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re: It's that time again How much that mortgage payment going up next year?
Posted on 12/11/24 at 8:11 am to FLBooGoTigs1
Posted on 12/11/24 at 8:11 am to FLBooGoTigs1
Mine renews in Feb., so I won’t know until last minute. But my escrow fell into a huge negative bc of insurance year before last and my note went up $800. Just got letter it’s back down about $709 again thank God. Apparently I kept paying the overage during this year based on notice and they didn’t tell me so now I have a nice slush I’m holding in escrow for future insurance shenanigans.
0
Posted on 12/11/24 at 8:12 am to FLBooGoTigs1
Homeowners went from $1500 to $2500. I guess I should feel lucky. Property taxes only going up $30/month.
Posted on 12/11/24 at 8:12 am to GetCocky11
Where did he say he couldn’t afford it? Just because someone can afford something doesn’t mean they shouldn’t be upset if the cost goes up. Gas went up. I can afford it but I’d like it to go down. This is dumbass take.
Posted on 12/11/24 at 8:19 am to FLBooGoTigs1
Who is the CEO of your homeowners insurance company?
Posted on 12/11/24 at 8:21 am to FLBooGoTigs1
What’s a mortgage payment?
Posted on 12/11/24 at 8:24 am to ghost2most
quote:
Live near the coast or water? Prepare for floods. Live in a dry climate, prepare for wild fires. Live in the interior, prepare for tornadoes. West coast - earthquakes, tsunamis and volcanoes.
Yea man because we totally know what is going to happen with the climate in the future and have never gotten it wrong
Posted on 12/11/24 at 8:25 am to BabyTac
quote:
What’s a mortgage payment?
Something your landlord has to worry about
Posted on 12/11/24 at 8:25 am to FLBooGoTigs1
Jeff Landry and other politicians will help us
Posted on 12/11/24 at 8:26 am to ghost2most
quote:frick off
Whether you believe in man made climate change or not, the climate is changing.
Posted on 12/11/24 at 8:30 am to ghost2most
quote:
the climate is changing
You’re right
I read the temperature changing makes male turtles be born as females and this is happening in Louisiana except it turns them into lawyers
Posted on 12/11/24 at 8:30 am to notsince98
quote:
You mortgage payment shouldn't change unless you refinance.
100%. This person doesn’t understand what a mortgage is. You should never escrow anyway.
Posted on 12/11/24 at 8:34 am to FLBooGoTigs1
My property tax went down, insurance stayed the same but I had to pay a shortage this year so mines going down $100 or so once the shortage is paid.
Posted on 12/11/24 at 8:44 am to GetCocky11
quote:
Just work harder.
You shouldn't have bought something you couldn't afford.
My first house had a 13% interest rate, suck it up.
OK, gramps. Back when you worked at the factory and could support a stay at home wife with 4 kids.
Posted on 12/11/24 at 8:48 am to FLBooGoTigs1
Taxes went down a few hundred thanks to protesting…and Beryl
Insurance went up a few hundred.
I also send an extra $20ish per month to escrow to reduce the increase as much as possible.
I think I might get a couple hundred back in a “refund”.
Insurance went up a few hundred.
I also send an extra $20ish per month to escrow to reduce the increase as much as possible.
I think I might get a couple hundred back in a “refund”.
Posted on 12/11/24 at 8:56 am to FLBooGoTigs1
don't forget the increases in Flood Insurance
Posted on 12/11/24 at 8:57 am to FLBooGoTigs1
I'll add my annual post to this thread that pisses everyone off.
I have USAA and believe it or not, they decreased my premiums AGAIN. I haven't had an increase in three years. I don't have an explanation for why because looking at the new dec page, I see nothing that would indicate less coverage in any way, and I'm an agent myself so I know what to look for.
Granted, the decrease this year was only about $50 but a decrease is a decrease.
Jinx [ON] [off]
I have USAA and believe it or not, they decreased my premiums AGAIN. I haven't had an increase in three years. I don't have an explanation for why because looking at the new dec page, I see nothing that would indicate less coverage in any way, and I'm an agent myself so I know what to look for.
Granted, the decrease this year was only about $50 but a decrease is a decrease.
Jinx [ON] [off]
Posted on 12/11/24 at 9:01 am to Aguga
quote:
100%. This person doesn’t understand what a mortgage is. You should never escrow anyway.
Everyone knows what he is talking about, dipshit.
Also most of the time whether or not you can escrow is not a choice.
Posted on 12/11/24 at 9:02 am to PhiTiger1764
quote:
Also most of the time whether or not you can escrow is not a choice
Bull fricking shite. Put 20% down and bam! No escrow.
Posted on 12/11/24 at 9:04 am to Aguga
Every bank is different in what they will allow.
And for those with less than 20% equity, which is a lot of people, escrow required, not a choice. Thanks for admitting that.
And for those with less than 20% equity, which is a lot of people, escrow required, not a choice. Thanks for admitting that.
Posted on 12/11/24 at 9:04 am to FLBooGoTigs1
We are a "free country" yet I pay taxes on my house that I own, my car that I own, and I can't own a fully auto rifle that was made after 1985. George Washington would be stacking bodies, yet the fat fricking useless assholes get free phones, internet, and even free regular lunches so their kids don't even understand how big of losers their parents are.
This post was edited on 12/11/24 at 9:05 am
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