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Started By
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Do most people finance significant portions of their lifestyles?
Posted on 10/19/20 at 11:05 pm
Posted on 10/19/20 at 11:05 pm
I mean not only cars, but vacations, boats, pools, etc.? I genuinely dont know.
33
Posted on 10/19/20 at 11:06 pm to Zachary
Some do.
Some have family money etc they pretend they don't have.
Some just pay for shite themselves.
Mixed bag.
Some have family money etc they pretend they don't have.
Some just pay for shite themselves.
Mixed bag.
Posted on 10/19/20 at 11:07 pm to Zachary
I’m a fricking OT baller. I don’t finance shite
Posted on 10/19/20 at 11:08 pm to Zachary
This thread is going to be full of antiquated financial adages and advice
Posted on 10/19/20 at 11:08 pm to red sox fan 13
I financed my waterbed.
Got it at a good rate. No regrets.
Got it at a good rate. No regrets.
This post was edited on 10/19/20 at 11:10 pm
Posted on 10/19/20 at 11:12 pm to BPTiger
quote:Get a load of this loser. I bet your DVD collection is nonexistent
I financed my waterbed
Posted on 10/19/20 at 11:12 pm to Zachary
I know some people living in double wides making 140k. They like having low expenses to blow money.
Posted on 10/19/20 at 11:19 pm to Zachary
Yes. Back in the 90’s, credit and credit cards were difficult to attain. There weren’t all these store cards either. Most people owned cars that cost $10,000 or less and were used. No one would be caught dead doing that now. Also, people could buy nice homes for $50,000-60,000. No one I knew had $200k homes. Most people now live in $250k-400k homes.
Everything is financed these days-cell phones, atvs, video game systems, car leases, shop buildings, lawn mowers, etc. I read yesterday that the average American is in debt over $93,000.
Everything is financed these days-cell phones, atvs, video game systems, car leases, shop buildings, lawn mowers, etc. I read yesterday that the average American is in debt over $93,000.
Posted on 10/19/20 at 11:20 pm to Zachary
I try not to finance anything unless there’s really no reason to NOT finance it. Like we just bought a couch and they said finance it for a year at no interest, I mean why not? Doesn’t cost anything extra and avoid the major cash outflow up front.
Posted on 10/19/20 at 11:36 pm to Privateer 2007
quote:
Some have family money etc they pretend they don't have.
This.
Posted on 10/19/20 at 11:45 pm to tigergirl10
quote:
Yes. Back in the 90’s, credit and credit cards were difficult to attain. There weren’t all these store cards either. Most people owned cars that cost $10,000 or less and were used. No one would be caught dead doing that now. Also, people could buy nice homes for $50,000-60,000. No one I knew had $200k homes. Most people now live in $250k-400k homes.
Everything is financed these days-cell phones, atvs, video game systems, car leases, shop buildings, lawn mowers, etc. I read yesterday that the average American is in debt over $93,000.
I pay cash for a lot of things like, cells phones, atvs, pool, shop and soon I hope to pay cash for my cars. If I finace something like a new car I’ll put down enough to were my note is under $650 a month.
This post was edited on 10/20/20 at 12:31 am
Posted on 10/19/20 at 11:45 pm to tigergirl10
quote:whered you read that?
I read yesterday that the average American is in debt over $93,000.
Posted on 10/19/20 at 11:57 pm to Zachary
I'm not an OT baller but I only owe on house and 1 vehicle. No other debts, cc paid off. Don't have boats or cool stuff like that either. One day I will though.
Posted on 10/20/20 at 12:03 am to red sox fan 13
quote:poser. A true baller isn’t gonna spend his own money when he can spend somebody else’s instead.
I’m a fricking OT baller. I don’t finance shite
Posted on 10/20/20 at 12:25 am to BPTiger
quote:
I financed my waterbed.
Waterbeds aren’t the best for sex.
You’re pounding some chick’s puss (or arse) but then you catch a wave and lose your balance.
Posted on 10/20/20 at 12:41 am to Mr Personality
I don’t mind financing something if I get 0%.interest.My zero turn mower was 48 months/0%.Why not?
When I was working lots of my co-workers were in debt up to their eyeballs.They used to make fun of me for being a tightwad but I retired at 60.They’ll be working until they drop.
Lot of them didn’t participate in the 401-k,not even the minimum to get the match.They would say they couldn’t afford to cut 4% from their paycheck.
When I was working lots of my co-workers were in debt up to their eyeballs.They used to make fun of me for being a tightwad but I retired at 60.They’ll be working until they drop.
Lot of them didn’t participate in the 401-k,not even the minimum to get the match.They would say they couldn’t afford to cut 4% from their paycheck.
Posted on 10/20/20 at 12:43 am to Zachary
The only things I've ever financed are cars and homes.
Posted on 10/20/20 at 3:38 am to Saint Alfonzo
Posted on 10/20/20 at 4:09 am to tigergirl10
quote:
Yes. Back in the 90’s, credit and credit cards were difficult to attain. There weren’t all these store cards either. Most people owned cars that cost $10,000 or less and were used. No one would be caught dead doing that now. Also, people could buy nice homes for $50,000-60,000. No one I knew had $200k homes. Most people now live in $250k-400k homes.
Where the hell did you live where everything was that cheap? Those numbers were probably doubled in Atlanta at the time.
Posted on 10/20/20 at 5:00 am to Zachary
Yes I think most people have massive credit card debt, it’s really funny to think about that people are so caught up in trying to appear to have things.
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