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Posted on 6/9/15 at 9:52 am to BabyTac
I have about $16,000 right now. I typically carry some sort of balance, but the amount varies.
Posted on 6/9/15 at 9:53 am to DirtyMikeandtheBoys
quote:
$0 I pay my entire balance, every week
Posted on 6/9/15 at 9:53 am to SG_Geaux
quote:
Zero. I just use my credit card for everything so I get the points and pay it off each month.
Posted on 6/9/15 at 9:53 am to Mo Jeaux
quote:
I have about $16,000 right now
Geez. What interest rate ?
Posted on 6/9/15 at 9:53 am to BabyTac
$0.
Haven't carried a balance on a CC in over 10 years.
Haven't carried a balance on a CC in over 10 years.
Posted on 6/9/15 at 9:54 am to SG_Geaux
Honestly, I'm not sure. I'd have to check.
Posted on 6/9/15 at 9:54 am to BabyTac
I love how everyone here has 0 credit card debt 
Posted on 6/9/15 at 9:56 am to BabyTac
Present balance: $0.
End-of-month balances since 1987: $0.
I've paid these frickers off in full since 1987. Haven't paid a penny of interest during that time.

End-of-month balances since 1987: $0.
I've paid these frickers off in full since 1987. Haven't paid a penny of interest during that time.
Posted on 6/9/15 at 9:56 am to BabyTac
quote:
Seems after doing a little research the average American household (that carries debt) stands at $15,706.
The average American is a fricking moron.
Posted on 6/9/15 at 9:56 am to Chimlim
quote:
I love how everyone here has 0 credit card debt
Posted on 6/9/15 at 9:56 am to BabyTac
Zero.
I very rarely use a CC. Maybe 3-4 times a year
I very rarely use a CC. Maybe 3-4 times a year
This post was edited on 6/9/15 at 10:00 am
Posted on 6/9/15 at 9:57 am to Chimlim
quote:
I love how everyone here has 0 credit card debt
The OT is always a statistical anomaly.
Posted on 6/9/15 at 9:58 am to BabyTac
I'm thinking it's below $20,000 now but not sure.
Monthly cash flow is so much better if you pay the minimum.
Hopefully it will be paid off in just 12-14 years.
Monthly cash flow is so much better if you pay the minimum.
Hopefully it will be paid off in just 12-14 years.
Posted on 6/9/15 at 9:59 am to BabyTac
right around 5k but we pay it off every month. Gotta get the points
Posted on 6/9/15 at 10:01 am to VABuckeye
Think I have about 4500, needed new tires for my truck which bumped it up about 1200.
Posted on 6/9/15 at 10:01 am to mylsuhat
quote:
$0 interested balance
Exactly...paid at the end of the month without fail.
Posted on 6/9/15 at 10:03 am to stout
quote:
The OT is always a statistical anomaly.
Yep. Thank god credit card companies have customers other than the OT. They'd be out of business.
Posted on 6/9/15 at 10:04 am to BabyTac
I pay my entire balance, every Month in full. Doesn't everyone. 
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