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Posted on 8/25/25 at 7:18 pm to Rize
How much is that same house in Charlotte right now?
I’ll give you a sec if you need to ask your wife
Or you can go the Penrod route and pretend like you have no idea
I’ll give you a sec if you need to ask your wife
Or you can go the Penrod route and pretend like you have no idea
This post was edited on 8/25/25 at 7:19 pm
Posted on 8/25/25 at 7:18 pm to Mingo Was His NameO
quote:
We’re seeing a huge shift in the economy where people are saving less and less and don’t even really dream of being homeowners. Both of these things will make us worse off in the long run
100%. And I think part of it is because we just aren’t building enough homes in the US since the 2008-2009 crisis. That means less available homes for sale today at a reasonable price for young buyers.
On the other hand, people said the same thing about millennials but most of them turned out okay. Late start but they figured it out.
Posted on 8/25/25 at 7:19 pm to Mingo Was His NameO
quote:
Answer this simple question, should someone making $120k today be living paycheck to paycheck or should the be able to afford an above average lifestyle?
I knew a couple who each made well over six figures and lived paycheck to paycheck. She had a separate closet for all her shoes; he never saw a boat he didnt to have.
This post was edited on 8/25/25 at 7:24 pm
Posted on 8/25/25 at 7:23 pm to Jim Rockford
quote:
knew a couple who each made well over six figures and lived paycheck to paycheck. She had a separate closet for all her shoes; he never saw a boat he didnt to have. have.
Sound like an oilfield baw on his second wife
ETA: which we can all agree is not a life worth living if the truck nut prices are too damn high
This post was edited on 8/25/25 at 7:24 pm
Posted on 8/25/25 at 7:26 pm to Jim Rockford
Dynamite anecdote Jim
Posted on 8/25/25 at 7:27 pm to Mingo Was His NameO
quote:
the poster who constantly tells us he’s been a DINK for nearly two decades
And this is the guy deciding who is a man? Holy shite lmao. A child.
Posted on 8/25/25 at 7:27 pm to Sun God
You're welcome.
Posted on 8/25/25 at 7:32 pm to Sun God
Well, we can't all live in old houses in BRaaah.
Posted on 8/25/25 at 7:34 pm to Sun God
quote:
How much is that same house in Charlotte right now? I’ll give you a sec if you need to ask your wife Or you can go the Penrod route and pretend like you have no idea
400k to 450k.
I did have to ask her for the address
Posted on 8/25/25 at 7:36 pm to Rize
quote:
400k to 450k.
At 6.25% interest, that's pretty unaffordable for the vast majority of young couples. That's about a 3k mortgage. Hell, we are in our peak earning years, and I wouldn't want a 3k mortgage.
Posted on 8/25/25 at 7:45 pm to fallguy_1978
It’s not if you cut out Starbucks, ubereats, and Netflix.
Posted on 8/25/25 at 7:46 pm to fallguy_1978
quote:
At 6.25% interest, that's pretty unaffordable for the vast majority of young couples. That's about a 3k mortgage. Hell, we are in our peak earning years, and I wouldn't want a 3k mortgage.
Im at around 2200 for mortgage + escrow.
But i got in at 4% in 2022. That's for a 3000 sqft house on 3.5 acres that I got for a steal at 310K and a 5% down payment
Couldn't do it at the current interest rates...and without alittle luck.
This post was edited on 8/25/25 at 7:48 pm
Posted on 8/25/25 at 7:48 pm to NIH
quote:
Netflix
Well now, you're just being unreasonable...
Don't even mention Spotify.
Posted on 8/25/25 at 7:48 pm to fallguy_1978
quote:
At 6.25% interest, that's pretty unaffordable for the vast majority of young couples. That's about a 3k mortgage. Hell, we are in our peak earning years, and I wouldn't want a 3k mortgage.
That’s why you buy something that’s affordable. It may be a DSLD home but at least it’s not renting. I bought way out and the town developed over the years so things grew up around it and property values went up.
Posted on 8/25/25 at 7:52 pm to Rize
quote:
That’s why you buy something that’s affordable. It may be a DSLD home but at least it’s not renting. I bought way out and the town developed over the years so things grew up around it and property values went up.
The baseline economy/housing market you were in is different than it is now.
You are now paying way more for that "affordable" dsld home that your going to be stuck in forever because it wont appreciate in value anymore. Its will fall down along with the neighborhood...it's just a big game of chicken at that point...if you can sell it before it turns into an unsellable piece of shite
Posted on 8/25/25 at 7:55 pm to fallguy_1978
quote:
At 6.25% interest, that's pretty unaffordable for the vast majority of young couples.
Why would the average young couple expect to buy a $400k house?
Posted on 8/25/25 at 7:58 pm to DrrTiger
quote:
Why would the average young couple expect to buy a $400k house?
Because that’s what non ghetto houses cost
Posted on 8/25/25 at 8:02 pm to Mingo Was His NameO
quote:
Answer this simple question, should someone making $120k today be living paycheck to paycheck or should the be able to afford an above average lifestyle?
How old are they(want to know if they bought a home years ago)? Where do they live? How long have they been earning 120k?
Posted on 8/25/25 at 8:03 pm to Mingo Was His NameO
quote:
Because that’s what non ghetto houses cost
Whatever. You’ve been shown starter homes that don’t cost $400k but you’re unwilling to concede your stupid point. So have at it.
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