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re: Did everyone's Blue Cross-Blue Shield premiums go up for 2021?

Posted on 10/4/20 at 12:24 am to
Posted by Swank
South Yorkshire
Member since Oct 2014
848 posts
Posted on 10/4/20 at 12:24 am to
Having a nationalized health service is definitely a bad idea though, we should keep letting our premiums go up instead for the exact same shitty coverage you have to pay to use anyways!!
Posted by diat150
Louisiana
Member since Jun 2005
43638 posts
Posted on 10/4/20 at 12:27 am to
Ours went down last year but then it jumped up this year. There was a 9.5 % increase this period and 2.5% of that was some kind of tax that was passed for 2020 only.
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
69350 posts
Posted on 10/4/20 at 12:37 am to
quote:

Having a nationalized health service is definitely a bad idea though, we should keep letting our premiums go up instead for the exact same shitty coverage you have to pay to use anyways!!
Hate to break it to you, but nations with nationalized/socialized medicine are also seeing an increase in costs.

in fact, when it comes to the RATE of increase in health spending since the year 2000, america is middle of the pack among OECD nations.


For example, the NHS in the UK has required a larger and larger share of tax expenditures each year.
Posted by Swank
South Yorkshire
Member since Oct 2014
848 posts
Posted on 10/4/20 at 12:37 am to
Imagine blaming poor people while the US wastes an ungodly amount of money on wars and defense spending and certain billionaires only pay very little in taxes in 16/17. You people are so fricking brain dead.
Posted by TheWalrus
Member since Dec 2012
40692 posts
Posted on 10/4/20 at 12:42 am to
I used the shite out of my health care this year
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
69350 posts
Posted on 10/4/20 at 12:50 am to
quote:

Imagine blaming poor people while the US wastes an ungodly amount of money on wars and defense spending and certain billionaires only pay very little in taxes in 16/17. You people are so fricking brain dead.
you really need to learn some math.

a national healthcare spending would cost around 34 trillion each decade. to put things in perspective, that alone is about equal to the current TOTAL COST OF the federal govt over the next decade! in other words, we would be DOUBLING the budget. it would be an unfathomable increase in required new tax revenue.

left leaning vox.com on the huge tax increases that would be required to pay for national healthcare

quote:

Paying for the $34 trillion would require nearly doubling federal tax revenues. Let’s examine three paths using data from CBO’s menu of budget savings:

What about just taxing corporations and rich families? Raising the final $34 trillion would require seizing roughly 100 percent of all corporate profits as well as 100 percent of all family wage income and pass-through business income above the thresholds of $90,000 (single) or $150,000 (married), and absurdly assuming they all continue working. (This calculation refers to individual income, not investment income.)
How about a European-style value-added tax (VAT), which is basically a national sales tax? A rate of 87 percent would be needed to collect $34 trillion under the American tax base.
What about payroll taxes? Lawmakers would need to create a new 37 percent payroll tax, on top of the existing 15.3 percent payroll tax, in order to collect $34 trillion.



swank, my friend, my dude.....america spends 800 billion a year on military.

even if we literally cut military spending to zero, meaning we fire every soldier, sailor, marine, etc, and disband every unit, tear down every military building and research center, disband every ship and plane, etc..... those savings would amount to less than 25% of the needed increase in revenue to pay for national healthcare.
Posted by LSUnation78
Northshore
Member since Aug 2012
12084 posts
Posted on 10/4/20 at 1:05 am to
Dont be dense. Quality of healthcare plans had eroded with absurd deductible + OOP maximums while they gouge you on the monthly premiums. AND you’re now forced to buy it.

All thanks to ACA.

Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
140462 posts
Posted on 10/4/20 at 1:08 am to
quote:

My premium for 2021 is now $1515
damn son


That’s just you or carrying a family?


My part of my employer provided health care is a little over $8k a year
Posted by BeepNode
Lafayette
Member since Feb 2014
10005 posts
Posted on 10/4/20 at 1:13 am to
Thanks Trump
Posted by Korkstand
Member since Nov 2003
28711 posts
Posted on 10/4/20 at 1:29 am to
quote:

Dont be dense.
I'm not.

I said in the post that you replied to that obamacare didn't help, I'm just saying it's not the cause of ever-rising costs. This has been going on for decades.

quote:

Quality of healthcare plans had eroded with absurd deductible + OOP maximums while they gouge you on the monthly premiums.
You assume none of that would have happened without the ACA? Possible, sure, but there has been basically no change in the trend of total underlying cost increases.
Posted by ellishughtiger
70118
Member since Jul 2004
21135 posts
Posted on 10/4/20 at 1:40 am to
Claim less
Posted by lsu xman
Member since Oct 2006
15587 posts
Posted on 10/4/20 at 1:57 am to
I'm at $200/month for employee's share.
Posted by Double Oh
Louisiana
Member since Sep 2008
17929 posts
Posted on 10/4/20 at 3:52 am to
Family of 4.

Haven’t had to use it in 5 years
Posted by theronswanson
House built with my hands
Member since Feb 2012
2976 posts
Posted on 10/4/20 at 6:54 am to
quote:

Why would premiums go down ever? Their product must be purchased under the threat of violence from the Federal government.


Umm what? The individual mandate was repealed in 2017. Feel free to cancel your health insurance and there is no penalty. But good luck if you get sick.
This post was edited on 10/4/20 at 6:55 am
Posted by theronswanson
House built with my hands
Member since Feb 2012
2976 posts
Posted on 10/4/20 at 6:57 am to
quote:

It’s exceptionally ridiculous this year since they likely had the most profitable year ever. Nobody went to the doctor for shite for about 4-5 months.


It’s almost as if these insurance companies aren’t altruistic and selfless companies deserving of laws to protect them at the consumers expense as they only care about profits and screw us over everyday
Posted by RetiredSaintsLsuFan
NW Arkansas
Member since Jun 2020
1585 posts
Posted on 10/4/20 at 7:13 am to
My wife's BCBSAL has gone up every year and pays less each year. She will get to escape BCBS when gets Medicare next year. In Alabama BCBS is er only option with Obamacare.
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
71319 posts
Posted on 10/4/20 at 7:22 am to
quote:

US wastes an ungodly amount of money on wars and defense spending


Who is the only president in your lifetime to not start a new war?

quote:

certain billionaires only pay very little in taxes in 16/17


He had no income either year. Campaigning is a full time job and he donates his current time salary bank to the government (which is the same result as paying $400k in taxes). Maybe we should tax consumption instead of income.
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
423297 posts
Posted on 10/4/20 at 7:50 am to
quote:

PPO High Deductible Plan

quote:

$1500 for the deductible


are you from the past?
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
423297 posts
Posted on 10/4/20 at 7:51 am to
quote:

Having a nationalized health service is definitely a bad idea though, we should keep letting our premiums go up instead for the exact same shitty coverage you have to pay to use anyways!!

we'll end up paying the same/more and have shittier coverage and service
Posted by SlowFlowPro
Simple Solutions to Complex Probs
Member since Jan 2004
423297 posts
Posted on 10/4/20 at 7:52 am to
quote:

Imagine blaming poor people while the US wastes an ungodly amount of money on wars and defense spending and certain billionaires only pay very little in taxes in 16/17. You people are so fricking brain dead.

man you're hitting for the cycle

also, i hope you're a Trump fan. he's the biggest agent of peace and reducing military conflicts for the US since probably pre-WWI
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