- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: How much savings do you have?
Posted on 8/30/25 at 4:49 am to tigger4ever
Posted on 8/30/25 at 4:49 am to tigger4ever
quote:
Several hundred thousands. Every raise I got in my life I put it in a Roth. Retired at what I was making 35 years ago. Of course, spouse made enough to cover what we needed to live a comfortable life.
If you're making the same as 35 years ago, then you are not doing well financially. Also being sub 1 mil net worth when you're in your 60s or 70s like it seems based on post isn't doing well either.
40 years of work with what is expected to make more each year is a ton of time to save up.
This post was edited on 8/30/25 at 4:52 am
1
Posted on 8/30/25 at 7:45 am to muttenstein
Between the wife and I
403B retirement account
About a half years salary between the two of us in a HYSA (will probably move this to a managed account soon)
Everything after bills are paid goes into a brokerage account.
Keep about a month of bills in checking.
No immediate savings. No point when it only takes 7-10 days for money to transfer
403B retirement account
About a half years salary between the two of us in a HYSA (will probably move this to a managed account soon)
Everything after bills are paid goes into a brokerage account.
Keep about a month of bills in checking.
No immediate savings. No point when it only takes 7-10 days for money to transfer
Posted on 8/30/25 at 7:57 am to FieldEngineer
quote:
I’m poor because I do backdoor Roth contributions after maxing my traditional 401k?
You can't do a Roth unless you're below a certain income which makes you OT poor.
Posted on 8/30/25 at 7:58 am to muttenstein
Enough for a rainy day + some
Posted on 8/30/25 at 8:00 am to Bestbank Tiger
quote:
You can't do a Roth unless you're below a certain income which makes you OT poor.
There are no income limits on a Roth 401k.
Posted on 8/30/25 at 8:04 am to Darth_Vader
quote:
It’s bad form to discuss things of this nature.
I used to believe this as well. However, so many people are financially illiterate that I now believe conversations around money can be very beneficial.
It's obviously not productive if someone is just sitting around bragging but discussing loan rates or investment strategies is needed for most folks. Also can be a wake up call to someone who realizes they're behind on retirement planning. Many folks talk about retirement but think you can get to an age and stop working.
Posted on 8/30/25 at 9:45 am to muttenstein
On which street was your first home?
Posted on 8/30/25 at 9:54 am to Saunson69
quote:
If you're making the same as 35 years ago, then you are not doing well financially.
That’s not at all what he said. Work on your own reading comprehension before being so critical of others.
Posted on 8/30/25 at 2:18 pm to muttenstein
I had $20 but I pissed it all away on 10 Powerballs this morning.
Posted on 8/30/25 at 2:22 pm to muttenstein
Zero. I spend every penny and live my life to the fullest.
Newsflash: you can’t take it with you when you die.
Newsflash: you can’t take it with you when you die.
Posted on 8/30/25 at 2:22 pm to muttenstein
Combining everything (including stock accounts my parents have earmarked for me specifically), around $500k. I turn 29 next month.
Posted on 8/30/25 at 2:23 pm to RedPop4
quote:A home ON a street?
On which street was your first home?
LUXURY!
Our house was IN the street, in a pothole.
This post was edited on 8/30/25 at 2:24 pm
Posted on 8/30/25 at 2:47 pm to muttenstein
Got the winning lottery ticket this morning!
Posted on 8/30/25 at 3:02 pm to muttenstein
quote:IDK. Diversified.
How much savings do you have?
I wouldn't tell you even if I knew.
Posted on 8/30/25 at 3:05 pm to TigrrrDad
quote:Newsflash: if you live beyond retirement you can be an old man living in a cardboard box under a bridge.
Newsflash: you can’t take it with you when you die.
Posted on 8/30/25 at 3:14 pm to muttenstein
I keep 2 months in my checking. I could cover just over a year from my HYSA. Also have a 401K and a Roth.
This post was edited on 8/30/25 at 3:17 pm
Posted on 8/30/25 at 3:25 pm to Bestbank Tiger
quote:
You can't do a Roth unless you're below a certain income which makes you OT poor.
You can if your employer offers one though, genius.
Posted on 8/30/25 at 3:25 pm to DRock88
As of this moment $149k in deposit accounts (probably more than I should though I do keep a minimum in my checking account) and $280k in non retirement investment accounts
Posted on 8/30/25 at 8:20 pm to ManWithNoNsme
It’s a 3.54 geared Dana 60 car. 426’s need 4.10 gears to run
This post was edited on 8/31/25 at 7:29 am
Posted on 8/30/25 at 11:52 pm to artompkins
We are hard core savers, but it seems like we went from worrying about retirement to, holy shite, we’re rich, in a few short years. In reality, it was a “you have to have money to make money” situation.
Our cash savings have long been screwed by low interest rates for much of the time, so CD rates sucked, but the stock market has kicked arse for many of our years and added tremendously to our retirement accounts.
Kids, hit those 401k’s as hard as you can. You can’t afford not to.
Our cash savings have long been screwed by low interest rates for much of the time, so CD rates sucked, but the stock market has kicked arse for many of our years and added tremendously to our retirement accounts.
Kids, hit those 401k’s as hard as you can. You can’t afford not to.
Page 5 of 6
Popular
Back to top
Follow TigerDroppings for LSU Football News