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Started By
Message
re: Cactus karate chopped my neighbor's car today
Posted on 7/25/17 at 10:58 am to Festus
Posted on 7/25/17 at 10:58 am to Festus
quote:
Anyway, my point is that when you make a definitive statement like you did, stating that the auto insurer will sue the homeowner's (not might, or possibly), misleads people in the way insurance actually works.
In my experience, they will sue (or, if they are members of AF, will go to arbitration).
1
Posted on 7/25/17 at 10:59 am to lsunurse
Posted on 7/25/17 at 11:00 am to Hangit
quote:
You were close.
Last post on page one...I have always been pretty nice to Nurse. Not sure why she would do this to me. I could have used that money...and Festus could have prodded it JUST a bit for me...I thought he and I were like brothers...Me just a little taller and younger...
sigh
Posted on 7/25/17 at 11:04 am to LCA131
Sorry LCA
Posted on 7/25/17 at 11:10 am to udtiger
quote:
In my experience, they will sue (or, if they are members of AF, will go to arbitration).
In your experience, the neighbor's auto insurance carrier will sue the same person's homeowner policy for liability? So the insurance carrier will sue their own insured?
That's your experience? Hmmmm...
Do you mind me asking, what do you do for a living, and where do you operate? I'm being serious.
And for the record, read your own response to me. This was your original statement. Direct, no qualifications:
quote:
Then the car insurer will sure lsunurse's homeowner's insurer to recover what it paid, and the car owner's deductible.
When I questioned you, instead of saying you misspoke, you place 3 different qualifiers on your response (none of which were discussed or proven):
quote:
If the supports were rotten
quote:
or facially insufficient to prevent the fall
quote:
there could be negligence for failure to exercise reasonable care.
Now, you're back to no qualifiers. Just in your experience, they will sue.
(qualified again now with, "in your experience).
Posted on 7/25/17 at 11:21 am to Festus
quote:
In your experience, the neighbor's auto insurance carrier will sue the same person's homeowner policy for liability? So the insurance carrier will sue their own insured?
My understanding is that the cactus was on lsunurse's property.
Posted on 7/25/17 at 11:23 am to dewster
quote:I thought there was no humidity so it was a nice place to live?
I see nothing has changed since I left Scottsdale
I was there about a month ago. It was 121 degrees at 4pm. 100 degrees at 11pm.
No thanks.
Posted on 7/25/17 at 11:24 am to lsunurse
Why are you renting? You should buy.
Posted on 7/25/17 at 11:30 am to lsunurse
It's karma playing out, imo.
Posted on 7/25/17 at 11:40 am to cajunangelle
Saving up for a down payment right now. Both my husband and I have never owned a home.
Posted on 7/25/17 at 11:42 am to udtiger
Again....the monster cactus was NOT in my yard....was in my neighbor's yard, fell in her yard into her car.
She has the same company for her auto and homeowners policies.
She has the same company for her auto and homeowners policies.
Posted on 7/25/17 at 11:55 am to lsunurse
quote:
Again....the monster cactus was NOT in my yard....was in my neighbor's yard, fell in her yard into her car.
She has the same company for her auto and homeowners policies.
OK. Thanks.
Festus, et al, forget everything I said.
Posted on 7/25/17 at 12:07 pm to lsunurse
quote:
Saguaros are highly protected by AZ law so I think you have to go through proper steps to remove them.
Good thing it didn't fall on a person, then.
"He's bleeding profusely, but if we can get him out from under the cactus, we can save him."
"Yeah, just go ahead and call the coroner."
Posted on 7/25/17 at 12:15 pm to 777Tiger
quote:
and people say that people that live in hurricane areas are stupid, you actually pay to put that ugly arse weed by your house
Yeah because a cactus falling on one house is the same as a huge storm causing damage to many homes.
Posted on 7/25/17 at 12:17 pm to cajunangelle
quote:
I wonder if the lady that lives there is Skyler?
frick Skyler. She is a bitch. She wasn't a loyal wife to Walt.
Posted on 7/25/17 at 12:20 pm to lsunurse
Isn't it a federal crime to mess with those things? I think you have some splainin to do, nurse.
Posted on 7/25/17 at 12:23 pm to lsunurse
quote:
Course...she did just sell her home so I would be curious how that plays out with insurance, etc.
Unless fire, lightning caused it to fall, there probably is not coverage under her the homeowner's policy for the cactus. Her car insurance would cover the car.
Posted on 7/25/17 at 12:27 pm to lsunurse
Cactus sucks. they are complete pricks.
Posted on 7/25/17 at 1:01 pm to Festus
quote:
The only possible coverage then would be under the auto policy, and ONLY if there's full coverage. An auto policy for liability only would cover nothing in this event.
there's "full coverage" on that new lexus... blee dat. she didn't pay that thing in full.
Posted on 7/25/17 at 2:36 pm to lsunurse
Cut it up for firewood, sell it, profit. I don't see too many chimneys in those pictures. Use it too smoke meat, profit.
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