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re: Are single, healthy people the most gipped subgroup in America healthcare?

Posted on 12/27/16 at 2:53 pm to
Posted by JOHNN
Prairieville
Member since Nov 2008
4513 posts
Posted on 12/27/16 at 2:53 pm to
If you never go to the dr why dont you opt for an HSA plan? Youll end up paying alot less and the money rolls over. Hell we even have an HSA plan for my family.
Posted by GWfool
Member since Aug 2010
2419 posts
Posted on 12/27/16 at 2:53 pm to
Realistically, I am only paying for health insurance for a catastrophic disease or accident, yet because of my income, etc. they have continually raised my premiums where I am paying an astronomical amount to not go to the doctor. It is a broken system that has to be fixed.
Posted by yellowfin
Coastal Bar
Member since May 2006
99034 posts
Posted on 12/27/16 at 2:56 pm to
quote:

I pay about $80/month


quote:

no premium


I think you are confused
Posted by rpg37
Biloxi, MS
Member since Sep 2008
54970 posts
Posted on 12/27/16 at 2:58 pm to
That is the quote the guy just gave me off the phone with BCBS. Said the base plan had no premium and the Premium plan was $39 extra which allowed for copay options down the stretch. All in all, he may have misspoken.
Posted by Fratigerguy
Member since Jan 2014
4974 posts
Posted on 12/27/16 at 2:59 pm to
quote:

$1,800 deductible. Unless one is always sickly, are there really people out there spending that much in a year? I went to a doctor this year after several people told me to...bad decision as that one visit cost me all told $250. Just the office visit, in which I never saw a doctor, but a nurse, was $236 for 15 minutes (BCBS covered $78 of this).


Yeah...ummm. It doesn't work that way.
Posted by rpg37
Biloxi, MS
Member since Sep 2008
54970 posts
Posted on 12/27/16 at 3:00 pm to
quote:

FU you privileged prick!

Come talk to us when your health insurance for a family of four is $2300 a month with a $12,500 out of network deductible or a $6500 in network deductible from BBCS. Bitching about a fricking $80 a month plan???? Seriously just FU!


Dude, chill out.
Posted by gthog61
Irving, TX
Member since Nov 2009
71001 posts
Posted on 12/27/16 at 3:02 pm to
quote:


What does this have to do with anything?


no token qualification for anything
Posted by Wasp
Off Highland rd.
Member since Sep 2012
1540 posts
Posted on 12/27/16 at 3:32 pm to
Blame hospital administrators and doctors.
Posted by WILDTURKEYisgood
Madisonville
Member since Aug 2010
3320 posts
Posted on 12/27/16 at 3:37 pm to
$700 a month... family plan. No deductible... copay plan
Posted by Titus Pullo
MTDGA
Member since Feb 2011
28567 posts
Posted on 12/27/16 at 3:42 pm to
Damn, guess I won't mention my plan is $98/mo single, $1500 MM Deduction, $1500 Rx then 80% reimbursement until you hit $3k then 100% reimbursement. $25 copay on office visits.

BCBS

Or $196/family, same plan.

Covers "dental", which is a joke, just 2 annual cleanings, and vision, which pays $200 towards a pair of sunglasses each year since I have good vision...Although I actually could use some reading glasses.
This post was edited on 12/27/16 at 3:44 pm
Posted by lsualum01
Member since Sep 2008
1800 posts
Posted on 12/27/16 at 3:46 pm to
I think those with hearing disabilities should be ranked somewhere up there since it is the largest disability group that is denied coverage of basic needs. Most insurances do not cover hearing aids and claim it to be a "cosmetic device." Those that do cover it only offer a minimal amount towards the purchase of hearing aids, which can cost upwards of $6000 and usually need to be replaced every 3 to 5 years. If lost, damaged, broken or stolen they have to replaced at full cost. Some insurances do at least cover hearing aids for children. Pretty shameful IMO.
Posted by Napoleon
Kenna
Member since Dec 2007
74865 posts
Posted on 12/27/16 at 3:48 pm to
I pay more than $200 a month more and my deductible is 4x that, so cry me a river.
Posted by Rebel80
Member since Sep 2016
263 posts
Posted on 12/27/16 at 3:49 pm to
31, Single. No health issues. Almost $600/month.
Posted by UF
Florida
Member since Nov 2016
2696 posts
Posted on 12/27/16 at 3:51 pm to
quote:

I never saw a doctor, but a nurse, was $236 for 15 minutes


In Thailand you can get two 20yr olds for a full hour and spend less than a $100 and come out feeling much better.

You got ripped off.
Posted by Breesus
Unplug
Member since Jan 2010
69549 posts
Posted on 12/27/16 at 3:51 pm to
quote:

pay about $80/month for the base plan with Blue Cross Blue Shield


quote:

no copay


quote:

$1800 deductible


In all sincerity, frick you for complaining about this. Eat a giant bag of dicks, then educate yourself about how well you have it compared to most.

This post was edited on 12/27/16 at 3:53 pm
Posted by Verbal Kent
Member since Aug 2013
114 posts
Posted on 12/27/16 at 3:51 pm to
Dude, I pay $1,700.00 a month for a family of 5. Cry for me.
Posted by UF
Florida
Member since Nov 2016
2696 posts
Posted on 12/27/16 at 3:52 pm to
quote:

31, Single. No health issues. Almost $600/month.


How can it possibly be worth $7200 per year? There's no way.
Posted by UF
Florida
Member since Nov 2016
2696 posts
Posted on 12/27/16 at 3:56 pm to
quote:

You don't realize how much better your plane is than most single, healthy people.


True. I don't even know a single healthy person with a plane.
Posted by LSUAlum2001
Stavro Mueller Beta
Member since Aug 2003
48835 posts
Posted on 12/27/16 at 4:33 pm to
quote:

Why in the living frick? Is this for a family?


How about this...

A family of 3 pays the same monthly premium as a family of 7.

This post was edited on 12/27/16 at 4:38 pm
Posted by Big Scrub TX
Member since Dec 2013
40159 posts
Posted on 12/27/16 at 4:58 pm to
quote:

As a single, healthy male, I can say that the answer is yes.

If Trump doesn't fix this horrible policy,
I'd take a good hard look at the diet of the average Trump voter. If only diet were fixed, the majority of all of these problems would become manageable.
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