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re: Do you live at, below or above your income means?

Posted on 8/10/25 at 8:33 am to
Posted by TDTOM
Member since Jan 2021
24390 posts
Posted on 8/10/25 at 8:33 am to
That is one reason why my wife’s name is not on any accounts that has substantial funds.
Posted by SludgeFactory
Middle of Nowhere
Member since Jun 2025
2167 posts
Posted on 8/10/25 at 8:40 am to
quote:

That is one reason why my wife’s name is not on any accounts that has substantial funds.


Thankfully my two retirement accounts are separate. She blew both her retirement accounts as well.

I get what you are saying, but you really don't live your day to day life thinking your wife of close to 20 years is going to lose her shite in her late 40s, befriend a feminist nut job, the leverage Covid shutting down the world to steer a divorce because of her "happiness".

I have no regrets. I ended up in a better spot anyway. She did me and my kids, a HUGE favor.
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
36226 posts
Posted on 8/10/25 at 9:27 am to
quote:

Your decisions are your decisions. No one here has to live with them other than you.


That’s just not true if he goes into consumer debt
Posted by BrohemAlem11
Ratchet City, LA
Member since Oct 2014
13148 posts
Posted on 8/10/25 at 9:36 am to
quote:

guess what's going to give you more 1 on 1 time going forward..

Your kid having a sibling to bond with.

Stop being selfish.


Oh yea... this little treasure of an advice nugget always given to me by someone who has multiple sets of grandparents willing to take the kids whenever... we dont. But sure...when its us 4 home from the hospital that 4 year old is gonna spend hours bonding w a new born.... and man the stuff they'll get into when hes 5 and the baby is 1....
Posted by ks_nola
Bozeman
Member since Sep 2015
728 posts
Posted on 8/10/25 at 11:38 am to
So are you like upper in job title and make $101k so it’s six figures or you make $500k+ which would be high level six figures. Must not be the latter because you wouldn’t feel crunched by a car expense.

We live way below.
Posted by go ta hell ole miss
Member since Jan 2007
14492 posts
Posted on 8/10/25 at 11:51 am to
Home - way below

Auto - below

Travel - orders of magnitude above

Dining - at

Posted by AUFANATL
Member since Dec 2007
5027 posts
Posted on 8/10/25 at 12:06 pm to
quote:

I was making decent money (low six figures).... basically, i was priced out of America and can no longer afford to be an American .


wut?

Making low six figures isn't priced out of anywhere but the nicest areas in California.

Posted by TigersHuskers
Nebraska
Member since Oct 2014
14411 posts
Posted on 8/10/25 at 12:13 pm to
Below
Posted by Cheese Grits
Wherever I lay my hat is my home
Member since Apr 2012
60631 posts
Posted on 8/10/25 at 12:16 pm to
quote:

Do you live at, below or above your income means?


Works for me but the lifestyle probably does not suit Americans born after 1979

Posted by LSU82BILL
Fort Lauderdale, FL
Member since Sep 2006
10840 posts
Posted on 8/10/25 at 2:08 pm to
quote:

That is one reason why my wife’s name is not on any accounts that has substantial funds.


Good for you. But she’s probably the beneficiary huh? Maybe not good for you.
Posted by BrohemAlem11
Ratchet City, LA
Member since Oct 2014
13148 posts
Posted on 8/10/25 at 4:49 pm to
quote:

are you like upper in job title and make $101k so it’s six figures or you make $500k+ which would be high level six figures. Must not be the latter because you wouldn’t feel crunched by a car expense.



You're on the right track...im C-suite but for a regional on the rise behavioral health company so my salary start with a 1 lol
Posted by Tiger Ugly
Baton Rouge
Member since Jul 2008
17608 posts
Posted on 8/10/25 at 5:57 pm to
Yes, I have very modest tastes and have no desire to buy a home or vehicle or anything that strains our finances. I know very many folks who have no trouble crossing that line but shite like that really doesn't matter to me.
Posted by chRxis
None of your fricking business
Member since Feb 2008
26689 posts
Posted on 8/10/25 at 6:01 pm to
below...

we pretty much try to live off just the wife's salary and quarterly dividends from the pharmacies... so basically, my entire salary is sorta "extra"
Posted by Rize
Spring Texas
Member since Sep 2011
18595 posts
Posted on 8/10/25 at 6:11 pm to
I’m more of the you only live once crowd. If my wife and I want something within reason I buy it. More than likely I’ll be financing a portion of and that’s ok to me. It may require me to work longer but I don’t want to have a bunch of money going into my 60’s then kill over without enjoying some things that my wife and I like while we in our 40’s.

I wish I didn’t like some of the nicer things but unfortunately my wife and I both do.
Posted by Rize
Spring Texas
Member since Sep 2011
18595 posts
Posted on 8/10/25 at 6:13 pm to
quote:

pharmacies


I thought I recognized the user name.
Posted by chRxis
None of your fricking business
Member since Feb 2008
26689 posts
Posted on 8/10/25 at 6:14 pm to
quote:

I thought I recognized the user name.

huh?
Posted by Sun God
Member since Jul 2009
49545 posts
Posted on 8/10/25 at 6:40 pm to
Do you have kids?
Posted by Sun God
Member since Jul 2009
49545 posts
Posted on 8/10/25 at 6:42 pm to
quote:

Way below .. but only because i was able to exit America . I was making decent money (low six figures) but with the cost of living what it is, i was spinning my wheels, not able to save or invest as much as i wanted to.. basically, i was priced out of America and can no longer afford to be an American .

Lol the single guy making “low six figures” couldn’t make it in America
Posted by Rize
Spring Texas
Member since Sep 2011
18595 posts
Posted on 8/10/25 at 7:07 pm to
quote:

Do you have kids?


No kids.
Posted by travelgamer
Member since Aug 2024
2499 posts
Posted on 8/10/25 at 7:12 pm to
Is it above or below when you don't have to work due to retirement?
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