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Started By
Message
re: Gen Z Dumping Retirement Money into Gambling Instead of Actual Retirement Accounts
Posted on 8/18/26 at 10:06 am to SallysHuman
Posted on 8/18/26 at 10:06 am to SallysHuman
quote:
You will be paying for their subsidized housing and children’s free school lunches
well then the problem is giving that to anyone....not the gambling
starving tends to stop dumbass behavior but if you keep bailing them out, they never learn
the solution is never to restrict freedom. Why dont we go full on prohibition and ban all alcohol because some people cant handle it especially with the constant advertising on TV and movies with alcohol in them.....its for the good of society right?
look the american public decided a long long long time ago....they want gambling. you can either outlaw it and force it into the black market enriching the most violent of individuals or you can regulate it.
choice is yours. Gambling was here before, going to be here if you make it illegal, not going anywhere.
1
Posted on 8/18/26 at 10:08 am to nola tiger lsu
quote:
Commercials should at least be banned.
They did that for tobacco and it ruined that industry but people still use it.
Posted on 8/18/26 at 10:09 am to BU Bear In BR
quote:
This. Have a good family friend who cannot watch any sport without betting. It's his money and he can do what he wants with it, but it's sad that I can't watch a game with him, and the only thing he's focused on are how his bets are looking
These are my friends, Ill comment on a groupchat, wow what a game! for a great random game that was enjoyable. Inevitably, multiple people bitch about it because they lost money. Just cant enjoy it.
Posted on 8/18/26 at 10:10 am to Alt26
quote:
Unlike smoking when it first became popular long ago, the "user" of sports betting very clearly knows the risk of using up front.
I’m not sure this is true. In fact, these apps have scores of professionals ensuring it’s as fun, engaging and addictive as possible.
Same with casino towns… but people go home after losing their shirts (or winning)… you can’t escape the constant barrage of reminders that easy gambling is but one click away, wherever you may be.
The shite is insidious. It harms more than the user in the long run (for those addicted).
I’m not saying kill the opportunity, but please kill all advertising.
Teenagers right now and younger are growing up exposed to and tempted by those ads. Bright colors, fun formats, winning possibilities, “free money” to start with. Yuck.
Posted on 8/18/26 at 10:12 am to lsu777
quote:
choice is yours. Gambling was here before, going to be here if you make it illegal, not going anywhere.
I’m not against availability. I’m against advertising and luring.
Posted on 8/18/26 at 10:13 am to SallysHuman
There is a reason the Winston Cup is no longer the championship trophy in NASCAR. Legal gambling is fine, but regulate it like cigarette and alcohol ads were regulated.
Posted on 8/18/26 at 10:16 am to MasterAbe1
quote:
I enjoyed throwing 10 bucks on a bet every now and then when we had to go through Bookies, but now it’s just predatory.
i still use a bookie, i miss the pre-venmo/cashapp days when i had to go to a dive bar to settle
It is much more real, it sucked taking money out of the ATM to pay that guy. Also more social, id pay up or get modest winnings. Grab a beer and see some sad sack friend come in every monday.
This post was edited on 8/18/26 at 10:18 am
Posted on 8/18/26 at 10:16 am to Techdave
probably less risky than crypto or some of those fly-by-night mutual funds
Posted on 8/18/26 at 10:20 am to F1y0n7h3W4LL
quote:
They did that for tobacco and it ruined that industry but people still use it.
Not nearly as many…
quote:
“In the United States, the adult cigarette smoking rate dropped from 42.4% in 1965 (just before the first major federal regulations) and roughly 37% in 1970 (directly preceding the historic 1971 broadcast advertising ban) to an all-time low of 9.1% in 2025.”
Posted on 8/18/26 at 10:23 am to SallysHuman
people moved to zyn or vaping
again both significantly worse nicotine products for socializing. healthier sure
again both significantly worse nicotine products for socializing. healthier sure
This post was edited on 8/18/26 at 10:24 am
Posted on 8/18/26 at 10:24 am to SallysHuman
I mean we wouldn’t want children to constantly see commercials with hookers on it saying “come frick me when your 18 come
frick me when your 18”, but that’s what gambling sites are doing from every angle
If your kid jsut innocently watches sport center now, they are constantly being pushed betting
Not even just the commercials, the programming itself
frick me when your 18”, but that’s what gambling sites are doing from every angle
If your kid jsut innocently watches sport center now, they are constantly being pushed betting
Not even just the commercials, the programming itself
This post was edited on 8/18/26 at 10:28 am
Posted on 8/18/26 at 10:26 am to Dire Wolf
quote:
people moved to zyn or vaping
Some. But there are still less % of nicotine users over all.
quote:
“Approximately 47.7 million adults in the United States (or 18.8% of the adult population) currently use at least one nicotine or tobacco product. ”
Posted on 8/18/26 at 10:29 am to SoDakHawk
quote:
What kid in their 20s has $625 per month in disposable income to max out a Roth IRA.
That’s not the point. The point is a lesson in compounding interest. You could do the same exercise with $100 per month. The person doing it from 20-30 and stopping will end up with more than the person doing it from 30-60. Money doubles every 7-10 years on average in the stock market. Skipping investing in your 20s effectively cuts your final opportunity by a lot.
The average person under 25 spends $3k per year eating out, 25-34 is closer to $4k. Cook more and just put half of that away and you’re ahead of 90% of the world. It takes a long time to get the first $100k. Less for the second, even less for the third, and so on. When you get to 7 figures it really takes off. This should be drilled into students from middle school on.
Posted on 8/18/26 at 10:34 am to SallysHuman
quote:
I’m against advertising
im ok with that...shite is annoying as frick.
ftr i hate gambling, i think its what fricking losers do for the most part. but i hate restricting freedom of any kind
but im with you on the advertising. good with ending that shite for pharmaceuticals too....because nothing says great football game than hearing a commercial about a drug causing explosive diarrhea for the third time.
Posted on 8/18/26 at 10:34 am to Techdave
quote:
Also, are we regretting legalizing all these sports betting apps yet?
The stock market is legalized gambling.
Posted on 8/18/26 at 10:35 am to lsupride87
quote:
I mean we wouldn’t want children to constantly see commercials with hookers on it saying “come frick me when your 18 come
frick me when your 18”, but that’s what gambling sites are doing from every angle
If your kid jsut innocently watches sport center now, they are constantly being pushed betting
Not even just the commercials, the programming itself
this we 100% agree with
but
would you happen to have links to said hookers?? asking for research
Posted on 8/18/26 at 10:36 am to SallysHuman
quote:
I’m not sure this is true.
The fact that smoking could cause or was linked to serious health issues wasn't widely disclosed to the public. And the general public didn't have the medical training or understanding to link their use of cigarettes to health issues.
Betting, on the other hand, is VERY simple concept that even the dumbest person can understand. If you win the bet the person/company/casino with whom you made the bet with has to pay you. If you lose the bet that person/company/casino gets to keep your money.
quote:
In fact, these apps have scores of professionals ensuring it’s as fun, engaging and addictive as possible.
While that may be true, they still don't hide the basic concept of betting. If you win you get paid. If you lose you don't get the money that you bet back.
quote:
you can’t escape the constant barrage of reminders that easy gambling is but one click away, wherever you may be.
Sure you can. Ignore it.
I have a sports betting app. I get emails daily from the site encouraging me to bet. I ignore them.
I pass by a casino every single day on my way home. There are billboards right next to it advertising how great and fun gambling there would be. Somehow, despite this daily "bombardment" I continue driving without (evidently) involuntarily being sucked into the "hole". Why? Because no matter how much fun the casino says I will have the negative effects of potentially losing money outweighs the fun the casino swears I'm missing out on by not going.
Posted on 8/18/26 at 10:36 am to Techdave
Gen Z is still putting money into retirement accounts. Sure, many may gamble but doesn’t mean they can’t do both. When I was early 20s I put into retirement, I also put alot of money into to liquor and tobacco stores. I never have gambled thankfully
Posted on 8/18/26 at 10:37 am to Techdave
quote:
Maybe this is why they can’t buy a house?
Are people frequently using retirement accounts to buy homes?
Posted on 8/18/26 at 10:37 am to SoDakHawk
quote:
What kid in their 20s has $625 per month in disposable income to max out a Roth IRA.
plenty do. especially starting at like 23-24. we hire engineers out here starting at 85-90 everyday with best candidates getting 100k to start.
what they need to do is remove the income limits on roth. I havent been able to do a roth without a work around since mid 20s and I know plenty like that. its bullshite.
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