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Posted on 4/5/22 at 1:55 pm to goofball
Desantis is literally hitler. How dare he!
Posted on 4/5/22 at 1:57 pm to Jebadeb
quote:
but who really needs to know how to balance a checkbook
to me the term "balance a checkbook" is more of an all encompassing term for financial literacy.
Posted on 4/5/22 at 1:59 pm to Bottom9
quote:
The left will shite on this somehow
About half the co-introducers were Dems. I don’t think this one is really a Left/Right issue.
Posted on 4/5/22 at 1:59 pm to Celery
BTW, I took this class as an elective at LSU years ago. It is CFS 1062 Personal Financial Management.
Posted on 4/5/22 at 2:00 pm to chryso
quote:
So your plan is that the bank knows best and if they make a mistake you will just live with it.
no.....have you ever looked at an online ledger before??? very confused...you can see each charge and what it is for, if its wrong dispute it.
its liek some of yall have no clue how online banking works.
Posted on 4/5/22 at 2:01 pm to Jones
quote:it was offered as a senior elective at my louisiana public high school but the only kids who took it were, uh, not college bound. everyone else was taking calc or pre-calc
Teaching money management such as how loans work or using a credit card is pretty useful and that wasn't taught at any high schools to my knowledge by me.
Posted on 4/5/22 at 2:03 pm to lsu777
quote:
its liek some of yall have no clue how online banking works.
And yet you are arguing against the class...
Posted on 4/5/22 at 2:05 pm to MoarKilometers
quote:
Florida has taught sentence diagramming for countless years of our education, yet I couldn't diagram this sentence to save my life
So is your argument that we shouldn’t bother teaching math or reading because some people forget it?
Come on, this is one of the most impactful things in most peoples lives and should be taught yearly throughout HS.
Posted on 4/5/22 at 2:07 pm to goofball
Need to add a basic tax return and how to fill out a W4, which the vast majority of adults don't know how to do.
Posted on 4/5/22 at 2:07 pm to GreatLakesTiger24
We didn't have a specific class for it. We didn't have many electives at all when I think about it.
Posted on 4/5/22 at 2:09 pm to Jones
quote:
Everyone seems to be hung up over the checkbook part. Teaching money management such as how loans work or using a credit card is pretty useful and that wasn't taught at any high schools to my knowledge by me
i went to school in the lake charles area and graduated in 01. it was 100% taught in middle school. it was 3 months of basic financial math and how to balance a check book, how to open a bank account etc.
finacial math was taught in high school and seved as the 3rd math needed to graduate for those who couldnt pass algebra 2 or had no desire to go to college so didnt need to take it. it 100% taught basic personal finance including everything you mentioned.
you also took a class for half a year which was split with Civics for the other half that specifically taught you our financial system including how to invest. in fact internet and computers were just becoming big and we played a game through yahoo that allowed everyone to have 1000 in fake money to invest. and the end of the semester whoever had the most money and could explain why they made each trade and what it was based on essnetially got an A in the class. it was like 50% of our grade(not how much you made but more the why and the how and the research for each trade)
just because most scream its not taught doesnt mean it isnt. most just dont pay the frick attention.
Posted on 4/5/22 at 2:10 pm to chryso
quote:
And yet you are arguing against the class...
not at all. im saying its been being taught, people just dont pay attention or chose not to take the class. i went to a 3a school and it was taught.
Posted on 4/5/22 at 2:30 pm to BluegrassBelle
quote:Some parents , but from my experiences money was nearly a taboo subject. I had 2 Uncles I believe were millionaires ( one a "401k millionaire") , but it was like pulling teeth getting any financial instructions from them. Their children ( my cousins) knew little to nothing about finances & learned very little from my Uncles.
The issue is, schools weren't meant to be a catch all for all of society's shortfalls. Things like how to balance a checkbook were taught by parents and not the school system.
Where do we draw the line in saying that it's not the school's responsiblity to teach life skills that parents/relatives/society should be teaching instead?
Sex or Sexual orientation? Good fricking luck learning about sex from my parents & I'm sure 90 plus percent kids aren't taught much about the subject at home. I have few problem with instruction on these subjects at school.
This post was edited on 4/5/22 at 2:31 pm
Posted on 4/5/22 at 2:37 pm to sugar71
I’m sure someone already had mentioned this, but a finance class for high school seniors makes sense when you see the enormous student load debt they go into. I have to think that one of the reasons behind this is no concept of how money , credit, and debt all works.
Posted on 4/5/22 at 2:41 pm to Bottom9
quote:
The left will shite on this somehow
Easily.
“It’s racist to make kids on welfare learn about personal responsibility with finances. They will feel bad about government assistance! Having a job, keeping track of a checking account, and investing money is white supremacy!”
Posted on 4/5/22 at 2:45 pm to StringedInstruments
Im pretty sure all of that was on a poster at the smithsonian for a few days until social media caught wind of it.
Posted on 4/5/22 at 2:46 pm to sugar71
quote:
I had 2 Uncles I believe were millionaires ( one a "401k millionaire") , but it was like pulling teeth getting any financial instructions from them.
IMO this should be one of the items taught. 401K millionaires. Work hard/save/invest/compound your money and in 30-40 years you shouldn't have to depend on the fed government for retirement. Not hard. Just takes time. Many folk don't realize this.
Posted on 4/5/22 at 2:50 pm to lsu777
Cool man. They didnt teach it at my schools.
Posted on 4/5/22 at 2:52 pm to Jones
It bothers me that so many people's initial reaction is "this should be taught in schools".
Spend time with your kids.
Teach them your own values yourselves.
Dont rely on mother government for every GD facet of life (like parenting).
Spend time with your kids.
Teach them your own values yourselves.
Dont rely on mother government for every GD facet of life (like parenting).
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