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re: How someone affords a median lifestyle in Dallas Texas

Posted on 4/4/24 at 12:23 pm to
Posted by GusMcRae
Deep in the heart...
Member since Oct 2008
3257 posts
Posted on 4/4/24 at 12:23 pm to
This isn’t complicated.

Earn Mo money and/or be a dual income household.

Same way I done it 30 years ago.
Posted by fareplay
Member since Nov 2012
4965 posts
Posted on 4/4/24 at 12:23 pm to
People aren’t born wanting to commit crimes so it’s def the former. You would commit crimes too if your baby needed to eat today and pay is sunday
Posted by MemphisGuy
Member since Nov 2023
3770 posts
Posted on 4/4/24 at 12:23 pm to
quote:

Abraham H Parnassis


You are an idiot.

To use your analogy, you are the Rally's/Checkers of people.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
49002 posts
Posted on 4/4/24 at 12:24 pm to
quote:

And this is a perfect example of why the “average” person makes 75k but has an 800 dollar car note…and less than 500 dollars in savings

Pretty similar to our family. We make good money and our nicest vehicle is a late model Accord. I have a decent truck I guess but it's older and has been paid off.
Posted by fareplay
Member since Nov 2012
4965 posts
Posted on 4/4/24 at 12:24 pm to
Aren’t modern accords (which are like middle class cars for last 10 years plus) still a 700+ note
This post was edited on 4/4/24 at 12:25 pm
Posted by Dawgfanman
Member since Jun 2015
22715 posts
Posted on 4/4/24 at 12:25 pm to
quote:

It is a Honda. It's the McDonald's of cars.


Not sure what to tell you. I didn’t buy it to impress any one. But it’s a nice vehicle. Certainly nicer than the vast majority of people in the US should be driving (based on median incomes). Based on what most people make, they should be driving my kids Yaris.
Posted by SidewalkTiger
Midwest, USA
Member since Dec 2019
53247 posts
Posted on 4/4/24 at 12:25 pm to
quote:

People aren’t born wanting to commit crimes so it’s def the former. You would commit crimes too if your baby needed to eat today and pay is sunday


Why couldn't I just swipe my SNAP card?
Posted by fareplay
Member since Nov 2012
4965 posts
Posted on 4/4/24 at 12:25 pm to
They do, poor people aren’t good with money or have knowledge because they are stuck in a loop of poverty.

What about diapers?

What about childcare
Gas? There’s snap for these?
This post was edited on 4/4/24 at 12:26 pm
Posted by Dawgfanman
Member since Jun 2015
22715 posts
Posted on 4/4/24 at 12:26 pm to
quote:

Aren’t modern accords (which are like middle class cars for last 10 years plus) still a 700+ note


With no down payment and top of the line model, probably.
Posted by MemphisGuy
Member since Nov 2023
3770 posts
Posted on 4/4/24 at 12:27 pm to
quote:

They do, poor people aren’t good with money or have knowledge because they are stuck in a loop of poverty.


What, other than posting on a message board, are you personally doing to help educate poor people about finances? What are you doing to help get them out of the loop of poverty?

Just curious.
Posted by SidewalkTiger
Midwest, USA
Member since Dec 2019
53247 posts
Posted on 4/4/24 at 12:28 pm to
quote:

Not sure what to tell you. I didn’t buy it to impress any one. But it’s a nice vehicle. Certainly nicer than the vast majority of people in the US should be driving (based on median incomes). Based on what most people make, they should be driving my kids Yaris.


Some people get it, some don't.

I am kind of a car guy so really have more than needed.

Our "nice vehicle" is a 2016 Toyota Highlander.

I have a 2008 Silverado for "truck things," it's still in really good shape as I rarely drive it.

Have a 2008 Toyota Camry that I use to travel for work.

Have a 1969 Chevrolet Caprice that is my toy.

Paid cash for all.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
49002 posts
Posted on 4/4/24 at 12:28 pm to
quote:

Aren’t modern accords (which are like middle class cars for last 10 years plus) still a 700+ note

Nah. We paid maybe 31k for that vehicle and put 10k down. We didn't have a trade in. Honda had like 3% financing for the rest. It's less than $400/mo
This post was edited on 4/4/24 at 12:37 pm
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
262421 posts
Posted on 4/4/24 at 12:28 pm to
quote:


They do, poor people aren’t good with money or have knowledge because they are stuck in a loop of poverty.


My entire neighborhood went from working class kids to professional adults.

There's always excuses.
Posted by fareplay
Member since Nov 2012
4965 posts
Posted on 4/4/24 at 12:28 pm to
If you’re really curious, my wife and I donate a large sum every year to Boston food bank and my wife personally did clinic for homeless for volunteer hours.
Posted by MemphisGuy
Member since Nov 2023
3770 posts
Posted on 4/4/24 at 12:29 pm to
quote:

If you’re really curious, my wife and I donate a large sum every year to Boston food bank and my wife personally did clinic for homeless for volunteer hours.


Fair enough.
Posted by VADawg
Wherever
Member since Nov 2011
45175 posts
Posted on 4/4/24 at 12:29 pm to
quote:

You would commit crimes too if your baby needed to eat today and pay is sunday


A 79% out of wedlock birthrate plays a large part in this. Government needs to stop incentivizing single motherhood and society needs to stop championing it.
Posted by notiger1997
Metairie
Member since May 2009
58349 posts
Posted on 4/4/24 at 12:29 pm to
quote:

Aren’t modern accords (which are like middle class cars for last 10 years plus) still a 700+ note


You are too dumb to even argue with if you can’t understand that many people have trade ins and/or put money down when buying a vehicle.
My accord (when I had it) had a $235 note
Posted by SidewalkTiger
Midwest, USA
Member since Dec 2019
53247 posts
Posted on 4/4/24 at 12:30 pm to
quote:

What about diapers?


For some reason, you rarely hear about diapers getting stolen.

They don't even lock them up in stores.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
49002 posts
Posted on 4/4/24 at 12:30 pm to
I really don't give a crap about vehicles anymore. They are stupid expensive. I've rather have more disposable income and savings than Apple Car Play or whatever.

I hope my 2017 lasts another 10 years. It's a Ford though so I doubt it
This post was edited on 4/4/24 at 12:31 pm
Posted by Oilfieldbiology
Member since Nov 2016
37646 posts
Posted on 4/4/24 at 12:30 pm to
quote:

You would commit crimes too if your baby needed to eat today and pay is sunday


This ain’t why 99% of crimes are committed and you know it.
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