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re: Credit score check in - What’s your credit score?
Posted on 9/6/25 at 5:38 pm to fallguy_1978
Posted on 9/6/25 at 5:38 pm to fallguy_1978
quote:
My dad has a somewhat crappy score because he doesn't owe anyone anything.
My dads is in the same boat. We got his credit score after my mom passed and he was livid with how low it was.
0
Posted on 9/6/25 at 6:58 pm to deathvalleyfreak43
Two months ago 840 last month 825
I retired so I don't care to much what it is not gonna borrow any money with these rates.
I retired so I don't care to much what it is not gonna borrow any money with these rates.
This post was edited on 9/6/25 at 8:25 pm
Posted on 9/6/25 at 7:07 pm to Armymann50
It's whatever Vinny says I owe on the vig.
Posted on 9/6/25 at 7:26 pm to deathvalleyfreak43
785 - I paid a lump sum of $21k to finish off my student loans so they dropped my credit score by 25 points.
Posted on 9/6/25 at 7:36 pm to deathvalleyfreak43
This thread will have lots of truths in it.
Posted on 9/6/25 at 7:37 pm to deathvalleyfreak43
High enough.
Posted on 9/6/25 at 7:40 pm to deathvalleyfreak43
Top tier, but I can’t afford to buy shite
Posted on 9/6/25 at 7:47 pm to Hook Em Horns
quote:
This thread will have lots of truths in it.
No shite! Everyone over 800 lol
Posted on 9/6/25 at 7:52 pm to fallguy_1978
quote:mines in the 600’s LOL. The amount of fricks I give are microscopic
My dad has a somewhat crappy score because he doesn't owe anyone anything.
Posted on 9/6/25 at 7:56 pm to Horsemeat
quote:happened to me too but it was back up higher after a few months.
785 - I paid a lump sum of $21k to finish off my student loans so they dropped my credit score by 25 points.
Posted on 9/6/25 at 8:15 pm to deathvalleyfreak43
1000
Posted on 9/6/25 at 8:43 pm to deathvalleyfreak43
820ish. It fluctuates 5 points a month for no reason. It’s pointless since I’m not going to finance anything.
Posted on 9/6/25 at 8:46 pm to deathvalleyfreak43
I had an 835 until I had an auto charge on a credit card I barely used and somehow had my billing changed to paperless and missed a $30 bill. Those assholes dropped it to 750. A year later and I'm back up to 780 again. Assholes.
Posted on 9/6/25 at 8:50 pm to LSU Grad Alabama Fan
You 800+ peacocks are likely mis-using credit in context of wealth-building.
Congratulations?
Congratulations?
Posted on 9/6/25 at 8:56 pm to deathvalleyfreak43
808 on credit karma. Haven't looked in a long time. It used to be higher. Like 830s.
The irony is it would be higher if I carried debt. I have a rewards card that I pay off every payday, and that's it. No car payment. No mortgage.
It's a dumb system.
Looks like I need more accounts, and older accounts to get it higher.
The irony is it would be higher if I carried debt. I have a rewards card that I pay off every payday, and that's it. No car payment. No mortgage.
It's a dumb system.
Looks like I need more accounts, and older accounts to get it higher.
This post was edited on 9/6/25 at 9:00 pm
Posted on 9/6/25 at 8:56 pm to Artificial Ignorance
quote:
You 800+ peacocks are likely mis-using credit in context of wealth-building.
Congratulations?
My car is paid off and I owe $0 on my credit cards every month. You're a dumb arse.
This post was edited on 9/6/25 at 8:58 pm
Posted on 9/6/25 at 9:16 pm to deathvalleyfreak43
818
Posted on 9/6/25 at 9:16 pm to deathvalleyfreak43
817. Im 39 and apparently my Length of Credit History and Credit Mix are only Very Good, not Exceptional, which is funny to me.
I have had a mortgage since 2009, a few auto loans since then ( now paid off) and a daily use credit card that I rack up plenty of normal usage on and pay off each month.
I have had a mortgage since 2009, a few auto loans since then ( now paid off) and a daily use credit card that I rack up plenty of normal usage on and pay off each month.
Posted on 9/6/25 at 9:18 pm to Artificial Ignorance
quote:
You 800+ peacocks are likely mis-using credit in context of wealth-building.
Congratulations?
quote:
Artificial Ignorance
Posted on 9/6/25 at 9:39 pm to deathvalleyfreak43
Zero. Took work to get there. I loved getting it there.
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