- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Anyone finance a vehicle during this thing
Posted on 4/19/20 at 5:59 pm
Posted on 4/19/20 at 5:59 pm
Curious what the rates are doing. Considering a 3/4 ton. Fords website is less than helpful. Only rate they have is 7.9% that I found at a quick glance. That’s meant for the 600 club I’m guessing? I’ve heard rumors of 0% right now but haven’t seen that mentioned anywhere.
Besides $900 for 20 years, what have you guys found for finance rates with good credit.
Besides $900 for 20 years, what have you guys found for finance rates with good credit.
23
Posted on 4/19/20 at 6:01 pm to WhiskeyThrottle
Go to your bank or credit union and get pre approved. Buy with cash, but don't tell the dealer that until you lock in the best price.
Posted on 4/19/20 at 6:03 pm to WhiskeyThrottle
Got 3.15 on a used vehicle from my local credit Union
Posted on 4/19/20 at 6:04 pm to WhiskeyThrottle
quote:
7.9% that I found at a quick glance.
Baw you gotta be smart and get yourself a ten year note at the highest percentage you can find. The key is to find the lowest amount down as possible - preferably a loan that doesn’t require payment for the first six months. It’s free money!
Posted on 4/19/20 at 6:04 pm to WhiskeyThrottle
I have gotten emails from the last dealer and salesman I bought from offering me 0.00%. I have excellent credit but I am not in the market for a vehicle so I didn't check into it.
Posted on 4/19/20 at 6:06 pm to WhiskeyThrottle
Yep, go with a credit union. Keesler is 2.24% right now, credit union rates are hard to beat.
This post was edited on 4/19/20 at 6:07 pm
Posted on 4/19/20 at 6:07 pm to Btrtigerfan
quote:
Go to your bank or credit union and get pre approved. Buy with cash, but don't tell the dealer that until you lock in the best price.
Always this. Never let the dealer shop for financing for you.
Posted on 4/19/20 at 6:09 pm to WhiskeyThrottle
2.75 at my credit union first week of March
Posted on 4/19/20 at 6:18 pm to WhiskeyThrottle
I would think dealer lots are ready to deal- they are desperate! No cutomers!
Posted on 4/19/20 at 6:32 pm to WhiskeyThrottle
Yes. 84 months and 8% but I hot them to throw in the undercoating for 50% off.
Posted on 4/19/20 at 6:35 pm to WhiskeyThrottle
Just got one at 2.5% from GMAC. This was after they knocked $7000 off list and threw in some other stuff I needed.
They are very open to making a deal. Great time to buy if you can
They are very open to making a deal. Great time to buy if you can
Posted on 4/19/20 at 6:35 pm to WhiskeyThrottle
Got offered like 12k off or 0% for 84. Went with the 12k off
Posted on 4/19/20 at 6:35 pm to Btrtigerfan
quote:Good advice. Telling the dealer that you are paying with cash is useless because, a) makes you look like a pompous arse with more money than brains, and b) they make more money off financing.
Go to your bank or credit union and get pre approved. Buy with cash, but don't tell the dealer that until you lock in the best price
Posted on 4/19/20 at 6:38 pm to WhiskeyThrottle
quote:
Considering a 3/4 ton.
A minivan will suffice too
Posted on 4/19/20 at 6:41 pm to WhiskeyThrottle
quote:
I’ve heard rumors of 0% right now but haven’t seen that mentioned anywhere.
You can get 0%, but you forfeit rebates and dealer incentives. I've spoken to several different dealerships about this and they revert to MSRP at the mention of it.
Posted on 4/19/20 at 6:51 pm to WhiskeyThrottle
From what I can tell, the 0% deals are for vehicles pretty close to MSRP. Check your local banks for the rates. Make the best deal you can with the dealership, with their financing. Make sure their is no early payoff fee & refinance with your bank after you close.
Posted on 4/19/20 at 6:51 pm to WhiskeyThrottle
Bout tree fiddy
Posted on 4/19/20 at 7:07 pm to WhiskeyThrottle
GM has 0% for some
Posted on 4/19/20 at 7:10 pm to WhiskeyThrottle
Wait.
Regardless if there’s is an economic collapse or not, there will be crazy good deals in a few months
Regardless if there’s is an economic collapse or not, there will be crazy good deals in a few months
Posted on 4/19/20 at 7:27 pm to brass2mouth
quote:
GM has 0% for some
I think just for 2019s
Page 1 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News