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Divorce settlement calculators are eye opening - is it really this bad for non-custodial?

Posted on 6/5/24 at 9:33 am
Posted by StringedInstruments
Member since Oct 2013
20466 posts
Posted on 6/5/24 at 9:33 am
I was playing around with some divorce calculators, and it really doesn’t make much sense to me how they get these numbers.

For example:

A mother and presumed custodial parent making $6000/month gross income paired with a father making $6000/month gross income will receive an ~$800/month check by court order for primary custody of two kids. That’s including the father paying health insurance premiums and after school care fees. Father would get every other weekend.

Doing a rough estimate of monthly taxes, insurance, and retirement contributions, that would leave the father with ~$3200/month for living expenses including rent/mortgage, insurance, food, gas, car payments, etc.

The mother would have approximately $5200/month for living expenses.

Adjusting for closer to split custody (but in reality of kids living in neighborhoods with friends, staying in a house in their school system, etc, it’ll lean more to one house than the other I presume), the payment only goes down to $550. That’s a 60/40 split.

I hope you bros posting about getting divorced are making bank or so damn miserable you can’t help but split. shite is expensive.
This post was edited on 6/5/24 at 9:34 am
Posted by MyRockstarComplex
The airport
Member since Nov 2009
4884 posts
Posted on 6/5/24 at 9:35 am to
And this is after how much in legal fees?
Posted by Shexter
Prairieville
Member since Feb 2014
19146 posts
Posted on 6/5/24 at 9:36 am to
Now try a father making $6000/month with an ex wife who doesn't work so her salary is $0.00.
However, her new husband makes $5000/month, but his salary doesn't count when the state calculates child support.

This system is complete frickery.....

If anyone wants to play around with the numbers, here's the link:

https://www.dcfs.louisiana.gov/page/louisiana-child-support-estimator
This post was edited on 6/5/24 at 9:40 am
Posted by sta4ever
Member since Aug 2014
17404 posts
Posted on 6/5/24 at 9:36 am to
This is why you don’t sign any government documents saying you’re married. You don’t need documents to prove you’re married. That’s an American thing.
Posted by Bjorn Cyborg
Member since Sep 2016
33948 posts
Posted on 6/5/24 at 9:37 am to
You think $800 a month to support two kids is too much?

I think child support is a scam, but if you are married the children cost a lot. That doesn't change when you are divorced.

Posted by Dawgfanman
Member since Jun 2015
25881 posts
Posted on 6/5/24 at 9:38 am to
400 a month, kids cheaper than a car.
Posted by mikelbr
Baton Rouge
Member since Apr 2008
48996 posts
Posted on 6/5/24 at 9:39 am to
quote:

hope you bros posting about getting divorced are making bank or so damn miserable you can’t help but split. shite is expensive.




I'm almost done with that shite but it's been a brutal 19 yrs.
The system was designed to stop deadbeat dads from running off on families.

But just like Labor Unions, The family court system also went from protecting the meek to predatory and punitive.


This post was edited on 6/5/24 at 9:40 am
Posted by Dawgfanman
Member since Jun 2015
25881 posts
Posted on 6/5/24 at 9:39 am to
quote:

, that would leave the father with ~$3200/month for living expenses including rent/mortgage, insurance, food, gas, car payments, etc.


Father has more money than average teacher/cop/etc. just shows how expensive life is for single people.
Posted by idlewatcher
Planet Arium
Member since Jan 2012
92460 posts
Posted on 6/5/24 at 9:41 am to
quote:

However, her new husband makes $5000/month, but his salary doesn't count when the state calculates child support.


Why should it count? It's not his kid.
Posted by StringedInstruments
Member since Oct 2013
20466 posts
Posted on 6/5/24 at 9:42 am to
quote:

Father has more money than average teacher


I used my own salary as a teacher, but I get your point.

I guess it’s eye opening because it seems to assume that the dad won’t contribute anything else. I’m sure that $800 isn’t available to him when he wants to buy his kids birthday presents, take them on vacation, or do fun stuff on those weekends he has them.

But the mother gets her full salary PLUS $800/month.
Posted by VolSquatch
First Coast
Member since Sep 2023
7618 posts
Posted on 6/5/24 at 9:46 am to
The way child support is calculated shows a disconnect between how fathers who want to see their kids view it vs how the state views it.

Fathers see it as "I'm paying this much and I barely ever get to see my kids"

The state sees it as "The father is only caring for the kids every other weekend, the mom needs financial support for their care".
Posted by Dawgfanman
Member since Jun 2015
25881 posts
Posted on 6/5/24 at 9:46 am to
quote:

I guess it’s eye opening because it seems to assume that the dad won’t contribute anything else. I’m sure that $800 isn’t available to him when he wants to buy his kids birthday presents, take them on vacation, or do fun stuff on those weekends he has them. But the mother gets her full salary PLUS $800/month.


I think the idea is that the kids cost about 800 each per month. May not be true but that would seem to be the idea. Glad I never had to pay child support. I was just commenting that $3200 a month after taxes/retirement/insurance isn’t poverty wages, it’s probably about average. It would be very difficult to live in that amount, for me. Glad I’m married and don’t have to try.
Posted by swamplynx
Lake Chuck
Member since Oct 2014
1275 posts
Posted on 6/5/24 at 9:47 am to
quote:

I used my own salary as a teacher, but I get your point.

I guess it’s eye opening because it seems to assume that the dad won’t contribute anything else. I’m sure that $800 isn’t available to him when he wants to buy his kids birthday presents, take them on vacation, or do fun stuff on those weekends he has them.

But the mother gets her full salary PLUS $800/month.


I think child support can be inherently unfair in many situations and it does need an overhaul. I've tossed the idea around to many attorneys and judges but I've yet to hear a better blanket alternative to what's in place. The guidelines probably need to be changed, but knowing out legislature they'll probably raise them.

However, to play devil's advocate, she does bear the added expenses of caring for the kids 80% of the time that the father doesn't have.
Posted by Macavity92
Member since Dec 2004
6305 posts
Posted on 6/5/24 at 9:48 am to
quote:

This is why you don’t sign any government documents saying you’re married. You don’t need documents to prove you’re married. That’s an American thing.



Marriage has nothing to do with it. If you have the kid out of wedlock you still owe child support and the same rules apply.
Posted by Czechessential
Member since Apr 2024
1437 posts
Posted on 6/5/24 at 9:50 am to
courts don’t factor in, nor care that the man has living expenses, taxes, etc., they look at gross income and converge like a bunch of buzzards
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 6/5/24 at 9:50 am to
quote:

I think child support can be inherently unfair in many situations and it does need an overhaul. I've tossed the idea around to many attorneys and judges but I've yet to hear a better blanket alternative to what's in place. The guidelines probably need to be changed, but knowing out legislature they'll probably raise them.

However, to play devil's advocate, she does bear the added expenses of caring for the kids 80% of the time that the father doesn't have.


Above a certain amount, child care amounts should be audited, and any non-child adjacent or child costs should be thrown out and given back to said father. Insane to have people spending 10s of thousands a month to baby mommas instead of them getting jobs as well. Deadbeat dads are awful humans, but moms getting knocked up to get paid are just as bad.
Posted by UpInSmokeDownDaBayou
In the shades of gray
Member since Mar 2024
83 posts
Posted on 6/5/24 at 9:52 am to
Yea, but we teachers get to wear jeans on Fridays!
Posted by VolSquatch
First Coast
Member since Sep 2023
7618 posts
Posted on 6/5/24 at 9:52 am to
quote:

I think child support can be inherently unfair in many situations and it does need an overhaul. I've tossed the idea around to many attorneys and judges but I've yet to hear a better blanket alternative to what's in place. The guidelines probably need to be changed, but knowing out legislature they'll probably raise them.


Child support seems to be built around reigning in the bad actors than it is creating a fair system for those who do intend to help out with their child.

And even good actors might get jealous when their spouse starts seeing someone else and try to "punish them" by not helping out monetarily as much... but maybe that means they weren't good actors to begin with.

This post was edited on 6/5/24 at 10:21 am
Posted by Macavity92
Member since Dec 2004
6305 posts
Posted on 6/5/24 at 9:53 am to
quote:

Why should it count? It's not his kid.


Why should it matter if it is his? He's supporting her and the kid. Shouldn't some of the household expenses she doesn't have to pay --- the same expenses that are used to calculate the child support tables --- be added back in as her income? If not, the mother has an incentive not to work and drive up child support to an amount far higher than it should be,

This isn't supposed to be damages. It is supposed to be support. If that's the case all sources of support should be considered.
Posted by L1C4
The Ville
Member since Aug 2017
16135 posts
Posted on 6/5/24 at 9:53 am to
He'll be working two shifts, eating bologna.
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