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re: Do you use Apple Pay or Google Wallet on your phones?

Posted on 4/1/24 at 2:27 pm to
Posted by SaltyMcKracker
Member since Sep 2011
2952 posts
Posted on 4/1/24 at 2:27 pm to
I miss the older Samsung MST tech that would allow you to use Samsung pay at any POS terminal. I knew they would kill it off when CC companies did away with the magnetic stripe but I was hoping they'd hang on to it for a little while longer
Posted by Grigio
Member since May 2023
616 posts
Posted on 4/1/24 at 2:49 pm to
This post was edited on 4/5/24 at 1:57 pm
Posted by bbarras85
Member since Jul 2021
2318 posts
Posted on 4/1/24 at 3:16 pm to
I don't use apple pay only because my ancient local bank doesn't support it. Oh, We also pay for a checking account.
Posted by dgnx6
Member since Feb 2006
85663 posts
Posted on 4/1/24 at 3:48 pm to
quote:

I don't use apple pay only because my ancient local bank doesn't support it. Oh, We also pay for a checking account.



This is another thing. My credit union wont link to any of those third-party apps.

So I have to link a credit card.




Posted by GrizzlyAlloy
Member since Aug 2020
2581 posts
Posted on 4/1/24 at 4:08 pm to
I used to use Samsung pay all the time. They had the tech for it to work on any magnetic stripe reader. It didn't require the newer terminals with the NFC hardware. I think they had to stop because of a patent dispute or something.
This post was edited on 4/1/24 at 4:09 pm
Posted by LemmyLives
Texas
Member since Mar 2019
13279 posts
Posted on 4/1/24 at 5:27 pm to
quote:

giving Apple and Google even more control over their lives.


LOL, as they are using Android phones and installing apps that collect their contacts, exact location, etc?
Posted by JohnnyKilroy
Cajun Navy Vice Admiral
Member since Oct 2012
40215 posts
Posted on 4/1/24 at 5:33 pm to
Use it every time it's available.
Posted by Delacroix22
Member since Aug 2013
4537 posts
Posted on 4/1/24 at 5:36 pm to
Apple Pay with Apple Card

2% cash back straight to my HYSA. (3% in some places)
Posted by LemmyLives
Texas
Member since Mar 2019
13279 posts
Posted on 4/1/24 at 5:49 pm to
quote:

The security question is valid. It’s one more company in the “information chain” with your financial information, even if it is “tokenized”. I would argue tokenization actually makes your financial information more secure, but the point is valid to a degre.


Tap to pay with card or with a phone are the same thing, for the layman. The security question is *not* valid, because every entity in the process is selling your (supposedly anonymized) data anyway. Chase, Kroger, Visa, your mortgage broker, your car loan company, Xfinity, etc. You eat at a local non franchised restaurant, and pay at a kiosk that uses Square, Toast, Resy, DoorDash, etc.? Your data is getting sold, so everyone can find out how many times you've ordered Taco Bell vs paying at a $25 a plate restaurant.
Posted by Fat and Happy
Baton Rouge
Member since Jan 2013
19458 posts
Posted on 4/1/24 at 5:53 pm to
Buy pretty most all things at checkouts with my Apple Pay.
Posted by F1y0n7h3W4LL
Below I-10
Member since Jul 2019
3581 posts
Posted on 4/1/24 at 6:11 pm to
I have Samsung version of Google Pay on mine. Along with the Louisiana Wallet, I often leave my wallet at home.
Posted by PapaPogey
Baton Rouge
Member since Apr 2008
40464 posts
Posted on 4/1/24 at 6:15 pm to
Just set up my Apple Pay after reading this. Not sure why I never have before, because I’m notorious for leaving my wallet at home when I’m in a hurry.
Posted by Delacroix22
Member since Aug 2013
4537 posts
Posted on 4/1/24 at 7:14 pm to
quote:

Just set up my Apple Pay after reading this. Not sure why I never have before, because I’m notorious for leaving my wallet at home when I’m in a hurry.



Easier
Faster
Simpler
More Secure
More Benefits


Just hold your phone up to reader, tap lock button twice. Done.
Posted by junkfunky
Member since Jan 2011
35748 posts
Posted on 4/1/24 at 8:10 pm to
Yeah, mostly at gas stations because I can use a virtual number and I don't have to risk a skimmer like I would with a card.
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
72104 posts
Posted on 4/1/24 at 8:14 pm to
Yes. It’s very convenient.
Posted by jizzle6609
Houston
Member since Jul 2009
17476 posts
Posted on 4/2/24 at 11:28 am to
Recently sat in a conference discussing these different types of wallets.

General consensus was Apple is the king. They have the most secure and private pay program out there.

Google and Samsung are about the same.

Google worries me the most currently of all the different pay types.
Posted by Tempratt
Member since Oct 2013
14903 posts
Posted on 4/4/24 at 3:28 pm to
quote:

you buy lotto tickets with those?


Can’t buy lotto tickets with any cc.
Posted by sqerty
AP
Member since May 2022
8119 posts
Posted on 4/4/24 at 3:29 pm to
Do we really own our money anymore?
Posted by tigerfan84
Member since Dec 2003
25868 posts
Posted on 4/4/24 at 3:53 pm to
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