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If you and your wife are going through difficult times, and divorce is imminent
Posted on 1/31/25 at 7:08 am
Posted on 1/31/25 at 7:08 am
6
Posted on 1/31/25 at 7:32 am to Will Cover
Posted on 1/31/25 at 7:46 am to Will Cover
You have to force the sale to get your name off the title and the note anyway.
Posted on 1/31/25 at 7:48 am to LemmyLives
quote:
You have to force the sale to get your name off the title and the note anyway.
Nah. A refi can get the same result. I'm twice as experienced in this department than most of you.
This post was edited on 1/31/25 at 7:49 am
Posted on 1/31/25 at 7:54 am to mikelbr
More Instagram and YouTube folks engaging in the unauthorized practice of law?
This post was edited on 1/31/25 at 7:55 am
Posted on 1/31/25 at 7:55 am to mikelbr
quote:
A refi can get the same result
Yeah, true, but most people can't afford what they live in without two incomes, which is where I was coming from.
Posted on 1/31/25 at 7:57 am to mikelbr
Property settlement effects the mortgage, not the note. Many people don't pay because of a settlement, then get sued. A refi will correct the note (remove the ex-spouse), but the lawyer may require the ex-spouse to sign a document giving up claim to the property. It depends on the settlement.
Posted on 1/31/25 at 8:22 am to LemmyLives
quote:
most people can't afford what they live in without two incomes,
See that’s where you come in. “Maintain the lifestyle in which she is accustomed to.”
Posted on 1/31/25 at 8:24 am to mikelbr
quote:
Nah. A refi can get the same result.
Still a pain in the arse esp if you’re refinancing to a higher interest rate. Add to that, having to pay off the other their half of the equity it can be a pretty big financial burden to stay in a ‘cursed’ house.
Posted on 1/31/25 at 8:27 am to Will Cover
Until the judge tells you to get the frick out and you get led out in cuffs…
This post was edited on 1/31/25 at 8:28 am
Posted on 1/31/25 at 9:11 am to BabyTac
quote:
Still a pain in the arse esp if you’re refinancing to a higher interest rate.
I stayed in the house and just refinanced mine after property settlement. Went from 2% something interest to 6%. My house note went up $150 a month.
quote:
having to pay off the other their half of the equity it can be a pretty big financial burden
Luckily I had a stupid ex and a good lawyer. We went almost 7 years after divorce before my ex finally showed up for property settlement. That was 7 years of house payments that the ex was responsible for half of (around $50k). That ate up most of the equity she would've received.
Her lawyer messed up and forgot to ask for 7 years of fair market value rental rate in order to offset the mortgage payments that I made.
Posted on 1/31/25 at 9:35 am to elprez00
quote:
See that’s where you come in. “Maintain the lifestyle in which she is accustomed to.”
A/C, a Lexus SUV, Internet and a separate bedroom for each kid. Bada bing!
Posted on 1/31/25 at 9:45 am to Will Cover
quote:
Will Cover
quote:
If you and your wife are going through difficult times, and divorce is imminent
Was this your strategy?
Posted on 1/31/25 at 9:49 am to Shexter
quote:
Her lawyer messed up and forgot to ask for 7 years of fair market value rental rate in order to offset the mortgage payments that I made.
SOOO many people have no idea this is a thing when they vacate their house (name is on the mortgage) during separation/divorce.
This post was edited on 1/31/25 at 9:49 am
Posted on 1/31/25 at 10:53 am to Will Cover
You seem like a nice guy, sorry your wife is a slut.
Posted on 1/31/25 at 10:58 am to mikelbr
quote:
Youquote:
have to force the sale to get your name off the title and the note anyway.
Nah. A refi can get the same result. I'm twice as experienced in this department than most of you.
I've gone a bit of admiration over time for you Baws that have been able to weather that storm. Ain't no way I could fathom trying to raise my kids from afar.
I've put myself through some tough hells and some low of lows and have bounced back but not sure how I couldn't imagine getting through that
Posted on 1/31/25 at 11:00 am to BabyTac
quote:don't blame the 'house' because you turned a blind eye to the plethora of red flags thrown from the heifer before you put a ring on it
to stay in a ‘cursed’ house.
Posted on 1/31/25 at 11:05 am to Major Dutch Schaefer
quote:
Was this your strategy?
I stayed in my house, and am still in my house today. I like where I live. And I like my neighbors. I feel safe there, plus I have an outdoor kitchen and pool, and a fairly good size yard for living in a neighborhood.
If my ex wanted out, and she did, she needed to be the one that was going to be inconvenienced, not me. It was as simple as that for me.
Posted on 1/31/25 at 11:11 am to LSUSUPERSTAR
quote:
You seem like a nice guy, sorry your wife is a slut.
Thank you. I have my faults, but today more than ever, I am intentionally grateful and treat people with respect, as long as I feel there is respect coming from them as well.
I no longer worry about my ex-wife. She's the mother to our children, and she's always done a great job with that. I don't care about her personal life and the choices she has made or continues to make. It's better this way. I wish good health and wealth, but I don't want a friendship with her. She made that choice for us when she left.
Posted on 1/31/25 at 11:18 am to mikelbr
quote:
If my ex wanted out, and she did, she needed to be the one that was going to be inconvenienced, not me. It was as simple as that for me.
Exactly what I did. I kept the stable environment for my kids. There was no way she was going to be able to keep the house payments. It would have foreclosed in a year's time.
quote:
fair market value rental rate
SOOO many people have no idea this is a thing when they vacate their house (name is on the mortgage) during separation/divorce.
So many men let that one slide. For those that don't know, if your name is still on the mortgage in the time between separating and property settlement, you're entitled to half of the rent value.
Example: Zero balance on mortgage. If the ex stays in the house, and houses in the neighborhood are renting for $3000, you're entitled to half of that, $1500 per month.
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