How many married OTers have seperate bank accounts?

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And why?

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Because it has worked really well for 16 years.

We do, because it's easier to keep track of frivolous "spending money" when it's in separate accounts. We also have a joint checking account that we use for joint expenses, and a joint savings.

We started out together broke so we didn't split anything and haven't to this day

We each had one at the same place before we got married. We kept them after to use one as a savings account to park money in. Our names are now on both accounts. No "my money" arrangement.

Me.

Once he got his ss # I kicked him out of mine. He would spend based off what was showing in the account without asking if I had any checks out.

We did start a joint one this spring for green card purposes, but don't keep much $ in it.

I'm not telling any numbers

but its enough to support my beer and bike habit and my wife gets enough to support her Etsy habit

We keep ours separate. We both spent our whole lives budgeting for one and enjoy keeping things that way. We take any expenses that we both contribute to (daycare, mortgage, car) and cut it down the middle and one of us writes the other one a check.

Of course

With the chase phone app it's so easy to just instantly send each other money as well.