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Posted on 1/8/20 at 2:06 pm to Tigear
We had one until a few years ago when we got a letter from Bank of America that they have the right to access it at anytime they please ... so we closed it down and will never have another.
Everything goes in the gun safe now. It's safer and more secure than a safety deposit box in a bank vault.
You just need to nest your important paperwork, precious metals and jewels inside in the unlikely event that your home burns down and is so hot that it might cause combustion. There are ways to do this that makes it almost foolproof especially if part of your nesting strategy involves implementing a safe room as your first layer of protection.
Everything goes in the gun safe now. It's safer and more secure than a safety deposit box in a bank vault.
You just need to nest your important paperwork, precious metals and jewels inside in the unlikely event that your home burns down and is so hot that it might cause combustion. There are ways to do this that makes it almost foolproof especially if part of your nesting strategy involves implementing a safe room as your first layer of protection.
Posted on 1/8/20 at 2:10 pm to Tigear
Not at my bank, but I have one. A family member owns a business and his office is in an old bank building and it still has the safe deposit boxes. I have one there. Only things in it are our wills and a couple of pieces of old, family jewelry.
Posted on 1/8/20 at 2:14 pm to Tigear
No, and there is zero reason to.
Posted on 1/8/20 at 2:16 pm to Tigear
No, because I'm not 80 years old.
Posted on 1/8/20 at 2:16 pm to Tigear
quote:
Do you have a Safety Deposit Box at your bank?
quote:Not today Mr. Iranian guy
Member since Sep 2019
139 posts
Posted on 1/8/20 at 2:16 pm to Tigear
Yes, keep birth certificates etc in it
And it is free so not sure I would if we had to pay for it
And it is free so not sure I would if we had to pay for it
This post was edited on 1/8/20 at 2:17 pm
Posted on 1/8/20 at 2:23 pm to Tigear
quote:How do I digitize my 400 gold and silver coins?
I have a feeling that SDBs are being used less & less as finances become more digital. I haven't had/paid for one in 20 years.
Posted on 1/8/20 at 3:13 pm to Tigear
What is the going rate for a SDB?
Posted on 1/8/20 at 3:27 pm to Tigear
I have multiple boxes just for me and mine.
Posted on 1/8/20 at 3:28 pm to Tigear
Yes I have one and it doesn't cost anything. You must not have much money in your bank.
Posted on 1/8/20 at 3:36 pm to Tigear
No sir mr IRS/DEA Man
Posted on 1/8/20 at 3:51 pm to BayouNation
quote:
What is the going rate for a SDB?
Every one I've had has been around $50/yr for a box about 4-5 inches tall and big enough to hold legal sized papers without folding them. Many banks waive the fee if you have enough assets on deposit/under management with them.
Posted on 1/8/20 at 4:35 pm to Tigear
Yes, I have one, had it for 35 years, plan to keep it. Some of my friends are keep stuff in “gun safes” most of which are rated only as “residential storage containers” have inadequate fire ratings for protecting papers and digital media, and unless actually certified as a safe can be opened with a large pry bar. People should really do research before using gun safes for protection of valuables.
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