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re: Husband cheated and left wife. Before leaving, he took out a HELOC on their house

Posted on 11/28/17 at 8:36 pm to
Posted by Ambassador
West Monroe, LA
Member since Jan 2004
1352 posts
Posted on 11/28/17 at 8:36 pm to
quote:

The in rem defendant will not be personally liable for the judgment, but the property can be used to satisfy the judgment.


Reading the judgement again, this makes sense. She can still loose the house but she is not responsible for the indebtedness. The judgment does say the mortgage is security for the debt.

This post was edited on 11/28/17 at 8:38 pm
Posted by TSLG
Member since Mar 2014
6724 posts
Posted on 11/28/17 at 8:36 pm to
quote:

no one uses that term that I know of any more, except occasionally re jurisdiction, but maybe in Louisiana--i didn't take many La courses and have never practiced in the state


How would you guys obtain, and execute, a judgment against a party when pj dosent exist but they have property in the state?
Posted by saint tiger225
San Diego
Member since Jan 2011
35599 posts
Posted on 11/28/17 at 8:37 pm to
quote:

my Mother
Pics?

For research purposes only.
Posted by FalseProphet
Mecca
Member since Dec 2011
11707 posts
Posted on 11/28/17 at 8:38 pm to
Wait. Do I know you IRL? This sounds oddly like a guy I know with family in the Funroe area
Posted by McLemore
Member since Dec 2003
31506 posts
Posted on 11/28/17 at 8:41 pm to
That's what I was saying--i only hear it re jurisdiction. Not a type of judgment or remedy.

I get what you're saying though. If someone has in rem jurisdiction, then the judgment obtained on the basis of that jurisdiction would be in rem only. So it could be against her only to the extent of the property.

In decades of practice, I've literally never seen that.

I thought that was just for the civ pro (and admiralty) books. Ha.

Eta: holy shite I can't type tonight.
This post was edited on 11/28/17 at 8:46 pm
Posted by TSLG
Member since Mar 2014
6724 posts
Posted on 11/28/17 at 8:43 pm to
quote:

the wife is my Mother


This sucks, bro. The shitty part is that the property is likely the easiest method for your plaintiff to collect.

Have you guys considered the criminal and/or civil fraud route against the ex? Your local da might be able to help your mom get a few smiles and some closure.

What Parish?
Posted by Spankum
Miss-sippi
Member since Jan 2007
56042 posts
Posted on 11/28/17 at 8:45 pm to
quote:

And for the record, the wife is my Mother. She is in tears asking me what this means as she has been served with papers with the bank asking for a sheriff sale of her home.


Goddamn, I would have a hard time not killing the bastard...
Posted by mikelbr
Baton Rouge
Member since Apr 2008
47507 posts
Posted on 11/28/17 at 8:46 pm to
quote:

You are right, the man is a dick and this is only the tip of the iceberg of what he stole. And for the record, the wife is my Mother.

Your dad sucks. Hope you don't get his genes.
Posted by McLemore
Member since Dec 2003
31506 posts
Posted on 11/28/17 at 8:47 pm to
I'm also confused as to why there wouldn't be pj against her in the state if she lived there.

It's too late (and too many beers) for thinking. I'm going to find a f'ed up a FL thread.
Posted by Ambassador
West Monroe, LA
Member since Jan 2004
1352 posts
Posted on 11/28/17 at 8:50 pm to
quote:

Have you guys considered the criminal and/or civil fraud route against the ex? Your local da might be able to help your mom get a few smiles and some closure.



Yes we have, but when he took out the HELOC, he had the legal right to take out the loan and it is no different than anything else he took. It is now up to the civil courts to sort out.
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 11/28/17 at 8:54 pm to
quote:

Asking because the wife's attorney is out of town and the family really wants to know what is going on.



If the family really wants to know what is going on, tell them to wait for the attorney to get back and not rely on free online advice.
Posted by TheFranchise
The Stick
Member since Feb 2005
6204 posts
Posted on 11/28/17 at 8:55 pm to
In rem means as to the property (i.e., the house that is security for the HELOC). They can't pursue the wife for any deficiency judgment.

She may be able to procede against the ex husband in family court, depending upon the state and whether the state is a community property state.
Posted by Roll Tide Ravens
Birmingham, AL
Member since Nov 2015
42609 posts
Posted on 11/28/17 at 8:57 pm to
An in rem judgment would be a judgement related the property.

As someone mentioned above, I hardly hear in rem used when it comes to judgments. I always hear it in the context of jurisdiction.
This post was edited on 11/28/17 at 9:00 pm
Posted by TSLG
Member since Mar 2014
6724 posts
Posted on 11/28/17 at 9:10 pm to
quote:

I'm also confused as to why there wouldn't be pj against her


Me too, but we were only asked what in rem meant. Lol
Posted by Jim Smith
Member since May 2016
2915 posts
Posted on 11/28/17 at 9:10 pm to
Posted by Pvt Hudson
Member since Jan 2013
3567 posts
Posted on 11/28/17 at 9:15 pm to
Was he in Texas?
Posted by Ambassador
West Monroe, LA
Member since Jan 2004
1352 posts
Posted on 11/28/17 at 9:18 pm to
No, Louisiana.
Posted by FCP
Delta State Univ. - Fightin' Okra
Member since Sep 2010
4785 posts
Posted on 11/28/17 at 9:19 pm to
quote:

The in rem defendant will not be personally liable for the judgment, but the property can be used to satisfy the judgment.
This.
Posted by Ancient Astronaut
Member since May 2015
33111 posts
Posted on 11/28/17 at 9:23 pm to
In rem means against the property.
Posted by Kim Jong Ir
Baton Rouge
Member since Jan 2008
52604 posts
Posted on 11/28/17 at 9:24 pm to
quote:

quote:
The in rem defendant will not be personally liable for the judgment, but the property can be used to satisfy the judgment.
This.



Correct
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