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Posted on 9/12/21 at 5:30 pm to stout
quote:
Isn't that how renters insurance works?
That’s my understanding
Posted on 9/12/21 at 5:31 pm to madamsquirrel
quote:
the trailer was old (and not able to be insured any longer).
My house is 120 years old and I have insurance
Anything can be insured for the right price.
Posted on 9/12/21 at 5:33 pm to tgrbaitn08
Houses, even super old ones, appreciate. Mobile homes depreciate like cars. It may be like cars where there comes a point where they are not worth the price the insurance would cost per year 
This post was edited on 9/12/21 at 5:34 pm
Posted on 9/12/21 at 5:34 pm to madamsquirrel
quote:
Mobile homes depreciate like cars. It may be like cars where there comes a point where they are not worth the price the insurance would cost per year
I’ll take your word for it. I don’t speak Livingston Parish
Posted on 9/12/21 at 5:35 pm to dukke v
Damn peej! I might have one to rent in denham in a couple weeks
Posted on 9/12/21 at 5:36 pm to madamsquirrel
Correct, mobile home policies are ACV policies.
Posted on 9/12/21 at 5:36 pm to tgrbaitn08
quote:it doesn't take long buying them at 10k and renting for 1k a month for it to be super lucrative insurance or not.
speak Livingston Parish
Posted on 9/12/21 at 5:39 pm to dukke v
Going to catch some grief, no doubt, but this is Louisiana personified.
Beyond me why anyone would live in that shite hole, in a crap state that gets wrecked by major hurricanes on the regular.
Hope you recover and whatever, but my goodness, may be your best stroke of luck to get out of there.
Beyond me why anyone would live in that shite hole, in a crap state that gets wrecked by major hurricanes on the regular.
Hope you recover and whatever, but my goodness, may be your best stroke of luck to get out of there.
Posted on 9/12/21 at 5:45 pm to dukke v
Don't listen to the haters, that was your home...
Glad y'all are ok, sucks to lose your home. Hope you snap back quickly
Glad y'all are ok, sucks to lose your home. Hope you snap back quickly
Posted on 9/12/21 at 5:46 pm to GEAUXT
quote:
Can I have dibs on the socks still in the wrapper?
Too late. You'll have to buy them from antiquetiger on ebay.
Posted on 9/12/21 at 6:00 pm to HoustonChick86
Done.
Thanks for posting the GFM link.
Thanks for posting the GFM link.
Posted on 9/12/21 at 6:06 pm to HoustonGumbeauxGuy
Is this an HVAC or mold generator?
Posted on 9/12/21 at 6:09 pm to tgrbaitn08
quote:
quote:
Mobile homes depreciate like cars. It may be like cars where there comes a point where they are not worth the price the insurance would cost per year
I’ll take your word for it. I don’t speak Livingston Parish
Its an extremely simple concept, houses are fixed real estate which appreciate largely due to land value and scarcity. Mobile homes are movable property which can be readily churned out for cheaper and cheaper.
Posted on 9/12/21 at 6:11 pm to Sneaky__Sally
quote:
houses are fixed real estate which appreciate largely due to land value and scarcity.
Yea but once one has been immobilized and homsteaded on land does the same rule apply for age affecting the ability to insure it? Genuinely curious.
Posted on 9/12/21 at 6:12 pm to dukke v
Where do you live? Baton Rouge?
Posted on 9/12/21 at 6:15 pm to dukke v
Its ironic that the guy known for wrecking hurricane threads got wrecked by a hurricane
Posted on 9/12/21 at 6:16 pm to dukke v
Very sorry for your lost. With the good baws around here, I predict good things in your future.
Posted on 9/12/21 at 6:17 pm to stout
quote:they are probably insured as real property. But you can't immobilize and homestead a mobile home in a park. Only onland you own.
immobilized and homsteaded on land
Posted on 9/12/21 at 6:18 pm to stout
Even if mobile homes are technically fixed, they are rarely considered real estate outside of special circumstances where it would be extremely difficult and costly to move the thing.
It usually takes a good bit of money and ancillary improvements to affix the thing in such a manner where outside parties would consider it real estate from what I have seen.
It usually takes a good bit of money and ancillary improvements to affix the thing in such a manner where outside parties would consider it real estate from what I have seen.
This post was edited on 9/12/21 at 6:21 pm
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