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Chevy 0% Interest

Posted on 6/10/26 at 9:34 pm
Posted by SmokinBurger
Bayou Self
Member since Sep 2021
548 posts
Posted on 6/10/26 at 9:34 pm
I see GM is offering 0% interest for 5 years on a brand new 1500 model. I really like the 3.0 Duramax engine, wouldn’t get one without it. I know the 6.2l and 4 banger engines are Jonk, and the 5.3 lacks power. Anyone know if this offer applies for the Duramax engine? And/or had a good/bad experience with this model truck (2025/2026).
This post was edited on 6/10/26 at 9:36 pm
Posted by SG_Geaux
Beautiful St George, LA
Member since Aug 2004
80733 posts
Posted on 6/10/26 at 9:35 pm to
I mean you can go search just as well as anyone else.
Posted by SmokinBurger
Bayou Self
Member since Sep 2021
548 posts
Posted on 6/10/26 at 9:36 pm to
Understand that, which I did. I didn’t see where it applied.
Posted by weagle1999
Member since May 2025
3148 posts
Posted on 6/10/26 at 9:36 pm to
They are trying to clear out current inventory before the new 2027 Silverado arrives.
Posted by billjamin
Houston
Member since Jun 2019
18434 posts
Posted on 6/10/26 at 9:36 pm to
Just remember that 0% is great but there’s no such thing as 0%. It’s subsidized by the purchase price.
Posted by SmokinBurger
Bayou Self
Member since Sep 2021
548 posts
Posted on 6/10/26 at 9:40 pm to
Thanks, that’s really good financial advice.
Posted by Jack Daniel
Gold member
Member since Feb 2013
29443 posts
Posted on 6/10/26 at 9:41 pm to
You like an oil pump being driven by a belt?
Posted by Nado Jenkins83
Land of the Free
Member since Nov 2012
66192 posts
Posted on 6/10/26 at 9:42 pm to
While they are all jacked up. In Nov I got 25 ford. Build date was August. 0 apr and it was 9k off sticker.
Posted by GREENHEAD22
Member since Nov 2009
20890 posts
Posted on 6/10/26 at 9:47 pm to
That is really the only thing I have heard bad about that engine but I don't know anyone who's actually had an issue with it or it failing.
Posted by TigerBlood17
Member since Jan 2014
1611 posts
Posted on 6/10/26 at 9:49 pm to
quote:

And/or had a good/bad experience with this model truck (2025/2026).
I have a 2024 Duramax and I love it. Zero issues and good fuel economy for a truck. Tows my boat really well. I had a 6.2 before and it broke down on me 3 times, same issue. That engine sucked.
Posted by GeauxGutsy
Member since Jul 2017
5978 posts
Posted on 6/10/26 at 9:49 pm to
quote:

It’s subsidized by the purchase price.


For a set-no haggle price this may be true.
Posted by Archives
Member since Mar 2026
460 posts
Posted on 6/10/26 at 9:50 pm to
I have
quote:

0% Interest

in a
quote:

Chevy
Posted by G Vice
Lafayette, LA
Member since Dec 2006
13170 posts
Posted on 6/10/26 at 9:50 pm to
My experience: in August 2001, I ordered a Chevy 2500 crew cab with the Duramax.
Then Sept 11 happened.
GM came back with 0% financing to stimulate the economy.
When my truck got delivered in October, I totally took advantage of that, put some cash down, and got my note down to like 540 per month at 0% for 3 years.
But this was before truck prices got stupid high. Sale price of my truck back then was about 36k before TTL.
Posted by Obtuse1
Westside Bodymore Yo
Member since Sep 2016
30626 posts
Posted on 6/10/26 at 9:55 pm to
quote:

I really like the 3.0 Duramax engine


Just be aware of TSB 25-NA-307

Also be aware if you have a short daily commute you are going to have to drive it for some longer trips occasionally to allow the DPF to run a full cycle.
Posted by billjamin
Houston
Member since Jun 2019
18434 posts
Posted on 6/10/26 at 9:55 pm to
quote:

For a set-no haggle price this may be true.

They do a lot of things to muddy the waters to make it look different but when you’re borrowing money SOFR reigns supreme. There’s no such thing as free money. It gets complicate when you start to dig into oem rebates, finance origination fees and actual cost of capital but in general if you get an offer below market rates, you’re subsidizing it. Returns are pegged to an ROE and they make that up from the sale price. There’s some edge cases with fixed returns not pinned to SOFR but those are so rare they aren’t worth talking about.

Now effective rate to the consumer, meaning is offered vs what is actually available is an even more complicated story because you don’t know their inventory posture or inbound inventory.

Buying a car is stupidly complicated.
Posted by OK Roughneck
The Sooner State
Member since Aug 2021
18621 posts
Posted on 6/10/26 at 10:02 pm to
I haven't had any Chevy interest since I bought that POS Diesel Chevy 1 ton back in 93.
Posted by Mid Iowa Tiger
Undisclosed Secure Location
Member since Feb 2008
24975 posts
Posted on 6/10/26 at 10:03 pm to
I’m about 3,000 miles into my 2026 trailboss with the 3.0 diesel. So far I absolutely love this truck. It’s the first Chevy pick up I’ve ever owned. All fords before, may never go back.
Posted by Everyday Is Saturday
Member since Dec 2025
1886 posts
Posted on 6/10/26 at 10:57 pm to
0% interest rate at this time of highest interest rates since Covid times means the vehicle price is very high.

Chevy is not financing at negative margin (they borrow above 0% and would not charge 0%).

Might want to shop around for better pricing?
Posted by biglego
San Francisco
Member since Nov 2007
84920 posts
Posted on 6/10/26 at 11:08 pm to
quote:

and the 5.3 lacks power.


It’s 353hp. It’s not a Raptor but it’s hardly weak.
My first truck was a 1989 Silverado with 170hp.
Posted by Cracker
in a box
Member since Nov 2009
19286 posts
Posted on 6/10/26 at 11:11 pm to
What you gonna do about a transmission sport?
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