000 or so of damage?
Posted on 7/20/20 at 11:25 am to SirWinston
Are you in the Baton Rouge area? I had someone run into my bumper and damage it on a Lexus and Kenny Allen’s Body Shop in Sorrento did a great job replacing it and matching the paint color.
EDIT: Never mind. My husband told me it closed.
EDIT: Never mind. My husband told me it closed.
This post was edited on 7/20/20 at 11:27 am
Posted on 7/20/20 at 11:26 am to SirWinston
quote:
How often does a collision at 4 MPG result in $3000 or so of damage?
Ummm... 4 miles per what?
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