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re: How many married OTers have seperate bank accounts?
Posted on 6/22/15 at 1:11 pm to yellowfin
Posted on 6/22/15 at 1:11 pm to yellowfin
quote:
I look at everything as our money, not mine and hers....thought that was how marriage worked
Maybe I had my head in the clouds but I didnt realize how many of you kept separate banks accounts
2
Posted on 6/22/15 at 1:13 pm to Sev09
quote:
quote: we have separate "spending" accounts where our monthly "allowance" goes we still have a joint checking for all the bills and other expenses and joint savings
This is what we do.
Why? because it drive me crazy to see her spend $9.67 everyday at Starbucks when I've never seen her drink an entire cup of coffee or eat a whole scone in my entire life.
Out of sight, out of mind.
ETA: we both have complete access-passwords, names on accounts, ability to move/use funds without needing the other's signature-on all 3 accounts
This post was edited on 6/22/15 at 1:18 pm
Posted on 6/22/15 at 1:15 pm to More beer please
It can work both ways but if your reason is because you don't trust them or don't won't them spending "your" money that's where problems start
Posted on 6/22/15 at 1:16 pm to Sev09
I do
Because she's a disaster with a checkbook/ bank account.
Because she's a disaster with a checkbook/ bank account.
Posted on 6/22/15 at 1:20 pm to yellowfin
quote:
It can work both ways but if your reason is because you don't trust them or don't won't them spending "your" money that's where problems start
Yeah I guess thats true. I didnt get married to not trust my wife or keep things in our lives separate from one another.
Posted on 6/22/15 at 1:23 pm to More beer please
quote:
I didnt get married to not trust my wife or keep things in our lives separate from one another.
We both knew each other's spending habits beforehand, so combining accounts has not been a problem.
Posted on 6/22/15 at 1:25 pm to More beer please
My wife and I each maintain our own personal checking accounts and a joint checking and savings.
We each contribute a set amount to the joint account for bills and monthly household expenses.
The remainder of our paychecks goes into our personal accounts and we can do whatever we want with that money.
However, we usually use that money to pad savings or (more recently contribute to a college fund for my son)
Not an OT baller but this arrangement has been very good for the both of us (thus far, at least).
We each contribute a set amount to the joint account for bills and monthly household expenses.
The remainder of our paychecks goes into our personal accounts and we can do whatever we want with that money.
However, we usually use that money to pad savings or (more recently contribute to a college fund for my son)
Not an OT baller but this arrangement has been very good for the both of us (thus far, at least).
Posted on 6/22/15 at 1:34 pm to HoustonChick86
quote:
We both knew each other's spending habits beforehand
beer?
quote:
so combining accounts has not been a problem.
Yeah for various reasons it made too much sense and was almost necessary for us to combine.
Posted on 6/22/15 at 1:38 pm to Sev09
Joint checking to pay bills -- once a year we figure our joint income and assign a percentage to how much each of us earns then we apply the same percentage to how much each of us contributes to the monthly bills with remainder going to our separate accounts.
Separate checking and savings -- we are both pretty tight with the money, but keeping things separate tends to make us even tighter. We share extraordinary expenses not part of monthly budget and the constant unexpected expenses of a teen daughter.
16 years of marriage and money is the one topic we have never argued about.
Separate checking and savings -- we are both pretty tight with the money, but keeping things separate tends to make us even tighter. We share extraordinary expenses not part of monthly budget and the constant unexpected expenses of a teen daughter.
16 years of marriage and money is the one topic we have never argued about.
Posted on 6/22/15 at 2:36 pm to Croacka
quote:
We started out together broke so we didn't split anything and haven't to this day
Yep. I pawned a guitar for enough to pay for a hotel and a pizza for our 1 night honeymoon that was 35 miles from where we grew up.
Posted on 6/22/15 at 3:12 pm to More beer please
quote:
Yeah I guess thats true. I didnt get married to not trust my wife or keep things in our lives separate from one another.
Thank you. I knew there'd be a lot, but man. I didn't expect so much backlash and insecurity in this thread.
The problem is that people go into their marriage viewing divorce as a very likely option, so they guard themselves, live separate lives, and then end up divorced. Vicious cycle.
Posted on 6/22/15 at 3:15 pm to Sev09
quote:
The problem is that people go into their marriage viewing divorce as a very likely option, so they guard themselves, live separate lives, and then end up divorced. Vicious cycle.
I strongly agree with that
It's such a glass half empty mentality
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