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Started By
Message
Insurance
Posted on 2/27/17 at 10:57 am
Posted on 2/27/17 at 10:57 am
In La do I need to add my two 16 year olds on my car insurance or just let them drive under my name?? Not looking to buy them anything right now, but to let them drive my car around a little bit and see how it goes.
10
Posted on 2/27/17 at 10:59 am to Whodat1978
pretty sure your insurance company requires you to let them know of all licensed drivers in your house
Posted on 2/27/17 at 11:00 am to Whodat1978
You don't technically have to add them.
If they get in an accident, youll have to pay higher premiums but that is a given.
If they get in an accident, youll have to pay higher premiums but that is a given.
Posted on 2/27/17 at 11:00 am to Whodat1978
I would read your policy. Not every auto policy is the same. However, I'm pretty certain you will need to call the insurance company and add new drivers; even family.
Posted on 2/27/17 at 11:00 am to Whodat1978
Nothing to add, but you might want to add a little more to the title so this doesn't get anchored.
Posted on 2/27/17 at 11:00 am to Whodat1978
quote:
add my two 16 year olds on my car insurance
Prepare your anus
Posted on 2/27/17 at 11:01 am to Whodat1978
Oh yea just let them drive under your name. 
Posted on 2/27/17 at 11:01 am to Whodat1978
You 100% must add any drivers in your household that drive your vehicle.
Posted on 2/27/17 at 11:02 am to tigerpimpbot
This shits outrageous
Posted on 2/27/17 at 11:04 am to volod
quote:The ONLY alternative is to get them their own policy. Every driver must be covered, period.
You don't technically have to add them.
Posted on 2/27/17 at 11:04 am to Whodat1978
Time to shop around your insurance needs.
Call around to a broker.
You'll save hundreds.
Call around to a broker.
You'll save hundreds.
Posted on 2/27/17 at 11:09 am to Whodat1978
quote:
In La do I need to add my two 16 year olds on my car insurance or just let them drive under my name??
If you want your insurance company to pay when they hit someone (and they will), yeah.
Posted on 2/27/17 at 11:09 am to Whodat1978
You do not. Any licensed driver who lives in your household and has permission to use your car, uses your insurance as well.
This post was edited on 2/27/17 at 11:11 am
Posted on 2/27/17 at 11:11 am to patchesohoulihan_007
quote:
You do not. Any licensed driver who lives in your house hold and has permission to use your car, uses your insurance as well.
Posted on 2/27/17 at 11:11 am to patchesohoulihan_007
quote:
Any licensed driver who lives in your household and has permission to use your car, uses your insurance as well.
No.
Posted on 2/27/17 at 11:12 am to Whodat1978
(no message)
This post was edited on 4/28/17 at 1:55 am
Posted on 2/27/17 at 11:12 am to BamaCoaster
quote:
No
In Louisiana yes...
Posted on 2/27/17 at 11:12 am to patchesohoulihan_007
quote:
You do not. Any licensed driver who lives in your house hold and has permission to use your car, uses your insurance as well.
So, you're telling us that a household with 5 people, three of them between 16 and 21, only needs to insure the single member of the household that would get the cheapest rates and they're all good to go?
The Louisiana Department of Insurance seems to disagree.
LDI Teen Auto Guide
Posted on 2/27/17 at 11:14 am to TigerstuckinMS
Technically yes.
DMV
Click on who is covered when driving my car.
DMV
Click on who is covered when driving my car.
This post was edited on 2/27/17 at 11:16 am
Posted on 2/27/17 at 11:17 am to patchesohoulihan_007
quote:
In Louisiana yes...
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