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Fraudulent charge on debit card

Posted on 3/18/23 at 1:21 pm
Posted by Allthatfades
Mississippi
Member since Aug 2014
6728 posts
Posted on 3/18/23 at 1:21 pm
So I logged into to my mobile banking a few minutes ago and there is a $168 charge for something called Spectrum. A google search tells me that’s an Internet company, but I don’t have internet with them. I tried calling my bank, but they are closed til Monday. It’s a local bank so there’s no national branch to reach out to. What should I do? Obviously I’ll call the bank first thing Monday. I should get the $168 back right?
Posted by Catahoula20LSU
Louisiana
Member since Oct 2011
2110 posts
Posted on 3/18/23 at 1:22 pm to
Should have a number on that back of the card you can call 24/7.
Posted by LegendInMyMind
Member since Apr 2019
54189 posts
Posted on 3/18/23 at 1:22 pm to
You sure that isn't someone paying a weekly installment for TD Premium(tm)?
Posted by ksayetiger
Centenary Gents
Member since Jul 2007
68313 posts
Posted on 3/18/23 at 1:23 pm to
That is the federal fee being imposed on everyone to bail out svb
Posted by Proximo
Member since Aug 2011
15554 posts
Posted on 3/18/23 at 1:23 pm to
Yes just do it Monday
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
65694 posts
Posted on 3/18/23 at 1:23 pm to
quote:

So I logged into to my mobile banking a few minutes ago and there is a $168 charge for something called Spectrum.
So, enjoy Spectrum.
Posted by DarthRebel
Tier Five is Alive
Member since Feb 2013
21250 posts
Posted on 3/18/23 at 1:24 pm to
Your bank should have a 1-800 number for fraud.

IS your debit card, also a Visa or MC?

Posted by hoojy
In the fridge with my hot sauce.
Member since Nov 2013
8575 posts
Posted on 3/18/23 at 1:26 pm to
Good thing about CC's. That shite is nullified immediately.

Debit cards take a bit longer, with more dumb shite.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
48556 posts
Posted on 3/18/23 at 1:28 pm to
quote:

Debit cards take a bit longer, with more dumb shite.

Yeah, I've had it happen to me before on a debit card and it took a week or so to get my money but I got it back.

I still use a debit card a good bit but it's just an account for spending $$ and never has more than $300-400 in it.
Posted by Allthatfades
Mississippi
Member since Aug 2014
6728 posts
Posted on 3/18/23 at 1:29 pm to
Yes it’s a Visa debit card, no number on the back
Posted by FCP
Delta State Univ. - Fightin' Okra
Member since Sep 2010
4785 posts
Posted on 3/18/23 at 1:29 pm to
quote:

A google search tells me that’s an Internet company, but I don’t have internet with them.
Spectrum = Charter, at least around SELA. You're in Mississippi, so I don't know if that applies up there.

Don't know who your ISP is, but I've done paperwork with Charter locally that had Spectrum on the letterhead.
Posted by Misnomer
Member since Apr 2020
3446 posts
Posted on 3/18/23 at 1:30 pm to
quote:

Internet company, but I don’t have internet with them.


I guess some idiot used your info to sign up or it's a sham company name. Good luck if you have to deal with Spectrum and not just the bank. We called them to cancel service, confirmed, and they still charged the next month. They refused to refund it. Frick spectrum.
Posted by hoojy
In the fridge with my hot sauce.
Member since Nov 2013
8575 posts
Posted on 3/18/23 at 1:31 pm to
Derp
This post was edited on 3/19/23 at 6:21 am
Posted by Cenlabration
The Ville of Pine
Member since Apr 2021
1039 posts
Posted on 3/18/23 at 1:31 pm to
Is there anyone who has access to your card who could have opened a spectrum tv account? Maybe started a free trial and forgot to cancel.
Posted by lynxcat
Member since Jan 2008
24150 posts
Posted on 3/18/23 at 1:31 pm to
Never use a debit card for anything other than cash withdrawals from an ATM.
Posted by NotoriousFSU
Atlanta, GA
Member since Oct 2008
10226 posts
Posted on 3/18/23 at 1:32 pm to
And chopping up lines
Posted by 3deadtrolls
lafayette
Member since Jan 2014
5703 posts
Posted on 3/18/23 at 1:42 pm to
quote:

And chopping up lines


Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
65694 posts
Posted on 3/18/23 at 1:45 pm to
quote:

Never use a debit card for anything other than cash withdrawals from an ATM.
Posted by Allthatfades
Mississippi
Member since Aug 2014
6728 posts
Posted on 3/18/23 at 1:47 pm to
Got a 1-800 number and got the card canceled. Guess I’ll start with the bank Monday over the $168. Fun.
Posted by rexorotten
Missouri
Member since Oct 2013
3910 posts
Posted on 3/18/23 at 1:51 pm to
Just go spend all the money in your checking account before they do. Now is the time to buy that thing you've always wanted, but couldn't justify the cost.
This post was edited on 3/18/23 at 1:53 pm
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