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WhiskeyThrottle
Member since Nov 2017
1468 posts

Anyone finance a vehicle during this thing
Curious what the rates are doing. Considering a 3/4 ton. Fords website is less than helpful. Only rate they have is 7.9% that I found at a quick glance. That’s meant for the 600 club I’m guessing? I’ve heard rumors of 0% right now but haven’t seen that mentioned anywhere.

Besides $900 for 20 years, what have you guys found for finance rates with good credit.


Btrtigerfan
LSU Fan
I want a T-Shirt
Member since Dec 2007
15159 posts

re: Anyone finance a vehicle during this thing
Go to your bank or credit union and get pre approved. Buy with cash, but don't tell the dealer that until you lock in the best price.


UltimaParadox
Alabama Fan
Huntsville
Member since Nov 2008
15079 posts

re: Anyone finance a vehicle during this thing
Got 3.15 on a used vehicle from my local credit Union


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23
O
Columbia Fan
Mandeville
Member since Oct 2011
5161 posts

re: Anyone finance a vehicle during this thing
quote:

7.9% that I found at a quick glance.


Baw you gotta be smart and get yourself a ten year note at the highest percentage you can find. The key is to find the lowest amount down as possible - preferably a loan that doesn’t require payment for the first six months. It’s free money!


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169
Ponchy Tiger
LSU Fan
Ponchatoula
Member since Aug 2004
35882 posts

re: Anyone finance a vehicle during this thing
I have gotten emails from the last dealer and salesman I bought from offering me 0.00%. I have excellent credit but I am not in the market for a vehicle so I didn't check into it.


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26
OSoBad
LSU Fan
Member since Nov 2016
716 posts

re: Anyone finance a vehicle during this thing
Yep, go with a credit union. Keesler is 2.24% right now, credit union rates are hard to beat.
This post was edited on 4/19 at 6:07 pm


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51
YeahYeah
USA Fan
Member since Jun 2016
2026 posts

re: Anyone finance a vehicle during this thing
quote:

Go to your bank or credit union and get pre approved. Buy with cash, but don't tell the dealer that until you lock in the best price.


Always this. Never let the dealer shop for financing for you.


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25
yellowfin
Chicago Cubs Fan
Coastal Bar
Member since May 2006
94294 posts

re: Anyone finance a vehicle during this thing
2.75 at my credit union first week of March


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10
Tiger in Texas
Southeastern LA Fan
Houston, Texas
Member since Sep 2004
18343 posts

re: Anyone finance a vehicle during this thing
I would think dealer lots are ready to deal- they are desperate! No cutomers!


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22
Tiger Ryno
Houston Astros Fan
#WoF
Member since Feb 2007
93624 posts

re: Anyone finance a vehicle during this thing
Yes. 84 months and 8% but I hot them to throw in the undercoating for 50% off.


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141
LSUBadger
Member since Jan 2014
1005 posts

re: Anyone finance a vehicle during this thing
Just got one at 2.5% from GMAC. This was after they knocked $7000 off list and threw in some other stuff I needed.

They are very open to making a deal. Great time to buy if you can


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20
WaydownSouth
LSU Fan
Stratton Oakmont
Member since Nov 2018
4403 posts

re: Anyone finance a vehicle during this thing
Got offered like 12k off or 0% for 84. Went with the 12k off


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61
Ronaldo Burgundiaz
Arkansas Fan
Surrounded by toilet paper
Member since Jan 2012
2260 posts

re: Anyone finance a vehicle during this thing
quote:

Go to your bank or credit union and get pre approved. Buy with cash, but don't tell the dealer that until you lock in the best price
Good advice. Telling the dealer that you are paying with cash is useless because, a) makes you look like a pompous arse with more money than brains, and b) they make more money off financing.


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80
biglego
LSU Fan
Ask your mom where I been
Member since Nov 2007
59989 posts

re: Anyone finance a vehicle during this thing
quote:

Considering a 3/4 ton.


A minivan will suffice too


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30
HerkFlyer
LSU Fan
Member since Jan 2018
1011 posts

re: Anyone finance a vehicle during this thing
quote:

I’ve heard rumors of 0% right now but haven’t seen that mentioned anywhere.


You can get 0%, but you forfeit rebates and dealer incentives. I've spoken to several different dealerships about this and they revert to MSRP at the mention of it.


tigernnola
LSU Fan
NOLA
Member since Sep 2016
2403 posts

re: Anyone finance a vehicle during this thing
From what I can tell, the 0% deals are for vehicles pretty close to MSRP. Check your local banks for the rates. Make the best deal you can with the dealership, with their financing. Make sure their is no early payoff fee & refinance with your bank after you close.


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20
Dandy Lion
Georgia Fan
Lake Oconee
Member since Feb 2010
47956 posts

re: Anyone finance a vehicle during this thing
Bout tree fiddy


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02
brass2mouth
LSU Fan
NOLA
Member since Jul 2007
17609 posts

re: Anyone finance a vehicle during this thing
GM has 0% for some


LoneStarRanger
Houston Astros Fan
Texas/Europe
Member since Aug 2018
1110 posts

re: Anyone finance a vehicle during this thing
Wait.

Regardless if there’s is an economic collapse or not, there will be crazy good deals in a few months


Tonio
LSU Fan
Member since Dec 2019
882 posts

re: Anyone finance a vehicle during this thing
quote:

GM has 0% for some


I think just for 2019s


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