Auto insurance company wanting me to get a car tracker??

Tell them to get fricked

I did this because it was a nice discount and insurance on a truck as a young adult is ridiculous

I won’t do it again.

It came with a discount for my insurance. I just never did set it up, and my rates went up a few bucks. They are still in the box in a junk drawer.

Previous O&G company got talked into installing tracking devices into all company vehicles so they could "reduce rates" but the dumbasses never read the fine print that they could also increase rates if unsafe driving habits were detected. Do you know how much driving takes place between the hours of 10 PM and 5 AM for a service company? Rates skyrocketed and they ended up having to change insurance companies and paid more for what they originally had.

Never get the phone app, it tracks every time your on your phone and driving.

Get the plug in if you have too. Or shop around.

I'm in the insurance business, and this is my opinion:

Carriers don't make you get the device... Supposedly, if you have good driving habits, you don't drive as frequently, you stop slowly, etc... They will lower your premiums because you are less risky.

That being said, I'm a safe but aggressive driver. No way I'd put that in my car, even though I haven't had an at-fault accident in 10 years.

Yes, I have one on our cars and they save me about $100/month between 3 vehicles

My agent tried to offer me one saying that it could lead to lower rates depending on my driving habits. I told him "no thanks, sometimes when there is minimal traffic on the interstate I like to push the needle past 100mph." He's a very uptight dude and his response looked like he was going to swallow his tongue.

I already have enough things tracking my every move. A few bucks off my car insurance premiums wasn't enough to add another to the list.