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re: How much do you owe in student loans baws?

Posted on 11/15/17 at 8:41 pm to
Posted by biggsc
Member since Mar 2009
34654 posts
Posted on 11/15/17 at 8:41 pm to
$0.00
Posted by Puffoluffagus
Savannah, GA
Member since Feb 2009
6437 posts
Posted on 11/15/17 at 8:43 pm to
$250k at 6.5%

Begin the payoff process in year and a half.
Posted by Bruco
Charlotte, NC
Member since Aug 2016
3017 posts
Posted on 11/15/17 at 8:57 pm to
$0

Got it paid off 2 years ago. 15 years of $157 a month.

Could have just paid it off a few years in advance, but luckily rates were crazy low when I graduated. Locked it in at just over 2% or something, so I just paid the minimum.

Worth every penny.

Almost dropped out after my sophomore year. Did a manual labor job that summer and smartly realized there was no way I could do that crap for 30 years. Those jobs are hard.

My arse belongs behind a desk.
This post was edited on 11/15/17 at 8:58 pm
Posted by 434Dingleberry
Member since Oct 2017
61 posts
Posted on 11/15/17 at 9:22 pm to
Lmao you dumb AND ugly
Posted by REG861
Ocelot, Iowa
Member since Oct 2011
37763 posts
Posted on 11/15/17 at 9:29 pm to
quote:

$0 because I'm not a millennial deadbeat.




Congratulations. Some of us wanted to be doctors and lawyers, not plant workers.
This post was edited on 11/15/17 at 9:30 pm
Posted by St Augustine
The Pauper of the Surf
Member since Mar 2006
70770 posts
Posted on 11/15/17 at 9:39 pm to
graduated from PT school with 92k in 12/06. Spent a year keeping my head above water with an interest rate of 10.5% (private loan)...monthly minimum payment was astronomical. Once my wife and I got married a year later we began traveling and had them paid off by July of 2010.

In July of 2009 we paid off 18k in one month because we were just throwing everything we were making doing travel work in california at them. Salary, living stipend, savings, etc.

The dopamine release I would get watching that number plummet each month was like a drug. You can do it.
This post was edited on 11/15/17 at 9:43 pm
Posted by donRANDOMnumbers
Hub City
Member since Nov 2006
17353 posts
Posted on 11/15/17 at 9:44 pm to
wife had 265k. down to 160k. 2,500 a month
Posted by AbitaFan08
Boston, MA
Member since Apr 2008
27882 posts
Posted on 11/15/17 at 9:48 pm to
$0 after 7 years of school. Thanks TOPS.
Posted by shutterspeed
MS Gulf Coast
Member since May 2007
70498 posts
Posted on 11/15/17 at 9:57 pm to
quote:

it's really easy to defer them


Can't you only do that for 3 years?
Posted by Orange_and_Blur
Gainesville
Member since Nov 2017
644 posts
Posted on 11/15/17 at 10:12 pm to
Zeroooooooooooooooooooo
Posted by BatonrougeCajun
Somewhere in Texas
Member since Feb 2008
7424 posts
Posted on 11/15/17 at 10:14 pm to
265k??? Please tell me where, how long and what degree earned. That's crazy
Posted by lsucoonass
shreveport and east texas
Member since Nov 2003
69667 posts
Posted on 11/15/17 at 10:15 pm to
45k for my occupational therapy degree
Posted by donRANDOMnumbers
Hub City
Member since Nov 2006
17353 posts
Posted on 11/15/17 at 10:24 pm to
4 years LSU
4 years Med School

didn't have any scholarships for college besides TOPS.
Posted by dat yat
Chef Pass
Member since Jun 2011
4881 posts
Posted on 11/15/17 at 10:27 pm to
I went to LSU when you could save up for college by working all summer. I racked up a whopping $5k in sl debt and paid it off 5 years later.

$47k is a heavy burden if college didn't pay off for you yet, but you can't shift the blame to the government.
Posted by weagle99
Member since Nov 2011
35893 posts
Posted on 11/15/17 at 10:28 pm to
$0

I had a full ride.
Posted by athenslife101
Member since Feb 2013
20206 posts
Posted on 11/15/17 at 10:36 pm to
Jesus Christ thats pathetic.

I live at a much lower quality life than I would if I didn’t have to pay back student loans. But I realize I’d be even lower if I didn’t go to school in the first place. And I want to Honor my agreements
Posted by fareplay
Member since Nov 2012
6282 posts
Posted on 11/15/17 at 11:43 pm to
Lol wtf is this my life
Posted by X123F45
Member since Apr 2015
29440 posts
Posted on 11/15/17 at 11:51 pm to
quote:

Butwhy


3.86% interest on unsecured loans that will be forgiven if I eber go back to LSU for 10 years.
Posted by djangochained
Gardere
Member since Jul 2013
19118 posts
Posted on 11/16/17 at 12:18 am to
None, thankfully I had tops and my parents paid the rest
Posted by moderate one
Member since Jul 2017
182 posts
Posted on 11/16/17 at 12:20 am to
$0.00, paid off 138k in 3 years. Best feeling was making the last payment and seeing the congratulations on being done with paying. Just hearing anyone talk about forgiving student loans without making them pay, pisses me off. I struggled and sacrificed to pay mine and refuse to give anyone a shortcut. Also, I've heard extreme stories of kids in our generation doing everything they can to get rid of their debt as well. For all those not bitching and just handling their business in paying them, I refuse to believe in forgiving student loans without at least paying some of them back.
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