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Is it worth taking out more student loans to live the college experience?

Posted on 4/7/21 at 9:00 am
Posted by justaniceguy
Member since Sep 2020
5400 posts
Posted on 4/7/21 at 9:00 am
Looking for some advice.

Right now I live at home with my parents and attend the local community college. I also work full time (office bitch) and go out with a good group of friends on the weekends and the occasional weekday.

I could attend the local university and keep my student loans to a minimum or go off and live the college experience, bang hotter girls, probably make better connections (although not in my city) but I would probably rack up at least 10,000 a year in debt, and that’s assuming I found time to have a job.

So what would you do in my situation? I plan to major in accounting or finance or some other business concentration.

Some jobs I have thought about/looked into:
Accountant
Paralegal (and go to lawschool if I really like it)
Compliance
Real estate appraiser/possibly CRE agent
Landman/right of way agent/title abstractor

Any advice is appreciated
This post was edited on 4/7/21 at 9:01 am
Posted by jimbeam
University of LSU
Member since Oct 2011
75703 posts
Posted on 4/7/21 at 9:01 am to
quote:

bang hotter girls
quote:

justaniceguy


quote:

Is it worth taking out more student loans to live the college experience?


For you, no.
Posted by adamau
Member since Oct 2020
3486 posts
Posted on 4/7/21 at 9:03 am to
quote:

to live the college experience?


How many loans do you need for a shitty apartment, Mac and Cheese and Beast Light
Posted by Billder
Where you live
Member since Nov 2009
5223 posts
Posted on 4/7/21 at 9:04 am to
quote:

Any advice is appreciated


You may regret saying that after a few pages with this crowd.
Posted by VictoryHill
Alabama
Member since Nov 2013
3209 posts
Posted on 4/7/21 at 9:05 am to
quote:

So what would you do in my situation?

Start working out and eating right and develop a personality and interests so I wouldn't have to pay to be around or have a shot with hot chicks.

Money only matters to chicks if you're ugly or fat or they're about to marry you. If you're a good looking and interesting dude who takes care of yourself they'll let you in for a few months.
Posted by theronswanson
House built with my hands
Member since Feb 2012
2976 posts
Posted on 4/7/21 at 9:05 am to
Why not get a part time job to avoid taking out loans? Plus there should be plenty of hot bangable chicks at wherever you work
Posted by justaniceguy
Member since Sep 2020
5400 posts
Posted on 4/7/21 at 9:05 am to
I already bang hot girls but I am kind of limited due to the city I live in
Posted by ItSawGood
Baton Rouge
Member since Apr 2015
323 posts
Posted on 4/7/21 at 9:05 am to
What do you think an accountant would tell you...
Posted by GeauxTigahs92
Member since Sep 2019
325 posts
Posted on 4/7/21 at 9:06 am to
Don't do it. Unless Biden is about to forgive student loans. If so, live it up!
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
51241 posts
Posted on 4/7/21 at 9:06 am to
Stay in community college, load up on certificates, keep the debt low.
Posted by St Augustine
The Pauper of the Surf
Member since Mar 2006
64108 posts
Posted on 4/7/21 at 9:07 am to
Don’t start going into debt until you know exactly what you want to do and if the debt is worth it. Especially for an undergraduate degree.

The college “experience” can get pretty old pretty fast and is different for everyone. I wouldn’t go into a ton of debt to live in a shitty apartment for a couple years if you’re getting a comparable education now.
Posted by justaniceguy
Member since Sep 2020
5400 posts
Posted on 4/7/21 at 9:07 am to
I don’t really want to be one but it seems like the most stable and highest paying job that I would be semi-interested in
Posted by Pedro
Geaux Hawks
Member since Jul 2008
33376 posts
Posted on 4/7/21 at 9:07 am to
quote:

bang hotter girls
quote:

Posted by Message
justaniceguy

lol
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
34988 posts
Posted on 4/7/21 at 9:07 am to
Student loans are free now you idiot. Go get as much as you can before republicans shut the door.
Posted by GeauxldMember
Member since Nov 2003
4377 posts
Posted on 4/7/21 at 9:09 am to
quote:

I could attend the local university and keep my student loans to a minimum or go off and live the college experience, bang hotter girls


So you’d spend this windfall of student loan money on chloroform, gotcha.
Posted by RebelExpress38
In your base, killin your dudes
Member since Apr 2012
13502 posts
Posted on 4/7/21 at 9:09 am to
College is an absolute joke these days, dont do anything that will put you into debt. Most of those jobs you listed you dont even need a degree to do. If you are serious about accounting maybe its worth it, but anything else just go to Juco and see if they will hire you.

College is a glorified certificate of completion. Unless you are majoring in something very specific it is not worth it. There is a reason there are so many college grads out there waiting tables and making coffee.
Posted by carhartt
Member since Feb 2013
7673 posts
Posted on 4/7/21 at 9:09 am to
quote:


I don’t really want to be one but it seems like the most stable and highest paying job that I would be semi-interested in


Best advice I can give anyone is do not get into a career that you don’t like or hate, no matter what the pay is. No amount of money is worth being in a career that you are miserable doing.
Posted by Hogwarts
Arkansas, USA
Member since Sep 2015
18044 posts
Posted on 4/7/21 at 9:10 am to
As someone who works closely with higher education, my advice to young people is don't just think about right now but think 5 years from now. If a person could get a college degree and graduate with almost zero debt, why not take that option?
The reality is the meaningless flings and parties that you attend and participate in to have the "college experience" are probably not worth being 40-60k in debt when you graduate with a Bachelor's that may/may not guarantee you have a job. Make the smart decision for yourself and don't just be so focused on the moment now but how you set yourself up 5 or 10 years from now.


Posted by justaniceguy
Member since Sep 2020
5400 posts
Posted on 4/7/21 at 9:12 am to
I don’t want to be looked down on for the rest of my life for not having one. Also, my friend thinks it would be a good idea to get out of town for a while and live the party live. I already have a shite ton of fun here but I can only imagine if I lived in a place with an actual university and more young people
Posted by justaniceguy
Member since Sep 2020
5400 posts
Posted on 4/7/21 at 9:13 am to
It would probably be more like 20k
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