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re: Fraudulent charge on debit card
Posted on 3/18/23 at 1:53 pm to Allthatfades
Posted on 3/18/23 at 1:53 pm to Allthatfades
Who is your cable/internet provider? Spectrum used to be Time Warner Cable (and others likely) and rebranded a while back.
0
Posted on 3/18/23 at 1:54 pm to Allthatfades
quote:
A google search tells me that’s an Internet company,
You had to Google to find that out?
Posted on 3/18/23 at 2:15 pm to Allthatfades
Spectrum is a cable internet and cell phone service provider. Used to be called charter, or brighthouse, or Time Warner Cable, aka the 3 legacy companies that merged to become spectrum.
Posted on 3/18/23 at 2:27 pm to 7thWardTo314
Jody got the number from your wife. In between railing her while you work, they have a family package at Spectrum.
Posted on 3/18/23 at 2:39 pm to hoojy
quote:
Good thing about CC's. That shite is nullified immediately.
This is why I never use my debit card for anything other than withdrawing cash at my bank. Everything else, including cell phone, electric, water, insurance, etc. gets autobilled to my CC. That also gives me about $1,000/year in cash back.
Posted on 3/18/23 at 3:56 pm to Allthatfades
I say this over and over. Stop using debit cards for anything but withdrawing cash. You’re giving a thief access to you bank account. Use a credit card so you have recourse immediately and it’s someone else’s money.
This post was edited on 3/18/23 at 3:57 pm
Posted on 3/18/23 at 4:16 pm to Allthatfades
Spectrum is a TV/Internet provider here in Kentucky.
Posted on 3/18/23 at 4:24 pm to Allthatfades
Some cock sucker in China bought John Maddens XBox game on my Apple Card.
Apple removed it and I had to pay nothing.
Debit cards supposedly give you the same protection.
Apple removed it and I had to pay nothing.
Debit cards supposedly give you the same protection.
Posted on 3/18/23 at 5:16 pm to Allthatfades
Was it wrong for me to use your CC number so I wouldn't miss out on TD's this weekend?
Posted on 3/18/23 at 5:19 pm to LegendInMyMind
quote:
You sure that isn't someone paying a weekly installment for TD Premium(tm)?
That's a monthly charge
Posted on 3/18/23 at 5:31 pm to Allthatfades
quote:sounds like you're on the spectrum
What should I do? Obviously I’ll call the bank first thing Monday. I should get the $168 back right?
Posted on 3/18/23 at 5:59 pm to lynxcat
quote:
Never use a debit card for anything other than cash withdrawals from an ATM.
This 100%
Posted on 3/18/23 at 6:10 pm to FemaleTiger
You guys do not understand how fraud protection on any card with a Visa/MC/AMEX logo works. The card brands (Visa, etc.) dictate what fraud controls have to be in place for a bank to put the logo on *any* card, whether it is debit or credit. Visa alone has a 900+ page document that dictates what a bank issuing anything with their logo on it must do or comply to, including fraud liability in card present and card not present transactions.
However, your bank may be a bunch of crapheads. Some may take your dispute, and issue you a credit for the dispute amount until they complete their investigation, like mine did. Others will F with you and cause you to overdraw your account over missing money, but that's on the bank, not on whether it is a debit or credit card.
As long as you report it within the time frame required, that is. If your bank Fs with you, file a complaint with the card brand about your bank, and change banks.
However, your bank may be a bunch of crapheads. Some may take your dispute, and issue you a credit for the dispute amount until they complete their investigation, like mine did. Others will F with you and cause you to overdraw your account over missing money, but that's on the bank, not on whether it is a debit or credit card.
As long as you report it within the time frame required, that is. If your bank Fs with you, file a complaint with the card brand about your bank, and change banks.
Posted on 3/18/23 at 6:19 pm to Allthatfades
Apparently you're on the Spectrum now. Most people get on it free from birth. It does cost to get on it as an adult. Slainte!
Posted on 3/18/23 at 6:29 pm to Allthatfades
quote:
Yes it’s a Visa debit card, no number on the back
My Visa debit/credit card has two numbers on the back. Yours should, too.
Posted on 3/18/23 at 6:32 pm to Allthatfades
You can usually go online to report it and freeze your card, but you won’t be able to use it either. It could also be an error. Once I hit a wrong number entering a paying online and it got worked out.
Posted on 3/18/23 at 7:01 pm to Allthatfades
quote:
Fraudulent charge on debit card
fraud on debit card is your problem. Fraud on credit card is their problem. For this reason my wife and I switched to credit card only purchases.
You need to kill that card quickly or someone will keep hitting it.
Posted on 3/18/23 at 7:06 pm to Misnomer
quote:
Frick spectrum
Cant be said enough, told me I didnt return equipment which I did at their store and watched them log it in. Took 3 calls before they went away.
Posted on 3/18/23 at 7:06 pm to Lithium
quote:
That's a monthly charge
I pay $1500 for the year. Saves a few hundred
Posted on 3/18/23 at 10:06 pm to Allthatfades
First, freeze the card. Have a new card sent. When the fraudulent charge posts, file a claim.
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