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Started By
Message
re: Ok folks. Here are the pics of my damage….
Posted on 9/12/21 at 6:46 pm to tgrbaitn08
Posted on 9/12/21 at 6:46 pm to tgrbaitn08
quote:
That’s the dumbest shite I’ve ever heard of.
Oh it gets better. If you want to repair a mobile/modular home you have to get a local permit but before you do that you now have to get a permit from the state fire marshalls new modular home inspection department. You can't get their permit until the home is fully repaired so they can inpect it so you are literally only able to obtain permits when the job is 100% completed.
I just went through that on a flip. It's maddening. We had to repair the whole job using generators since we couldn't get permits to get power.
This post was edited on 9/12/21 at 6:47 pm
0
Posted on 9/12/21 at 6:55 pm to madamsquirrel
quote:
It is probably not impossible.
This is where I was going. So in other words, we still don't know the whole story with Peej other than he lost a trailer and had renters insurance?
Posted on 9/12/21 at 6:56 pm to Sneaky__Sally
quote:
but from the commercial real estate and valuation side, banks rarely consider a it as part of the real estate they are willing to loan on in a typical manner.
When they are loaning on a going concern of an operation with mobile home, they categorize it as F,F & E usually - the same way that furniture and fixtures are categorized for hotels.
What does a commercial loan have to do with a single-family mortgage?
Posted on 9/12/21 at 6:58 pm to dukke v
I’m sorry you’re going through this.
Home is home, and I hope you get it all back. Hang in there brother.
Home is home, and I hope you get it all back. Hang in there brother.
Posted on 9/12/21 at 6:59 pm to dukke v
I never knew hurricanes caused that much fricking mildew on the outside of a trailer that fast.
Posted on 9/12/21 at 7:00 pm to ThatMakesSense
quote:Only because my job is great and the wife's parents are here and my children are close to them. Otherwise, I'd ditch this shithole.
Beyond me why anyone would live in that shite hole
Posted on 9/12/21 at 7:00 pm to Eighteen
quote:
Hopefully insurance pulls through and you rebuild better than you were before
That shouldn’t be very hard.
Posted on 9/12/21 at 7:01 pm to dukke v
Very sorry to hear you got tree fiddied. Did you have insurance?
Posted on 9/12/21 at 7:05 pm to stout
No I have no idea. But I donated to buy 4 cubbies a new bike. So I don't really care the specifics. I donate to friends of friends and stuff irl even if I don't know them. He had a tree through his house and I didn't. Donating the amount of dinner or multiple starbucks runs doesn't affect my budget.
All kinds of people I knew and did not know brought me stuff when my house flooded and I had insurance. Doesn't change the fact that you have out of pocket expenses you were not expecting.
All kinds of people I knew and did not know brought me stuff when my house flooded and I had insurance. Doesn't change the fact that you have out of pocket expenses you were not expecting.
Posted on 9/12/21 at 7:08 pm to LSUWoodworker
Those clothes hangers are in mint condition
Posted on 9/12/21 at 7:08 pm to madamsquirrel
IDC if you donated. People can donate all they want. That was never my intention.
I do find it odd that many posters are in the same position currently and many were last year as well yet Peej is the only one people are going apeshit over raising money for. Then we find out he only rents and has renters insurance for his contents. Just a weird situation IMO. That's all.
I do find it odd that many posters are in the same position currently and many were last year as well yet Peej is the only one people are going apeshit over raising money for. Then we find out he only rents and has renters insurance for his contents. Just a weird situation IMO. That's all.
Posted on 9/12/21 at 7:09 pm to stout
quote:
quote:
but from the commercial real estate and valuation side, banks rarely consider a it as part of the real estate they are willing to loan on in a typical manner.
When they are loaning on a going concern of an operation with mobile home, they categorize it as F,F & E usually - the same way that furniture and fixtures are categorized for hotels.
What does a commercial loan have to do with a single-family mortgage?
I don't remember mentioning a single family mortgage. Doesn't OP rent anyway? Seems like commercial methodology would be more applicable to topic at hand.
But I was probably wrong in saying it is rarely considered real estate, clearly there is a lower threshold for single family / homestead type stuff than in my area of expertise.
This post was edited on 9/12/21 at 7:14 pm
Posted on 9/12/21 at 7:12 pm to stout
STOUT…… I have NEVER asked a thing from this board. None of that was asked for. I assure you the I know there tons of people that had it worse than I….. and right now I would go help ANYONE I could!!!!!! GFY……
Posted on 9/12/21 at 7:13 pm to Sneaky__Sally
quote:
I don't remember mentioning a single family mortgage.
Why would we be talking about commercial aspects? Everyone but apparently you knew we were talking about a single property and if that single property could be insured up to a certain age and if being in a park matters as well.
quote:
Seems like commercial methodology would be more applicable to topic at hand.
Only if he owned the park.
Look, quit trying to save face by arguing something no one was even discussing. You can get a mortgage on a mobile home and they are assessed and appraised as an improvement once immobolized. That's it. End of that discussion.
Posted on 9/12/21 at 7:14 pm to dukke v
Don't worry about assholes online, good luck moving forward - you just gotta do right by yourself and your family.
Posted on 9/12/21 at 7:15 pm to dukke v
You didn’t post your Venmo?
Posted on 9/12/21 at 7:16 pm to dukke v
quote:
I have NEVER asked a thing from this board.
Didn't you post a thread with your wifes Venmo?
Posted on 9/12/21 at 7:16 pm to Sneaky__Sally
Thank you.
Posted on 9/12/21 at 7:17 pm to stout
I did not do that.
Posted on 9/12/21 at 7:18 pm to stout
They are not always appraised as a fixed improvement but this has become a pretty moronic back and forth given the topic at hand.
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