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Posted on 3/5/24 at 5:11 pm to tigersmanager
quote:It’s not dumb. It’s by design. They want to reward people for irresponsibility and insult people who act responsibly. They’re laughing in your face. It’s not even subtle.
Another dumb idea
Posted on 3/5/24 at 5:12 pm to When in Rome
quote:
They want to reward people for irresponsibility and insult people who act responsibly.
It may very well be a dumb idea, but I think you're being a little too sensitive here. Late fees are still being charged.
Posted on 3/5/24 at 5:13 pm to RLDSC FAN
They'll just hike your variable rate to cover it.
Posted on 3/5/24 at 5:14 pm to stout
quote:
They know their base
Yep, I saw Biden announce it on X, and there were loads of people in the comments asking him to wipe away all sorts of their personal debt. Election year pandering.
Posted on 3/5/24 at 5:15 pm to Beessnax
quote:
So how does this help those who actually pay their bills on time?
You're not the target demographic.
Posted on 3/5/24 at 5:18 pm to Mo Jeaux
I am talking about the general approach by the politicians to be lenient on people who aren’t holding their end of the debt bargain, thus creating a punishment for responsible people who do. I don’t think those politicians are dumb; I think what they’re doing is intentional and calling them stupid excuses their actions.
Posted on 3/5/24 at 5:20 pm to When in Rome
Oh, a trashy democratic system of government where politicians pander to the lowest common denominator? Yeah, it sucks. I hate it. It's only going to get worse too as we expand the franchise.
Posted on 3/5/24 at 5:22 pm to Beessnax
quote:They don't care about people who are responsible. They only care to enable the dysfunctional.
how does this help those who actually pay their bills on time?
Posted on 3/5/24 at 5:30 pm to RLDSC FAN
So can we classify late tax payments as “junk fees” and cap those too at 8$?
Posted on 3/5/24 at 5:46 pm to RLDSC FAN
quote:
The effort will save Americans up to $10 billion a year, the agency estimates.
How the frick did they come with this figure?
Posted on 3/5/24 at 5:47 pm to RLDSC FAN
Corinthians420 celebrates another win for his liberal friends
Posted on 3/5/24 at 5:49 pm to Mountain89
quote:
free-market principles
First day in America?
Posted on 3/5/24 at 5:53 pm to RLDSC FAN
This sucks for those of us that pay off our balance within 30 days.
The losers (non-winners) that carry a balance deserve the extra punishment.
Unfortunately, there is no debtors prison.
The losers (non-winners) that carry a balance deserve the extra punishment.
Unfortunately, there is no debtors prison.
Posted on 3/5/24 at 5:54 pm to RLDSC FAN
Are they capping IRS late filing penalties? Oh, wait, that's for people who actually pay taxes.
Posted on 3/5/24 at 5:55 pm to Vols&Shaft83
quote:
How the frick did they come with this figure?
Posted on 3/5/24 at 5:57 pm to RLDSC FAN
quote:
The effort will save Americans up to $10 billion a year, the agency estimates.
I love when they frame political platforms like this. No, it will save Americans, max, ~$25 per month, assuming they pay their cc bill late every month. It will, however, cost CC companies, collectively, $10 billion a year
This post was edited on 3/6/24 at 9:53 am
Posted on 3/5/24 at 6:11 pm to RLDSC FAN
I’m not really for this but I have a CC that I signed up a few month ago and set up the notify me by text of when the payment is due. Last month they notified me the day after the due incurring $35 late fee. I went ahead and paid off and canceled. Pretty shitty but it’s a free market and I choose not to do business with assholes.
This post was edited on 3/5/24 at 6:12 pm
Posted on 3/5/24 at 6:19 pm to RLDSC FAN
Free market my arse. They control everything.
Posted on 3/5/24 at 6:32 pm to RLDSC FAN
Consumer Financial Protection Bureau is an illegal organization (legislatively) that Trump promised to defund and remove.
For some reason he never touched them.
For some reason he never touched them.
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