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Started By
Message
re: Poll: Six-figure earners feel they’re in ‘survival mode’
Posted on 11/19/25 at 9:04 am to JohnnyKilroy
Posted on 11/19/25 at 9:04 am to JohnnyKilroy
quote:Nah. They should be investing. Besides, they wouldn't stop at just those items.
A person could very easily afford that on 200k/year salary
2
Posted on 11/19/25 at 9:08 am to Jake88
Our household income is in that ballpark. We drive an 8yr old truck and a Honda Accord.
Posted on 11/19/25 at 9:09 am to Jake88
quote:
Nah. They should be investing. Besides, they wouldn't stop at just those items.
A person making 200k a year brings home roughly 12k a month AFTER maxing out their 401k. They can very easily afford a low end Mercedes and a domestic SUV.
I'm living even better now, but I lived like a king when we were making about 200k and I was able to save a ton as well.
Posted on 11/19/25 at 9:10 am to ragincajun03
There is a lot of lifestyle creep at play. But also things that can be out of your control. To give a Louisiana example, maybe you bought a house 5+ years ago with a comfortable mortgage that left room for saving $500 every month towards the emergency fund…but now the decision to upgrade houses is biting you in the butt because of how insurance has risen. Some will say you can always downsize…but now that interest rates are higher and prices have skyrocketed, you can buy a much more modest home than what you already have and still have the same mortgage payment. Same goes for cars at this point.
Practically speaking, the demands of the $160k+ job can also be such that you don’t have the time to do things like wash cars, cut the grass, clean the house, etc. If you did it all, you’d never stop and would have no time for your family. So you pick some things to handle yourself and outsource some other things.
So yeah, skip the Starbucks and the Uber Eats. But there are some big ticket things that aren’t so easy to solve for when you get in a crunch.
Practically speaking, the demands of the $160k+ job can also be such that you don’t have the time to do things like wash cars, cut the grass, clean the house, etc. If you did it all, you’d never stop and would have no time for your family. So you pick some things to handle yourself and outsource some other things.
So yeah, skip the Starbucks and the Uber Eats. But there are some big ticket things that aren’t so easy to solve for when you get in a crunch.
This post was edited on 11/19/25 at 9:12 am
Posted on 11/19/25 at 9:17 am to JohnnyKilroy
Do they have a significant cash reserve?
Posted on 11/19/25 at 9:21 am to Jake88
quote:
Do they have a significant cash reserve?
The could if they chose to.
I sure did when we made that much.
You really think a person needs to be in the top 5% of income earners to afford a suburban or a C class mercedes? lol.
Posted on 11/19/25 at 9:24 am to JohnnyKilroy
Not c class and i'm talking those 90k SUVs. And as I said they arent limiting themselves to just those items. Again, I was responding to those who said that despite 200k they feel insecure about finances.
Posted on 11/19/25 at 9:24 am to ragincajun03
I'm always looking and in the market for more unimpressed ag land for hunting or cattle. The price per acre is still astonishingly high. I've bought some tracts within the last two years, but not as much as I had hoped for.
Something just isn't mathing up.
Something just isn't mathing up.
Posted on 11/19/25 at 9:29 am to Jake88
quote:
Not c class and i'm talking those 90k SUVs.
You literally said "crappy low end mercedes" and you certainly didn't specify that they were buying the most expensive suburban they sell.
You can buy a comfortably equipped suburban for 70-75k out the door.
Posted on 11/19/25 at 9:32 am to JohnnyKilroy
quote:Thats still absurd and part of the reason they say they feel concerns about finances.
You can buy a comfortably equipped suburban for 70-75k out the door.
Posted on 11/19/25 at 9:33 am to Mingo Was His NameO
quote:
It will cost a couple from Baton Rouge $1,500 minimum to take their kids to an astros game in Houston, that’s fricking insane.
Don’t go. And you’re not entitled to that. Why do you think you should be able to dictate what Astro tickets cost?
Posted on 11/19/25 at 9:37 am to Jake88
quote:
Thats still absurd
Not really. They've cost about that much (in real terms) for decades.
a 2005 comfortably equipped suburban sold new out the door for low to mid 40s. That's about 72k in 2025 money.
If anything, a new suburban is a much better value, because for the same money (in real terms) you get WAY more car in 2025 than you did in 2005.
This post was edited on 11/19/25 at 9:43 am
Posted on 11/19/25 at 9:43 am to UptownJoeBrown
quote:
Don’t go. And you’re not entitled to that.
You are missing the point. The average family has been priced out of most ever part of life. It has not always been that way.
Should lower income working class people just live a life of servitude of only going to work, eating beans and rice, and spending their downtime at their low-cost, roach infested apartment?
Posted on 11/19/25 at 9:47 am to UptownJoeBrown
quote:god damn some of you people are dense
Don’t go. And you’re not entitled to that
Posted on 11/19/25 at 9:49 am to The Torch
quote:
Leaves $840.00 "a month" for food and entertainment, ain't nobody getting rich on that
Correct. However, most young adults now expect to start living at the same level as their parents or Grandparents the day they finish college.
Posted on 11/19/25 at 9:51 am to jclem11
quote:
The average family has been priced out of most ever part of life. It has not always been that way.
The average family today lives a much higher standard of living than in the past. What you consider normal was extravagant in the past.
Just because something is normal does not make it correct.
Posted on 11/19/25 at 9:57 am to UptownJoeBrown
quote:
The average family today lives a much higher standard of living than in the past.
The average family lives a lower standard of living that 5 years ago
This is not debatable. Day 2 of you showing your arse in this thread.
And the only part that sucks about it is you are stealing Jake88’s thunder of being the biggest retard in the thread
quote:
What you consider normal was extravagant in the past.
Going to a baseball game with a family of 4 cost like $50 in today’s money 40 years ago. You can’t get a single nosebleed ticket for that now. But I’m glad I leaned that going to a baseball game is extravagant
This post was edited on 11/19/25 at 9:59 am
Posted on 11/19/25 at 9:58 am to ragincajun03
So the problem is inflation.
So how do we avoid inflation?
Discipline.
If we had discipline, inflation wouldn't impact us as much as it does.
Vicious cycle.
We want what we can't afford, so we demand the government give it to us, the government prints money which drives up inflation, which makes it where we can't afford the things we want and the cycle starts over.
So how do we avoid inflation?
Discipline.
If we had discipline, inflation wouldn't impact us as much as it does.
Vicious cycle.
We want what we can't afford, so we demand the government give it to us, the government prints money which drives up inflation, which makes it where we can't afford the things we want and the cycle starts over.
This post was edited on 11/19/25 at 9:59 am
Posted on 11/19/25 at 10:03 am to UptownJoeBrown
quote:
The average family today lives a much higher standard of living than in the past. What you consider normal was extravagant in the past.
we should cut all health care to everyone over 70 because that care would be considered extravagant in the past
Posted on 11/19/25 at 10:11 am to YouKnowImRight
quote:
So the problem is inflation.
It's going to continue to get worse too. We are still running massive deficits. It doesn't matter which party is in office either.
We are cutting interest rates into 3% inflation right now, and that's a made-up number. Everyone knows it's higher than that.
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