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re: Are single, healthy people the most gipped subgroup in America healthcare?

Posted on 12/27/16 at 5:11 pm to
Posted by CaptainJ47
Gonzales
Member since Nov 2007
7862 posts
Posted on 12/27/16 at 5:11 pm to
Is the $236 what was billed? What was your amount due after the insurance allowable. No was BCBS would let someone pay 236 even for a level 5 visit.
Posted by blueboy
Member since Apr 2006
66809 posts
Posted on 12/27/16 at 5:45 pm to
quote:

I'd take a good hard look at the diet of the average Trump voter
Nice broad brush ya got there.

If only fat white males voted for Trump, he'd have lost in a landslide.

Also, should diets be fixed? If so, by whom? If you say "the government," just ban yourself again and get it over with.
Posted by Paige
Vice President of the OT
Member since Oct 2010
85640 posts
Posted on 12/27/16 at 5:47 pm to
Cancer and mental illness are much worse healthcare wise imo
Posted by jsquardjj
Member since Oct 2009
1431 posts
Posted on 12/27/16 at 5:58 pm to
I don't think the OP realizes that the other half of us are the reason they have such a cheap plan they are complaining about.

I am 29, perfect health, and pay $250/mo with a 6500 deductible AND I can only use Oshner. If I get in an accident out of state, I'm screwed.
Posted by DawgGONIT
Member since May 2015
2961 posts
Posted on 12/27/16 at 6:19 pm to
quote:

If people would stop going to the doctor for every cough, sniffle and sneeze, insurance wouldn't be as expensive. But because hypochondriacs aren't footing the bill, they go to the doctor just because.


THIS^^^

My mom and her husband is the worst at this. I really think it is my moms fault mostly tho

Like one of them will have some pain like in the shoulder and off they are going to the ER at 10 oclock at night. Then they bitch about how long they had to wait.

But then they do that shite again and again. Problem is, the ER people don't do jack shite for the cause, but only something for the pain, which is temporary. So of course it will come back and they will go back to the ER again.

She thinks because they got insurance they can go whenever like it is no big deal. I keep telling her that the real problem is going to the ER for something that can be seen by the regular doctor in a day or two, instead of right now.

But yea I'm in the 30's and healthy enough and I don't ever go to the Dr and as long as no one tells my employees, I haven't been sick since I was in high school (15 or so years). The only time I really ever get sick is if I drink too much alcohol or eat too much junk food too fast.

I also don't have insurance and do not want it. Why pay thousand of dollars every year to not use it? Why couldn't I just save my own money and pay for my bills when I get them? Why is that hard to understand for some?
Posted by SanFranTiger
Santa Fe, NM
Member since Sep 2003
5048 posts
Posted on 12/27/16 at 6:28 pm to
quote:

I also don't have insurance and do not want it. Why pay thousand of dollars every year to not use it? Why couldn't I just save my own money and pay for my bills when I get them? Why is that hard to understand for some


I don't think you understand how expensive anything is. Get in a car accident? Need an emergency appendectomy? God forbid you get serious illness because you are screwed
Posted by AnonymousTiger
Franklin, TN
Member since Jan 2012
4863 posts
Posted on 12/27/16 at 6:55 pm to
quote:

gipped


According to the OT, this should be pronounced with a hard G, like gift, and not a soft G, like the peanut butter. Amirite?
Posted by VABuckeye
NOVA
Member since Dec 2007
38283 posts
Posted on 12/27/16 at 6:57 pm to
quote:

Are single, healthy people the most gipped subgroup in America healthcare?


No. It's those of us with high incomes. We get charged more and subsidize everyone else.
Posted by Brettesaurus Rex
Baton Rouge
Member since Dec 2009
38261 posts
Posted on 12/27/16 at 6:59 pm to
quote:

I pay $325/month, 5K deductible. 30 years old, in perfect health.


Why in the living frick? Is this for a family?

I would probably run naked in the street if I got a $325/month family health plan. I'm running almost $1300/month right now.
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
82331 posts
Posted on 12/27/16 at 7:01 pm to
quote:

According to the OT, this should be pronounced with a hard G, like gift, and not a soft G, like the peanut butter. Amirite?



It's a j sound. The origins are actually racist (gypsy) but they don't live on this side of the pond so they're not on the radar.


This post was edited on 1/13/21 at 10:40 am
Posted by OweO
Plaquemine, La
Member since Sep 2009
122525 posts
Posted on 12/27/16 at 7:18 pm to
quote:

My mom and her husband is the worst at this. I really think it is my moms fault mostly tho



For whatever reason, there are some people who love going to the doctor/hospital. I don't get it, I will not go to the doctor unless I absolutely have to ..

This was several years ago but I was talking with my barber. He owns his own place so he has to pay for he and his family's health insurance so he looked into driving a school bus. He became a bus driver. He goes open up his shop for about an hr in the morning, leaves for about an hour to go drive his route then in the afternoon he has to close for an hour to go run his evening route. He told me that by driving the bus (because of the benefits), that alone was like getting $1100 a month raise.

Any business owners out there, that's an option. Or run for a city council or justice of the peace position.. It will save you a lot of money.. Plus a small supplementary salary.
Posted by DawgGONIT
Member since May 2015
2961 posts
Posted on 12/27/16 at 7:21 pm to
quote:

Get in a car accident? Need an emergency appendectomy? God forbid you get serious illness because you are screwed


So what, I can't go the ER?

You people are fricking worst!

Actually I got insurance for car accidents and that makes more sense to get than some health insurance. I'm more worried with shitty drivers than my health during my prime. Again, why would I need it in my 30s? I haven't been to the DR in 15 or so years, and I am better off using that money instead of spending it on some fricking bullshite I don't need? People have insurance and they still get fricked all the time.

Plus like I said, the ER will take care of the real emergencies if I ever do have any.
Posted by Overbrook
Member since May 2013
6419 posts
Posted on 12/27/16 at 7:31 pm to
In a sense they are. But that's how insurance works. And some healthy young people will rack up huge bills. And if you don't you'll get old and then you will. Everybody needs to participate in health insurance. And it's becoming more and more this way as more and more primary care physicians are now employees rather than entrepreneurs. I want steady salary and shiftwork. Works well with the way healthcare needs to go as much as people dread it
Posted by ballscaster
Member since Jun 2013
26861 posts
Posted on 12/27/16 at 7:32 pm to
No. Marrying and reproducing is to be encouraged.
Posted by lsunurse
Member since Dec 2005
129146 posts
Posted on 12/27/16 at 7:43 pm to
quote:

Plus like I said, the ER will take care of the real emergencies if I ever do have any.


Do you have any idea how much an ER visit costs?

Also....if you are seriously injured it won't be the ER visit that bankrupts you....it will be the surgery costs and ICU costs that do you in financially. ER and surgery and ICU stay could easily cost you 100k on up.


If you are seriously hurt....you ain't gonna just be patched up in the ER and sent on your way.


quote:

my health during my prime


Do you have any hobbies that you could potentially hurt yourself on? (ex: skiing, mountainbiking, etc). Accidents can happen to anyone.
Posted by SanFranTiger
Santa Fe, NM
Member since Sep 2003
5048 posts
Posted on 12/27/16 at 7:48 pm to
quote:

So what, I can't go the ER? You people are fricking worst! Actually I got insurance for car accidents and that makes more sense to get than some health insurance. I'm more worried with shitty drivers than my health during my prime. Again, why would I need it in my 30s? I haven't been to the DR in 15 or so years, and I am better off using that money instead of spending it on some fricking bullshite I don't need? People have insurance and they still get fricked all the time. Plus like I said, the ER will take care of the real emergencies if I ever do have any.


Ok, good luck with all that. The ER is really cheap too. Although without insurance you better go to the county or charity hospital.

That's always a great experience.
Lol
Posted by Warfarer
Dothan, AL
Member since May 2010
12437 posts
Posted on 12/27/16 at 7:54 pm to
I am 38 and used my insurance for the first time in my life two months ago. I am now paying nearly $500 a month for shitty insurance.

a. my doctor bill was around 600 and they covered around 120 of it.

b. my rehab for two visits was 600 and my insurance covered 0 of it though it was prescribed and I was told I had to go by my doctor.
Posted by Bestbank Tiger
Premium Member
Member since Jan 2005
82331 posts
Posted on 12/27/16 at 7:58 pm to
quote:

I am 38 and used my insurance for the first time in my life two months ago. I am now paying nearly $500 a month for shitty insurance.


You're just not smart enough to undstand that it's for your own good.

Signed,

GumpAtl
Posted by Big Scrub TX
Member since Dec 2013
40159 posts
Posted on 12/28/16 at 10:14 am to
quote:

Nice broad brush ya got there.

If only fat white males voted for Trump, he'd have lost in a landslide.

Also, should diets be fixed? If so, by whom? If you say "the government," just ban yourself again and get it over with.
Yes, the American diet is atrocious...and we are all paying for it as per the idea of the OP.
Posted by AZTarheeel
Member since Feb 2015
3702 posts
Posted on 12/28/16 at 11:17 am to
quote:

$80/month


The most gipped subgroup are the self-employed. My health insurance was $80/mo in 2008, now it is $350/mo. Single, healthy, white male in his 30's.

frick Obama, I hope he gets multiple myeloma.
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