re: If you were 35, unemployed, and had $50k cash

With that kind of money in the bank, and presumably with very little debt, I would go to work as a low-paid employee at the type of business I was considering starting. E.g. landscaping

Learn the ropes without worrying about turning a profit.

Texas Holdem unlimited with 10% of that for sure

If you are seriously asking OT for finance.... I retired early because I supplemented with rental property in my 20's... which eventually surpassed any career I'd entertained.

If you are in BR, you can buy condos under $50k that will bring a steady $500+ a month...waaaay better than any low risk fund you'll find. There are always cash deals, with a little luck, and play your cards right, $50k could get you two units that bring $500+ each. Real estate is nothing like it used to be but it still has a way of multiplying exponentially if you are astute and willing to put in a little DIY time.

Yes, there are repairs, fees, insurance, and a lot of BS that doubters will cry about but even after, nothing comes close to real estate in safe return... and a $50k business investment has an easily 75% chance of losing it all...which will never happen with real estate.

You may get lucky and win a lottery or find a niche that will bring an income from a $50k investment but if you were a friend or my son, I'd do every thing I could to stop you from taking that kind of risk and beg you to go with investment property and keep a job for present income. You need to face that $50k isn't much these days...especially to live on if you are thinking a $50k business is going to do that... but if it's 100% yours, and all you have, it's way too much and way too precious to take a chance that will lose it all. Buy rental real estate in the best location you can afford & get a job... you may not strike oil but you will never have extremely painful, life-long regrets either.

And if you are really 35 or younger... don't ignore that $50k in real estate along with its dividends can easily double itself every 8 years... if you are frugal, disciplined, and smart you could very realistically turn that single $50k investment into nearly a million dollars (and that's not even counting on inflation) by the time many guys here are trying, but failing, to be able to retire. Just be smart... you have an opportunity you will desperately regret to waste and it's just too much to piss away on a pipe dream.

Buy 25 shares of Amazon and get a job.

$50k? I'd open up a snowball stand and sell fireworks from that location for Christmas/New Years and the 4th of July.

With fireworks, you can pay off everything in July and in December that is all profit.

You can make a profit around $18k-$25k with the snowball stand (from the end of April - labor day weekend). You can have it all paid for it 3 years, possibly less if you use your fireworks profits.

You can drive a school bus, that way you will have health insurance and it would bring in some extra money as well. If you don't live high off the horse and save & invest your money, you can turn that $50k into a pretty good amount in 10 yea
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My buddy was making 70 grand plus a year. They are all profit, just like donut stands. But tough hours will wear you down.

School bus gig works too. My grandpa did it.

Go to trade school

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Go to the roulette table at the casino, bet it all on black.

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This is fricking stupid. Really really dumb and reckless and just plain stupid advice.

Definitely, put it on red. Not black, RED.

Jeez, Rockford is an idiot.