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re: Know anyone that's not going to pay their rent/mortgage payment this month?
Posted on 4/2/20 at 11:39 pm to gobuxgo5
Posted on 4/2/20 at 11:39 pm to gobuxgo5
quote:
My tenant. She texted me and said she was struggling but just landed a job and would figure it out. I texted her she doesn't need to worry about rent in April and it isn't a loan its a gift for keeping my house clean plus you've never missed a payment in 5 years. I got an amazing hallmark card today.
I hope that’s true because that’s amazing
0
Posted on 4/2/20 at 11:39 pm to fallguy_1978
The area actually has an extremely high cost of living
Gas, food and utilities are high than anywhere else I’ve lived
The town actually puts a surcharge on gas and electricity and that’s how the town makes money.
The housing market is extremely fricked here. The 1/4 of town that isn’t the ghetto the avg house goes for $1200-1600 a month in rent or runs your about $220k to buy.
The problem is the military housing allowance here maybe can cover 2/3 of that.
Of all my assignments this the only one where base housing is a max capacity bc even the officers can’t afford to live off base
Gas, food and utilities are high than anywhere else I’ve lived
The town actually puts a surcharge on gas and electricity and that’s how the town makes money.
The housing market is extremely fricked here. The 1/4 of town that isn’t the ghetto the avg house goes for $1200-1600 a month in rent or runs your about $220k to buy.
The problem is the military housing allowance here maybe can cover 2/3 of that.
Of all my assignments this the only one where base housing is a max capacity bc even the officers can’t afford to live off base
Posted on 4/2/20 at 11:39 pm to MrLarson
quote:
Take Coastals out and lets revisit that number.
The average rent in Birmingham Alabama and Baton Rouge Louisiana is over a grand a month.
Posted on 4/2/20 at 11:40 pm to MrLarson
quote:why? and do what with it?
Take Coastals out and lets revisit that number.
Posted on 4/2/20 at 11:41 pm to RougeDawg
quote:
Which grocery store?
Hahaha, Albertsons
Posted on 4/2/20 at 11:44 pm to danilo
quote:
Man, I am really surprised how many people have zero savings
Something like 69% of Americans have less than $1,000 in savings. About 45% have 0.
Posted on 4/2/20 at 11:45 pm to JohnnyKilroy
quote:
The federal stimulus is far from a reality as of April 2, 2020. Even the fricking government doesn't know when they are gonna pay that shite out lol
It’s been a month since I filed taxes and still haven’t got my refund yet
Got my State today tho
Posted on 4/2/20 at 11:46 pm to jmorr34
quote:
Something like 69% of Americans have less than $1,000 in savings. About 45% have 0.
That really is depressing
A good start for people like that would be to just put half their tax return in a savings account
Instead they go out and blow it all
Posted on 4/2/20 at 11:46 pm to StraightCashHomey21
quote:
It’s been a month since I filed taxes and still haven’t got my refund yet
Damn baw. Got my federal back almost 2 months ago. Was shocked how quickly it hit my account.
Posted on 4/2/20 at 11:47 pm to East Coast Band
I’m still working with a reduction pay. I’d love to not pay rent, but my landlord is a good buddy. I know he has to pay his bill on this piece. I have no choice.
FWIW. When I lost my job two years ago he waived my rent for a month. Dude is the goat
FWIW. When I lost my job two years ago he waived my rent for a month. Dude is the goat
Posted on 4/2/20 at 11:48 pm to JohnnyKilroy
I owed, so that shite was taken out 2 days after filing. Go figure
Posted on 4/2/20 at 11:49 pm to JohnnyKilroy
quote:
The average rent in Birmingham Alabama and Baton Rouge Louisiana is over a grand a month.
You can find cheaper rentals in so so areas. Most would be over 1k for a 2br in a nice area. $500/mo you are regularly hearing gun shots or you have a 45 minute commute.
Posted on 4/2/20 at 11:49 pm to StraightCashHomey21
quote:
A good start for people like that would be to just put half their tax return in a savings account
How's that work out for people who owe taxes and lost their jobs? Asking for a friend.
Posted on 4/2/20 at 11:53 pm to redstick13
quote:
How's that work out for people who owe taxes and lost their jobs? Asking for a friend.
That just is shite luck
But a majority of the people with zero savings are not the type to owe the government money during tax season
Posted on 4/2/20 at 11:55 pm to StraightCashHomey21
I can’t stand when someone blows through their money either but I just don’t know how I feel about it all. I don’t think property owners should be on the hook either.
Posted on 4/2/20 at 11:55 pm to LouisianaLady
quote:
I owed, so that shite was taken out 2 days after filing. Go figure
I owed last year so I didn't file until April 15.
They took it out of my bank account on April 15
Posted on 4/3/20 at 12:01 am to LouisianaLady
quote:
I don’t think property owners should be on the hook either.
And it just keeps going up a level. What about small real estate companies, community banks, credit unions etc that don't get paid?
And we've mostly been talking about rent. What if you have a $1700/mo mortgage payment and you can't make it? You can't just decide to go rent a cheap place without wrecking your credit.
Posted on 4/3/20 at 12:03 am to fallguy_1978
Yeah. It’s a very tough situation. I was defending the shite out of a major company yesterday on Reddit. I asked myself - who even am I right now?
Posted on 4/3/20 at 12:05 am to JohnnyKilroy
quote:
The average rent in Birmingham Alabama and Baton Rouge Louisiana is over a grand a month.
No it isn't
I've worked in Birmingham for 17 years. Had an apartment here for all that time and have a home and live 130 miles north of here.
I have a 2 B/B apartment for 800 per month. I DGAF where your numbers are from but they are BS.
Posted on 4/3/20 at 12:07 am to LouisianaLady
quote:
Yeah. It’s a very tough situation. I was defending the shite out of a major company yesterday on Reddit
A decent amount of local rentals are owned by small businesses and regular people. My dad has several rentals in Central in a LLC. Luckily, they are all paid for and he doesn't depend on the money to live on but a lot of people do.
It's a shitty situation all around even if you kick up the pain a level or two. Somebody is getting fricked and it's not always some big Wall Street bank.
This post was edited on 4/3/20 at 12:12 am
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