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Zachary
Member since Jan 2007
890 posts

Do most people finance significant portions of their lifestyles?
I mean not only cars, but vacations, boats, pools, etc.? I genuinely dont know.


Privateer 2007
UNO Fan
Member since Jan 2020
2423 posts

re: Do most people finance significant portions of their lifestyles?
Some do.
Some have family money etc they pretend they don't have.
Some just pay for shite themselves.
Mixed bag.


red sox fan 13
US Space Force Fan
Valley Park
Member since Aug 2018
5180 posts

re: Do most people finance significant portions of their lifestyles?
I’m a fricking OT baller. I don’t finance shite


GreatLakesTiger24
SMU Fan
Member since May 2012
42610 posts

re: Do most people finance significant portions of their lifestyles?
This thread is going to be full of antiquated financial adages and advice


BPTiger
LSU Fan
Atlanta
Member since Oct 2011
2281 posts

re: Do most people finance significant portions of their lifestyles?
I financed my waterbed.

Got it at a good rate. No regrets.
This post was edited on 10/19 at 11:10 pm


red sox fan 13
US Space Force Fan
Valley Park
Member since Aug 2018
5180 posts

re: Do most people finance significant portions of their lifestyles?
quote:

I financed my waterbed
Get a load of this loser. I bet your DVD collection is nonexistent


AUCE05
Auburn Fan
Member since Dec 2009
33442 posts

re: Do most people finance significant portions of their lifestyles?
I know some people living in double wides making 140k. They like having low expenses to blow money.


tigergirl10
Member since Jul 2019
3980 posts

re: Do most people finance significant portions of their lifestyles?
Yes. Back in the 90’s, credit and credit cards were difficult to attain. There weren’t all these store cards either. Most people owned cars that cost $10,000 or less and were used. No one would be caught dead doing that now. Also, people could buy nice homes for $50,000-60,000. No one I knew had $200k homes. Most people now live in $250k-400k homes.

Everything is financed these days-cell phones, atvs, video game systems, car leases, shop buildings, lawn mowers, etc. I read yesterday that the average American is in debt over $93,000.


JumpingTheShark
USA Fan
America
Member since Nov 2012
19501 posts

re: Do most people finance significant portions of their lifestyles?
I try not to finance anything unless there’s really no reason to NOT finance it. Like we just bought a couch and they said finance it for a year at no interest, I mean why not? Doesn’t cost anything extra and avoid the major cash outflow up front.


Eightballjacket
LSU Fan
Member since Jan 2016
4310 posts

re: Do most people finance significant portions of their lifestyles?
quote:

Some have family money etc they pretend they don't have.

This.


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240
Rize
Texas Fan
Baton Rouge
Member since Sep 2011
10592 posts
 Online 

re: Do most people finance significant portions of their lifestyles?
quote:

Yes. Back in the 90’s, credit and credit cards were difficult to attain. There weren’t all these store cards either. Most people owned cars that cost $10,000 or less and were used. No one would be caught dead doing that now. Also, people could buy nice homes for $50,000-60,000. No one I knew had $200k homes. Most people now live in $250k-400k homes.

Everything is financed these days-cell phones, atvs, video game systems, car leases, shop buildings, lawn mowers, etc. I read yesterday that the average American is in debt over $93,000.



I pay cash for a lot of things like, cells phones, atvs, pool, shop and soon I hope to pay cash for my cars. If I finace something like a new car I’ll put down enough to were my note is under $650 a month.
This post was edited on 10/20 at 12:31 am


crewdepoo
Drake Fan
Hogwarts
Member since Jan 2015
6490 posts

re: Do most people finance significant portions of their lifestyles?
quote:

I read yesterday that the average American is in debt over $93,000.
whered you read that?


momentoftruth87
Arkansas Fan
Member since Oct 2013
38068 posts

re: Do most people finance significant portions of their lifestyles?
I'm not an OT baller but I only owe on house and 1 vehicle. No other debts, cc paid off. Don't have boats or cool stuff like that either. One day I will though.


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352
Captain Crackysack
Member since Oct 2017
1466 posts

re: Do most people finance significant portions of their lifestyles?
quote:

I’m a fricking OT baller. I don’t finance shit
poser. A true baller isn’t gonna spend his own money when he can spend somebody else’s instead.


Mr Personality
Cal State Fullerton Fan
Bangkok
Member since Mar 2014
23336 posts

re: Do most people finance significant portions of their lifestyles?
quote:

I financed my waterbed.

Waterbeds aren’t the best for sex.

You’re pounding some chick’s puss (or ass) but then you catch a wave and lose your balance.


LSUA 75
LSU Fan
Colfax,La.
Member since Jan 2019
1413 posts

re: Do most people finance significant portions of their lifestyles?
I don’t mind financing something if I get 0%.interest.My zero turn mower was 48 months/0%.Why not?
When I was working lots of my co-workers were in debt up to their eyeballs.They used to make fun of me for being a tightwad but I retired at 60.They’ll be working until they drop.
Lot of them didn’t participate in the 401-k,not even the minimum to get the match.They would say they couldn’t afford to cut 4% from their paycheck.


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302
Saint Alfonzo
Syracuse Fan
Member since Jan 2019
8593 posts

re: Do most people finance significant portions of their lifestyles?
The only things I've ever financed are cars and homes.


Hangit
LSU Fan
The Green Swamp
Member since Aug 2014
23139 posts
 Online 

re: Do most people finance significant portions of their lifestyles?


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00
Wally Sparks
Georgia Tech Fan
Atlanta
Member since Feb 2013
22737 posts
 Online 

re: Do most people finance significant portions of their lifestyles?
quote:

Yes. Back in the 90’s, credit and credit cards were difficult to attain. There weren’t all these store cards either. Most people owned cars that cost $10,000 or less and were used. No one would be caught dead doing that now. Also, people could buy nice homes for $50,000-60,000. No one I knew had $200k homes. Most people now live in $250k-400k homes.


Where the hell did you live where everything was that cheap? Those numbers were probably doubled in Atlanta at the time.


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362
LSU-MNCBABY
USA Fan
#3
Member since Jan 2004
21674 posts

re: Do most people finance significant portions of their lifestyles?
Yes I think most people have massive credit card debt, it’s really funny to think about that people are so caught up in trying to appear to have things.


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