re: Anyone use the Good Rx app?

Yes, we use it and it does save us quite a bit. I have no idea how they make their money, but I'm glad to have it.

I've sort of retired and don't have traditional insurance but instead have a cost sharing plan that covers catastrophic situations. Maintenance prescriptions aren't covered.

As others stated there is a lot of disparity in pricing between pharmacies. And who's less expensive varies from drug to drug. I was surprised because previously with insurance we would always just blindly reorder from traditional network pharmacies. I've used both Good Rx and Blink and usually (not always) find a better price from Blink. We get my wife's doctors to write her prescriptions for 3 month and I shop each one every time. For some high volume medications you can find pharmacies who offer pretty good pricing for cash buyers.

Note: the price Good Rx shows may or may not be exactly what you'll pay when you pick up the prescription. I don't know why. With Blink, you actually pay them up front so know the exact costs.

I have no idea how the Good Rx or Blink business models work.

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So the coupons are rebates?

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No. Straight up reductions on what you have to pay at the counter. My insulin would cost me a boatload of money without those cards and coupons. The pharmacist enters it into their system and you get the savings right there. Takes a little time but it's well worth it.

Go onto the manufactuers site for every prescription and see if there's a way to save.

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if Rite Aid wants to charge you $212.65 for 90 generic ambien er, you might pay it if you didn't know it would cost $54 at CVS or $27 at Costco

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This is so annoying. There is no easy way to comparison shop online for this stuff. I have an uncle on fixed income and he was in a spot where he potentially was going to forgo a med but went across the street to another pharm and a year worth will cost him about what 2 months at the other place was going to cost him. You'd think drugs would be about the same from place to place, sometimes it's not even close.

Yes we have before my new jobs current insurance. Go to their website and it will tell you the local pharmacies price for your medications using their card. It's amazing the difference between pharmacies.

My husband just got Tamiflu and it was $100 if we went through insurance. Pharmacy offered cash price of $50. How much does this actually cost the pharmacy if we only paid $50?

And yes it won’t go toward the ded if you have a high ded plan. We don’t normally meet ours so we use it when it works out better.

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Jesus. I haven't paid more than $5 for a prescription. Most times they're free. Is this for people with no insurance?

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We use it… Because we have a high deductible plan. Usually takes another $10-$30 off the scrip.

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So how does the full nondiscounted price still count toward your deductible?

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I'm not sure. The pharmacist at the counter told me about it the year ObamaCare went into effect. Turns out it's true. My prescriptions are $$$$ and my deductible is met about halfway through the year without minimal payments from me.

My problem with it is that the first five to ten pharmacies that are listed aren't even close to my area.