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Message
re: Contractor won't give me an estimate
Posted on 9/1/16 at 3:31 pm to slackster
Posted on 9/1/16 at 3:31 pm to slackster
quote:
The OP specifically said the contractor wants to know how much FEMA will be paying before they submit a bid.
Let me point you back to my comment on page 2, you apparently missed it the first time...
Everyone in this thread that does not understand the FEMA=NFIP/ Flood insurance, you need to exit stage left...
3
Posted on 9/1/16 at 3:35 pm to Festus
quote:
I've seen a claim for a friend, family and friends gutted 90% of house, 100% of all flooring taken out, and maybe 25% of the sheetrock was completed. All by friends and volunteers. They hire contractor to finish gutting and cutting out sheetrock. Contractor sends a bill to them for everything. Just took total number of SF in house and multiplied by amounts. And wants payment for it all, not just percent that they completed.
That sucks for your friend but this is a perfect example of why you sign a contract with the prices set in it before you actually have them do any work.
quote:
I disagree with you here. On a normal homeowner's claim, yes. But market rates have been thrown out the door as far as I can tell.
Someone has to set the market rates and that someone is the labor/contractor. Everyone assumes it will be higher because of the demand, so tell me how high. If it is more than I want to pay or more than I get reimbursed, I'll decide what to do. If it is less than what I get reimbursed for the same scope of work, and you're reputable, you're hired. However, you don't need to know that information.
It boils down to this - if you know I'm spending someone else's money (insurance/taxpayer money), and you know how much I've got to spend, then your bid will NEVER come in under that amount. Ever. That isn't how the market should work.
Posted on 9/1/16 at 3:41 pm to wickowick
quote:
Everyone in this thread that does not understand the FEMA=NFIP/ Flood insurance, you need to exit stage left...
I saw the comment. Care to explain?
You said:
quote:
There is no housing assistance with flood insurance, you are mixing terms. We are talking about flood insurance and flood insurance only.
and now you're saying FEMA=NFIP.
I know which is which, so what are you trying to say?
The OP said the contractor wants to know how much money he'll get from FEMA. In that context, I assume he means FEMA housing assistance which is a grant up to the applicable limits for repairs done to a home.
If you want to talk about insurance through NFIP, which is not SUPPOSED to be funded with any taxpayer dollars but is part of FEMA and is in severe debt, we can have that conversation too. However, my point doesn't change there. You've yet to give a single valid reason why the contractor needs to know how much money is coming in from a FEMA housing assistance grant or from insurance through the NFIP/FEMA.
Posted on 9/1/16 at 3:43 pm to slackster
I just want to remind everyone that the OP said that he was planning on doing some updating. So its very probable the OP told the contractor his budget is $xxxx.xx plus FEMA. Therefore, the contractor is waiting to see what FEMA will pay to let the OP know what all can be done.
Posted on 9/1/16 at 3:45 pm to slackster
Just yesterday I received an insurance estimate to repair body damage on my wife's car.
Wanna know how much the body shop is expecting to charge to repair the damage?
Shockingly, it's just what the insurance company is willing to pay for it.
ETA: It's a very legit body shop. I saw nothing "shady" about the experience. In fact, the insurance company, Progressive, had me meet them at the body shop to give the estimate.
Wanna know how much the body shop is expecting to charge to repair the damage?
Shockingly, it's just what the insurance company is willing to pay for it.
ETA: It's a very legit body shop. I saw nothing "shady" about the experience. In fact, the insurance company, Progressive, had me meet them at the body shop to give the estimate.
This post was edited on 9/1/16 at 3:48 pm
Posted on 9/1/16 at 3:45 pm to slackster
quote:
The OP said the contractor wants to know how much money he'll get from FEMA. In that context, I assume he means FEMA housing assistance which is a grant up to the applicable limits for repairs done to a home.
That is why you need to stay out of the conversation, you have no idea what is going on...
Posted on 9/1/16 at 3:52 pm to sleepytime
You are dealing with a guy who does not know how to competitively bid. Find another guy
Posted on 9/1/16 at 4:09 pm to Meauxjeaux
quote:
ETA: It's a very legit body shop. I saw nothing "shady" about the experience. In fact, the insurance company, Progressive, had me meet them at the body shop to give the estimate.
Well to be fair body shops are shady as hell and they are all buddy buddy with certain insurance companies.
Posted on 9/1/16 at 4:14 pm to Meauxjeaux
quote:
Just yesterday I received an insurance estimate to repair body damage on my wife's car.
Wanna know how much the body shop is expecting to charge to repair the damage?
Shockingly, it's just what the insurance company is willing to pay for it.
ETA: It's a very legit body shop. I saw nothing "shady" about the experience. In fact, the insurance company, Progressive, had me meet them at the body shop to give the estimate.
So you get one bid from one place, and the insurance company blindly hands over whatever the body shop costs. Why not shop around and get multiple prices and pocket the difference between insurance and what was damaged? Instead you let the body shop keep the rest...
Posted on 9/1/16 at 4:15 pm to sleepytime
Use someone else.
Posted on 9/1/16 at 4:15 pm to Meauxjeaux
My FIL is a surgeon, and one day years ago a patient asked him they were the cheapest for an MRI or if he knew somewhere cheaper. My FIL told him he didn't know, but to let him know if he found out.
The guy calls the office a week or so later, he called every where in town (big city) and they all charged the exact same. Whatever rate his insurance at the time was paying.
This was 10-15 years ago. Just the way some things work.
The guy calls the office a week or so later, he called every where in town (big city) and they all charged the exact same. Whatever rate his insurance at the time was paying.
This was 10-15 years ago. Just the way some things work.
This post was edited on 9/1/16 at 4:16 pm
Posted on 9/1/16 at 4:18 pm to baldona
quote:
they all charged the exact same. Whatever rate his insurance at the time was paying.
Another sure sign our healthcare system is a true free market.
Posted on 9/1/16 at 4:20 pm to tgrbaitn08
Anyone in this thread familiar with what is going on in Central? Apparently, there is a lot of confusion on home owners having to raise their houses. My parents live out there and were flooded. Fortunatley, they have flood insurance, but they're getting very conflicting reports on what they will have to do.
Posted on 9/1/16 at 4:27 pm to NYNolaguy1
I'm just really trying to point out that not one person here would turn down a job offer that was paying 30% more than they expected to receive. Not one.
I'm looking for consistency in people's arguments.
Old baw interviewing for plant operator: What's your offer to buy my services(ie, hire me)? <---cool
Old baw estimating for construction work: What's the FEMA offer to buy my services? <---- somehow shady
I'm looking for consistency in people's arguments.
Old baw interviewing for plant operator: What's your offer to buy my services(ie, hire me)? <---cool
Old baw estimating for construction work: What's the FEMA offer to buy my services? <---- somehow shady
This post was edited on 9/1/16 at 4:29 pm
Posted on 9/1/16 at 4:53 pm to Meauxjeaux
quote:
Old baw estimating for construction work: What's the FEMA offer to buy my services? <---- somehow shad
Because service prices shouldn't vary based on amount of money available.
Imagine going to a store and you pickup whatever you want to buy. There's a poorer looking person in front of you in line that has the same item you do. He pays 10 dollars. You get up to the register- your price is $20 dollars.
Why? You have twice as much money as the guy before. Therefore you can afford it- right?
Do you think the store deserves extra money because you have more money in your bank account?
Posted on 9/1/16 at 4:55 pm to wickowick
quote:
Everyone in this thread that does not understand the FEMA=NFIP/ Flood insurance, you need to exit stage left...
gonna get lonely in here if that happens
Posted on 9/1/16 at 5:01 pm to wickowick
quote:
That is why you need to stay out of the conversation, you have no idea what is going on...
You're clueless and not nearly as important as you think you are. You haven't made a single point to support the claim that the contractor needs to know how much $ is being reimbursed in order to submit his bid.
Posted on 9/1/16 at 5:09 pm to Meauxjeaux
quote:
I'm looking for consistency in people's arguments.
Old baw interviewing for plant operator: What's your offer to buy my services(ie, hire me)? <---cool
Old baw estimating for construction work: What's the FEMA offer to buy my services? <---- somehow shady
In the first one you're asking for the answer from the person spending the money. In the second one you're saying it depends how much the taxpayers are going to pay.
Also, if the company tells you to name a price, what price are you going to give? That is much close to the OPs issue.
Posted on 9/1/16 at 5:17 pm to sleepytime
I'm a contractor and this is what makes everyone think we suck. Tell him to frick off and report him to bbb
Posted on 9/1/16 at 5:53 pm to wickowick
Wick you seem reasonable and educated on the subject, is a 12k difference between the insurance company and contractor common? Is there anyway I can bridge the gap without coming out of pocket?
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