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Started By
Message
re: How is it legal for men to be charged more for car insurance?
Posted on 7/31/18 at 9:15 am to Demshoes
Posted on 7/31/18 at 9:15 am to Demshoes
quote:
don't know but my son and I are now identifying as women.
Did you guys read the rest of the article? A senator tweeted out that the man admitted perjury and the LGBQTZXPATMNW community are unhappy because it cheapens the law
I guess they didn’t think about any of this when they were writing up their ridiculous laws.
0
Posted on 7/31/18 at 9:16 am to Cosmo
It would be the greatest civil rights issue today if the roles were reversed 
Posted on 7/31/18 at 9:16 am to Henry Jones Jr
quote:
Men probably have a higher rate of accidents
Why stop there? What about breaking it down by race?
Posted on 7/31/18 at 9:18 am to FieldMink
quote:
And what perks?
Surely you jest.
Posted on 7/31/18 at 9:23 am to Henry Jones Jr
From what I was told by a former car insurance agent women may get in "more" accidents like fender benders but makes usually total vehicles and cause more personal injury so that's why men especially young men have higher rates.
This post was edited on 7/31/18 at 9:29 am
Posted on 7/31/18 at 9:27 am to Areddishfish
quote:
I do find this humorous because girls are supposed to be better drivers. Almost all the girls I knew in high school got in at least one wreck.
An insurance salesman described it thusly:
Women ding the other car in the parking lot.
Men wrap their car around a telephone pole.
Posted on 7/31/18 at 9:28 am to Henry Jones Jr
quote:It isn’t anymore, right.
Same reason health insurance is higher for women.
We all buy the same lump program now.
Posted on 7/31/18 at 9:28 am to Areddishfish
quote:
do find this humorous because girls are supposed to be better drivers. Almost all the girls I knew in high school got in at least one wreck.
It's not hard to understand. A few fender benders are peanuts to a serious accident with injuries. Males also drive more miles than females.
Posted on 7/31/18 at 9:30 am to slackster
quote:
It's not hard to understand. A few fender benders are peanuts to a serious accident with injuries. Males also drive more miles than females.
I guess the real question here is, when is it okay to use facts and statistics to treat one group of people differently than another group?
Posted on 7/31/18 at 9:31 am to Scruffy
quote:
It isn’t anymore, right.
We all buy the same lump program now
Yeah I'm pretty sure both group and individual plans cover pregnancy now, regardless of the sex of the purchaser.
However, females still have relatively cheaper life insurance rates.
Posted on 7/31/18 at 9:32 am to Epic Cajun
quote:
I guess the real question here is, when is it okay to use facts and statistics to treat one group of people differently than another group?
Bingo.
Black people generally die younger than whites. Should I pay more for life insurance because of this?
Posted on 7/31/18 at 9:33 am to Areddishfish
quote:Your sample size is impressive.
Almost all the girls I knew in high school got in at least one wreck.
Posted on 7/31/18 at 9:34 am to LordSaintly
Men do drive more than women. Its the law of averages. If a couple is in a car most of the time the husband is driving.
Posted on 7/31/18 at 9:36 am to Epic Cajun
quote:
guess the real question here is, when is it okay to use facts and statistics to treat one group of people differently than another group?
Frankly, I wish the only determining factors with auto/health/life were age and actual health. I think much of the sex and race discrepancies would come out in the wash across those three areas.
Posted on 7/31/18 at 9:38 am to Henry Jones Jr
quote:
health insurance is higher for women
This has never been true at any of the employers I have worked. Same price whether male or female.
Posted on 7/31/18 at 9:40 am to FieldMink
quote:I am smarter than you are and your response to my statement proves it.
What the fock? You sound ignorant and stupid af. All the perks but none of the responsibility?! Separate but equal? You think all black people want to be in some of these circumstance they're in. There's a difference between being treated equally as my neighbor of a different color/ethnicity while being able to be separate in culture and/or race. And what perks?
Racist arse statements like this and mindsets from ignorant focks like you are some of the reasons why there's always issues between black and white people. Grow up
If my statement is ignorant, that proves you are saying everything in the past few years that black culture groups like BLM and other have pushed are ignorant. Because yes, They want to be separate but equal, yet it is "racist" for a white person to be proud to be "white".
So Thank you for proving the hypocrisy of your post, in your post as well as everything the black culture movement has dont over the years.
Posted on 7/31/18 at 9:41 am to Chimlim
quote:yet another example of my first post in this thread being correct.
Women want equality when it benefits them.
FieldMink needs to stop being so ignorant and woke up.
This post was edited on 7/31/18 at 9:42 am
Posted on 7/31/18 at 9:42 am to slackster
quote:
Frankly, I wish the only determining factors with auto/health/life were age and actual health. I think much of the sex and race discrepancies would come out in the wash across those three areas.
I'm not just referring to insurance. It's weird how sometimes it's okay to discriminate in business if there are facts and stats to back it up, but it's not always okay. Where is the line drawn? How is it determined that insurance can do this, but other business lines can't?
Posted on 7/31/18 at 9:44 am to LordSaintly
quote:
Black people generally die younger than whites. Should I pay more for life insurance because of this?
For life insurance purposes you'd want to be a Hispanic or Asian woman. For health insurance, behming Hispanic would likely be more expensive. For auto insurance, being Asian would be troublesome.
Posted on 7/31/18 at 9:45 am to Cosmo
I also don't understand it from an actuarial/risk-assessment standpoint. Maybe on the face of it testosterone-fueled driving seems more dangerous, but only in the context of having to dodge and avoid the estrogen-fueled head-up-arse driving.
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