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Can someone please tell me what payments still come via check in the regular mail?

Posted on 8/18/20 at 12:47 pm
Posted by toosleaux
Stuck in Baton Rouge traffic
Member since Dec 2007
9483 posts
Posted on 8/18/20 at 12:47 pm
Specifically, what recurring payments come via regular mail in the form of a check that cannot be made by direct deposit? I was stuck listening to talk radio at lunch and this is today's hot topic.

Government assistance, social security, tax refunds, etc. Can't all of these be done by direct deposit?

ETA: I'm speaking of regular and recurring monthly payments.
This post was edited on 8/18/20 at 12:51 pm
Posted by AmosMosesAndTwins
Lake Charles
Member since Apr 2010
19013 posts
Posted on 8/18/20 at 12:48 pm to
Refunds are issued in form of paper check in many cases.
Posted by RIPMachoMan
Member since Jun 2011
9072 posts
Posted on 8/18/20 at 12:49 pm to
For whatever reasons there are folks that are "underbanked"
Posted by IndianInBR
L'auberge
Member since Dec 2015
3272 posts
Posted on 8/18/20 at 12:49 pm to
Refunds of any kind, mortgage, lease, rent, etc
Posted by toosleaux
Stuck in Baton Rouge traffic
Member since Dec 2007
9483 posts
Posted on 8/18/20 at 12:49 pm to
quote:

Refunds are issued in form of paper check in many cases.


Tax refunds? Or do you mean a random refund from goods that were returned?
Posted by RIPMachoMan
Member since Jun 2011
9072 posts
Posted on 8/18/20 at 12:50 pm to
quote:

Refunds of any kind, mortgage, lease, rent, etc


Yeah, there have been times i would've preferred direct deposit but it's been via mail
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
44862 posts
Posted on 8/18/20 at 12:50 pm to
Direct deposit is racist by requiring people to have bank accounts. People of color and other historically disenfranchised peoples have always faced banking discrimination and other hurdles to financially normative society.
Posted by Tyga Woods
South Central Jupiter Island, FL
Member since Sep 2016
42274 posts
Posted on 8/18/20 at 12:51 pm to
Our premium member dividend checks still come in the mail.
Posted by crewdepoo
Hogwarts
Member since Jan 2015
11024 posts
Posted on 8/18/20 at 12:51 pm to
For me, rent and water
Posted by The Spleen
Member since Dec 2010
38865 posts
Posted on 8/18/20 at 12:51 pm to
Saw a stat yesterday that around 500,000 social security recipients still receive a paper check.

Lots of people still opt to receive a paper check from the IRS. No idea on the numbers on that.

Alabama tried to do away with paper checks for tax refunds a few years ago and had to change course because of the public outcry.
Posted by Eyebesmacinhose
Enterprise, Louisiana
Member since Apr 2017
1787 posts
Posted on 8/18/20 at 12:54 pm to
You plottin’ a caper?
Posted by TigerGman
Center of the Universe
Member since Sep 2006
14015 posts
Posted on 8/18/20 at 12:54 pm to
99% of government aid checks are direct deposit and have been for several years now/
Posted by castorinho
13623 posts
Member since Nov 2010
87502 posts
Posted on 8/18/20 at 12:54 pm to
quote:

That cannot be made by direct deposit?
quote:

tax refunds
does not apply
Posted by Togerbob
Louisiana
Member since Aug 2020
4 posts
Posted on 8/18/20 at 12:56 pm to
My family run a service business and receive checks through the mail for payment and we mail checks to suppliers and sub contractors, etc. daily.
Posted by jfw3535
South of Bunkie
Member since Mar 2008
5569 posts
Posted on 8/18/20 at 1:00 pm to
quote:

Refunds of any kind, mortgage, lease, rent, etc

Refunds from what? Tax refunds can be direct deposited. Show me a mortgage company these days that doesn't have an online payment option. Leases aren't a payment and rents are what you would pay under a lease, so to the extend you are separating those out as 2 distinct things, they're not. And most landlords provide for online payments or ACH payments, especially in the commercial arena.
Posted by Wtodd
Tampa, FL
Member since Oct 2013
68544 posts
Posted on 8/18/20 at 1:13 pm to
I get my stock dividend checks in the mail...also my oil money...which has been pretty sad the past 2 months (based on Mar/Apr/May timeframe)
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
139402 posts
Posted on 8/18/20 at 1:14 pm to
quote:

Government assistance, social security, tax refunds, etc. Can't all of these be done by direct deposit?



If you would get a job instead of living off the taxpayers, you could get a direct deposit.
Posted by Drank
Member since Jun 1864
Member since Dec 2012
12344 posts
Posted on 8/18/20 at 1:15 pm to
My SAG/Aftra Residual checks 100% of the time come through the mail
Posted by RT1941
Member since May 2007
32068 posts
Posted on 8/18/20 at 1:26 pm to
quote:

My family run a service business and receive checks through the mail for payment and we mail checks to suppliers and sub contractors, etc. daily.


Our accounting department is so damn antiquated that they still cut checks daily for damn near everything, contractors/service providers/suppliers AND would rather receive rent payments, etc. via paper check than take the damn time to set the up a recurring ACH.

That's what happens when the staffers have been in their positions for +20 yrs, they resist change and act like asses when you try to progress and evolve to a more efficient system.
This post was edited on 8/18/20 at 1:27 pm
Posted by Sorrento Muddbugs
Member since Sep 2011
1800 posts
Posted on 8/18/20 at 1:27 pm to
Vehicle insurance payments for reimbursements. I'm about to deposit over $6k in 30 mins thru the ATM.
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