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Started By
Message
Has anybody had any luck with State Farm’s Drive Safe Tracking Program?
Posted on 11/25/20 at 10:18 am
Posted on 11/25/20 at 10:18 am
I been driving like a maw maw for two months. My wife and I two week score is consistent 97-98% with few events.
What kind of discount am I looking at? 6 months right now is about $2400 for two cars at full coverage 1M/1M/1M and 1M Med Pay.
Im told you can see 30% savings. What’s the average score of this thing? And no, I don’t care if my insurance company sees I work from home everyday or go to the grocery store.
What kind of discount am I looking at? 6 months right now is about $2400 for two cars at full coverage 1M/1M/1M and 1M Med Pay.
Im told you can see 30% savings. What’s the average score of this thing? And no, I don’t care if my insurance company sees I work from home everyday or go to the grocery store.
13
Posted on 11/25/20 at 10:20 am to DiamondDog
My assumption is they are planning to use the data collected to screw you at some key juncture in some unforeseen way. So I have always been incredibly wary of this.
Posted on 11/25/20 at 10:21 am to DiamondDog
That is really just a trick to give them ammo not to cover you or to raise your rate if you have a wreck. They will pick that data apart looking for any reason they can find.
This post was edited on 11/25/20 at 10:22 am
Posted on 11/25/20 at 10:23 am to LegendInMyMind
I thought about this but there is nothing in the declaration or T/Cs that precludes them from covering me under the car assuming I’m not drunk and a licensed driver. Nothing about data. Not saying they can’t use it for diabolical reasons, but I think it’s more to categorize or smooth risk.
Posted on 11/25/20 at 10:25 am to DiamondDog
Yeah, I don't know for certain, but I've wondered if there is a more nefarious reason they are pushing it. I put nothing past insurance companies.
Posted on 11/25/20 at 10:26 am to DiamondDog
How and why did Jake from State Farm change from a white guy to a black guy?
Posted on 11/25/20 at 10:28 am to DiamondDog
I did the Progressive version, and it actually caused my rates to go up a bit. Apparently, they expect you to drive without ever using your brakes.
Posted on 11/25/20 at 10:28 am to DiamondDog
quote:
6 months right now is about $2400 for two cars at full coverage
Posted on 11/25/20 at 10:30 am to DiamondDog
Mine.
Posted on 11/25/20 at 10:31 am to High C
quote:
I did the Progressive version, and it actually caused my rates to go up a bit.
This would piss me off....
Posted on 11/25/20 at 10:33 am to High C
The only reason I agreed was because we are in LC and I work from home. 4-5 days a week the truck sits there. Seemed like free money.
If I was back in DC or BR, there is no way I agree to this. It would be terrible in the city.
If I was back in DC or BR, there is no way I agree to this. It would be terrible in the city.
Posted on 11/25/20 at 10:34 am to HogBalls
We have two brand new vehicles with maximum coverage they’ll write us. It isn’t bad since we have two drivers in LA.
This post was edited on 11/25/20 at 10:35 am
Posted on 11/25/20 at 10:34 am to pioneerbasketball
So you essentially saved $.50 per day to let them track you?
was it worth it?
was it worth it?
Posted on 11/25/20 at 10:36 am to Ash Williams
Yes.
Posted on 11/25/20 at 10:36 am to Ash Williams
Well the initial discount is a flat 5% and your rates will never go up based on the data supposedly. It can only help you with SF.
Posted on 11/25/20 at 10:38 am to DiamondDog
I had one back in the day for Progressive, and the third time someone pulled out in front of me in a single day and I heard that beeping noise I took it out and threw it in the woods. It cost me 50 bucks ha.
Posted on 11/25/20 at 10:44 am to Thundercles
quote:
My assumption is they are planning to use the data collected to screw you
I am assuming they are using the location data to sell to advertisers. They know where and how long you shop at places etc...
Posted on 11/25/20 at 10:48 am to Rebel
Yeah... why didn't he get the Diamond Dog discount from Jake?? You should giving Jake extra diamonds or some shite
Posted on 11/25/20 at 11:08 am to HogBalls
He's buying a $1,000,000 combined limit, which is only $200 per car per month, which is an awesome deal, especially when a lot of broke MFers pay over $100 per month for 5-10% of those limits.
Posted on 11/25/20 at 11:09 am to DiamondDog
you should be close to 30%. I get about 30% with a 94-95% rating.
I just wish you could do it once and be done instead of having to keep it tracking forever.
I just wish you could do it once and be done instead of having to keep it tracking forever.
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